[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-sidebar-cat-1-en-105":3,"doc-seo-239434-105":53,"doc-detail-239434-en":126},{"code":4,"msg":5,"data":6},0,"success",[7,14,19,24,29,34,39,44,49],{"id":8,"doc_module":9,"doc_module_name":10,"category_name":11,"show_sort_weight":12,"slug":13},11,1,"Template","Presentations",90,"presentations",{"id":15,"doc_module":9,"doc_module_name":10,"category_name":16,"show_sort_weight":17,"slug":18},12,"Resumes",80,"resumes",{"id":20,"doc_module":9,"doc_module_name":10,"category_name":21,"show_sort_weight":22,"slug":23},14,"Invoices",70,"invoices",{"id":25,"doc_module":9,"doc_module_name":10,"category_name":26,"show_sort_weight":27,"slug":28},15,"Posters",60,"posters",{"id":30,"doc_module":9,"doc_module_name":10,"category_name":31,"show_sort_weight":32,"slug":33},16,"Social Media",50,"social-media",{"id":35,"doc_module":9,"doc_module_name":10,"category_name":36,"show_sort_weight":37,"slug":38},17,"Forms",40,"forms",{"id":40,"doc_module":9,"doc_module_name":10,"category_name":41,"show_sort_weight":42,"slug":43},18,"Letters",30,"letters",{"id":45,"doc_module":9,"doc_module_name":10,"category_name":46,"show_sort_weight":47,"slug":48},21,"Paper Templates",5,"papers-templates",{"id":50,"doc_module":9,"doc_module_name":10,"category_name":51,"show_sort_weight":4,"slug":52},158,"General","general-158",{"code":4,"msg":54,"data":55},"ok",{"site_id":56,"language":57,"slug":58,"title":59,"keywords":60,"description":61,"schema_data":62,"social_meta":119,"head_meta":121,"extra_data":123,"updated_unix":125},105,"en","nerd-wallet-budget-worksheet-track-monthly-income-and-expenses","Nerd Wallet Budget Worksheet - Track Monthly Income and Expenses","","Monthly budget worksheet for recording after-tax income, additional income sources, and itemized expenses across needs, wants, and savings/debt repayment. Provides line-by-line categories for rent or mortgage, utilities, insurance, food essentials, transportation, minimum loan payments, student loans, childcare support, and more. Includes totals for needs, wants, and savings/debt repayment, then calculates income remaining and compares the results against 50/30/20 budget guidelines.",{"@graph":63,"@context":118},[64,80,101],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":36,"@type":70,"position":76},"https://docshare.wps.com/template/forms/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/nerd-wallet-budget-worksheet-track-monthly-income-and-expenses/239434/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/nerd-wallet-budget-worksheet-track-monthly-income-and-expenses/239434.png","ImageObject",442,249,{"name":88,"@type":89},"Quinn","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/pdf","2026-10-26","2026-09-11",true,{"@type":98,"interactionType":99,"userInteractionCount":40},"InteractionCounter",{"@type":100},"ViewAction",{"@type":102,"mainEntity":103},"FAQPage",[104,110,114],{"name":105,"@type":106,"acceptedAnswer":107},"What income sources should be recorded on this worksheet?","Question",{"text":108,"@type":109},"Record after-tax salary or wages and any additional income such as rental income, financial aid, self-employment, child support, and pension.","Answer",{"name":111,"@type":106,"acceptedAnswer":112},"How are expenses organized on the worksheet?",{"text":113,"@type":109},"Expenses are separated into Needs (monthly), Wants (monthly), and Savings and debt repayment (monthly), each with relevant line items.",{"name":115,"@type":106,"acceptedAnswer":116},"How does the worksheet evaluate whether the budget matches 50/30/20?",{"text":117,"@type":109},"It totals needs, wants, and savings/debt repayment and then compares the amounts to the 50% necessities, 30% wants, and 20% savings/debt repayment guidelines.","https://schema.org",{"og:url":78,"og:type":120,"og:title":59,"og:site_name":91,"og:description":61},"article",{"robots":122,"canonical":78},"index,follow",{"doc_id":124,"site_id":56},239434,1790696675,{"code":4,"msg":5,"data":127},{"doc_id":124,"user_id":128,"nickname":88,"user_avatar":129,"doc_module":9,"category_id":35,"category_name":36,"doc_title":59,"doc_description":61,"doc_content":130,"file_id":131,"file_url":132,"file_type":133,"file_size":134,"view_count":40,"is_deleted":4,"is_public":9,"is_downloadable":9,"audit_status":9,"page_count":9,"language":135,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":136,"faqs":137,"seo_title":138,"seo_description":61,"update_tm":139,"read_time":4},962075114765,"https://ap-avatar.wpscdn.com/davatar_a8503ba1806abce46bf441b54a3ca4cd","Fill in your income and expenses in the relevant boxes. Use the \"amount\" column to record your monthly spending or set goal amounts. Scroll down to see how your totals compare to the 50/30/20 budget guidelines.  \nMonthly income  Amount   \nAfter-tax salary or wages    \nAny additional income (rental, financial aid, self  \nemployment, child support, pension, etc.)    \nTotal  $0   \nExpenses  \nNeeds (monthly) Amount  \nRent/mortgage  \nHomeowners or renters insurance premiums Property tax (if not already included in the mtg pmt)  \nAuto insurance premiums Health insurance premiums Out-of-pocket medical costs Life insurance premiums Electricity and natural gas bill Water bill  \nSanitation/garbage bill  \nGroceries, toiletries and other essentials Car payment  \nParking and registration fees Car maintenance and repairs Gasoline  \nPublic transportation Phone bill  \nInternet bill  \nMinimum student loan payments Other minimum loan payments Child support or alimony payments Home maintenance and repairs Homeowners association fees Other  \nTotal spent on necessities  \n\n|  |\n| --- |\n|  |\n|  |\n|  |\n|  |\n|  |\n|  |\n|  |\n|  |\n|  |\n|  |\n|  |\n|  |\n|  |\n|  |\n|  |\n|  |\n|  |\n|  |\n|  |\n|  |\n|  |\n|  |\n|  |\n| $0 |\n\nWants (monthly) Amount  \nClothing, jewelry, etc. Dining out  \nSpecial meals at home Entertainment  \nMovie, concert and event tickets Gym or club memberships  \nTravel expenses (airline, hotels, cars, etc. ) Cable or streaming packages  \nHome decor items Furniture  \nGardener/pool/alarm service Other  \n\n|  |\n| --- |\n|  |\n|  |\n|  |\n|  |\n|  |\n|  |\n|  |\n|  |\n|  |\n|  |\n|  |\n\nTotal spent on wants $0  \nSavings and debt repayment (monthly) Amount  \nEmergency fund contributions Savings account contributions 401(k) contributions  \nIndividual retirement account contributions Other investments  \nCredit card payments  \nExcess payments on student loans Excess payments on mortgage Other  \nTotal spent on savings & paying off debt  \n\n|  |\n| --- |\n|  |\n|  |\n|  |\n|  |\n|  |\n|  |\n|  |\n|  |\n| $0 |\n\n\n| Total expenses\u003Cbr>Income remaining | $0 |\n| --- | --- |\n|  | $0 |\n\n\n| Your totals |  |\n| --- | --- |\n| Needs\u003Cbr>Wants\u003Cbr>Savings and debt repayment | $0 |\n|  | $0 |\n|  | $0 |\n\n\n| 50/30/20 comparison |  |\n| --- | --- |\n| 50% for necessities\u003Cbr>30% for wants\u003Cbr>20% for savings and debt repayment | $0 |\n|  | $0 |\n|  | $0 |","cbCaitByG4Xnl7sQ","https://ap.wps.com/l/cbCaitByG4Xnl7sQ","pdf",88839,"English","# Monthly Income\n## Expenses\n## Needs (monthly)\n## Wants (monthly)\n## Savings and debt repayment (monthly)\n## Totals and 50/30/20 comparison","[{\"question\":\"What income sources should be recorded on this worksheet?\",\"answer\":\"Record after-tax salary or wages and any additional income such as rental income, financial aid, self-employment, child support, and pension.\"},{\"question\":\"How are expenses organized on the worksheet?\",\"answer\":\"Expenses are separated into Needs (monthly), Wants (monthly), and Savings and debt repayment (monthly), each with relevant line items.\"},{\"question\":\"How does the worksheet evaluate whether the budget matches 50/30/20?\",\"answer\":\"It totals needs, wants, and savings/debt repayment and then compares the amounts to the 50% necessities, 30% wants, and 20% savings/debt repayment guidelines.\"}]","Nerd Wallet Budget Worksheet - Track Monthly Income and Expenses | PDF",1789148815]