[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-sidebar-cat-1-en-105":3,"doc-seo-284196-105":53,"doc-detail-284196-en":127},{"code":4,"msg":5,"data":6},0,"success",[7,14,19,24,29,34,39,44,49],{"id":8,"doc_module":9,"doc_module_name":10,"category_name":11,"show_sort_weight":12,"slug":13},11,1,"Template","Presentations",90,"presentations",{"id":15,"doc_module":9,"doc_module_name":10,"category_name":16,"show_sort_weight":17,"slug":18},12,"Resumes",80,"resumes",{"id":20,"doc_module":9,"doc_module_name":10,"category_name":21,"show_sort_weight":22,"slug":23},14,"Invoices",70,"invoices",{"id":25,"doc_module":9,"doc_module_name":10,"category_name":26,"show_sort_weight":27,"slug":28},15,"Posters",60,"posters",{"id":30,"doc_module":9,"doc_module_name":10,"category_name":31,"show_sort_weight":32,"slug":33},16,"Social Media",50,"social-media",{"id":35,"doc_module":9,"doc_module_name":10,"category_name":36,"show_sort_weight":37,"slug":38},17,"Forms",40,"forms",{"id":40,"doc_module":9,"doc_module_name":10,"category_name":41,"show_sort_weight":42,"slug":43},18,"Letters",30,"letters",{"id":45,"doc_module":9,"doc_module_name":10,"category_name":46,"show_sort_weight":47,"slug":48},21,"Paper Templates",5,"papers-templates",{"id":50,"doc_module":9,"doc_module_name":10,"category_name":51,"show_sort_weight":4,"slug":52},158,"General","general-158",{"code":4,"msg":54,"data":55},"ok",{"site_id":56,"language":57,"slug":58,"title":59,"keywords":60,"description":61,"schema_data":62,"social_meta":120,"head_meta":122,"extra_data":124,"updated_unix":126},105,"en","mortgage-loan-application-checklist","Mortgage Loan Application Checklist","","This comprehensive Mortgage Loan Application Checklist serves as a vital guide for borrowers preparing to secure financing through Mountain West Bank. It outlines the mandatory documentation required to facilitate a streamlined and efficient loan processing experience. Essential items include recent paycheck stubs, federal tax returns from the past two years, complete bank statements, and verification of assets or liabilities such as retirement awards, rental history, and legal documents like divorce decrees. By providing clear requirements for both standard employees and the self-employed, the checklist minimizes delays in the underwriting and closing stages. Borrowers are encouraged to promptly submit all requested materials and may contact the bank's specialized lending departments in Coeur d'Alene, Boise, Spokane, or Sandpoint for personalized assistance with their applications.",{"@graph":63,"@context":119},[64,80,102],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":36,"@type":70,"position":76},"https://docshare.wps.com/template/forms/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/mortgage-loan-application-checklist/284196/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/mortgage-loan-application-checklist/284196.png","ImageObject",442,249,{"name":88,"@type":89},"Chumphorn","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/pdf","2026-10-23","2026-09-17",true,{"@type":98,"interactionType":99,"userInteractionCount":101},"InteractionCounter",{"@type":100},"ViewAction",7,{"@type":103,"mainEntity":104},"FAQPage",[105,111,115],{"name":106,"@type":107,"acceptedAnswer":108},"What documentation is required for employment verification?","Question",{"text":109,"@type":110},"Borrowers must provide copies of paycheck stubs from the last 30 days and federal tax returns, along with W-2 or 1099 forms for the past two years.","Answer",{"name":112,"@type":107,"acceptedAnswer":113},"What information must be included in the bank statements?",{"text":114,"@type":110},"Statements for all checking, savings, investment, 401k, and IRA accounts must cover the last two months and include all pages, bank information, the borrower's name, the account number, and the beginning and ending balances.",{"name":116,"@type":107,"acceptedAnswer":117},"Who can I contact for questions regarding my loan application?",{"text":118,"@type":110},"You can email RealEstateLending@mountainwestbank.com or call the specific branch numbers provided for CDA, Boise, Spokane, or Sandpoint.","https://schema.org",{"og:url":78,"og:type":121,"og:title":59,"og:site_name":91,"og:description":61},"article",{"robots":123,"canonical":78},"index,follow",{"doc_id":125,"site_id":56},284196,1789628431,{"code":4,"msg":5,"data":128},{"doc_id":125,"user_id":129,"nickname":88,"user_avatar":130,"doc_module":9,"category_id":35,"category_name":36,"doc_title":59,"doc_description":61,"doc_content":131,"file_id":132,"file_url":133,"file_type":134,"file_size":135,"view_count":101,"is_deleted":4,"is_public":9,"is_downloadable":9,"audit_status":9,"page_count":9,"language":136,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":137,"faqs":138,"seo_title":139,"seo_description":61,"update_tm":126,"read_time":4},2336475401981,"https://ap-avatar.wpscdn.com/avatar/22000c94efd8d5204d?x-image-process=image/resize,m_fixed,w_180,h_180&k=1786935347598174694","Mortgage Loan Application Checklist  \nThe following documentation is needed in order to begin processing your loan request. Please return the requested items as soon as possible to ensure a smooth and quick closing. Additional documentation may be requested as we process your loan.  \nCopy of paycheck stubs from the last 30 days (for all borrowers)  \nComplete federal tax returns, including all schedules, for the past two (2) years. Copy of last two (2) year’s W-2 and/or 1099 forms.  \nIf self-employed, copy of last two (2) year’s business tax returns for corporation and/or partnership with K-1 .  \nComplete copies of bank statements for all checking, savings, investment, 401k and IRA accounts, covering the last two (2) months. (All pages of the statements are required and must show bank information, borrower name, account number, beginning and ending balance. )  \nRetirement award letter(s) such as pension, Social Security, etc.  \nValid copy of driver’s license or identification card and/or utility bill from your current residence  \nName, phone number, and/or address of landlord(s) for the past 12 months.  \nMortgage statement and/or rental agreement for all properties owned.  \nIf applicable, recorded divorce decree and child support order.  \nIf applicable, bankruptcy discharge letter with all schedules.  \nPurchase and/or listing agreement for:   Letter of explanation for:  Additional documents:    \nIf you have any questions or want to schedule an appointment with a Mortgage Loan Originator, email [RealEstateLending@mountainwestbank.com](RealEstateLending@mountainwestbank.com) or call:  \nCDA: 208-763-3485  \nBoise: 208-887-5190  \nSpokane: 509-944-4099  \nSandpoint: 208-265-2232","cbCaitYiQR56jMWx","https://ap.wps.com/l/cbCaitYiQR56jMWx","pdf",307685,"English","# Required Financial Documentation\n## Borrower Verification and Legal Requirements\n## Loan Processing and Contact Information","[{\"question\":\"What documentation is required for employment verification?\",\"answer\":\"Borrowers must provide copies of paycheck stubs from the last 30 days and federal tax returns, along with W-2 or 1099 forms for the past two years.\"},{\"question\":\"What information must be included in the bank statements?\",\"answer\":\"Statements for all checking, savings, investment, 401k, and IRA accounts must cover the last two months and include all pages, bank information, the borrower's name, the account number, and the beginning and ending balances.\"},{\"question\":\"Who can I contact for questions regarding my loan application?\",\"answer\":\"You can email RealEstateLending@mountainwestbank.com or call the specific branch numbers provided for CDA, Boise, Spokane, or Sandpoint.\"}]","Mortgage Loan Application Checklist | PDF"]