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It covers requirements applicable to all applications, then separates additional evidence for residential purchase, buy-to-let purchase, buy-to-let re-mortgage, and existing rental background. It also includes guidance on co-ownership/shared ownership and self-build mortgage needs, emphasizing proof of identity, address, income, deposit sources, and supporting certificates for property-related affordability review.",{"@graph":63,"@context":119},[64,80,102],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":36,"@type":70,"position":76},"https://docshare.wps.com/template/forms/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/mortgage-checklist-initial-guide-to-required-documents-for-mortgage-applications/278524/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/mortgage-checklist-initial-guide-to-required-documents-for-mortgage-applications/278524.png","ImageObject",442,249,{"name":88,"@type":89},"Connor ","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/pdf","2026-10-23","2026-09-15",true,{"@type":98,"interactionType":99,"userInteractionCount":101},"InteractionCounter",{"@type":100},"ViewAction",9,{"@type":103,"mainEntity":104},"FAQPage",[105,111,115],{"name":106,"@type":107,"acceptedAnswer":108},"What documents are required for all mortgage applications?","Question",{"text":109,"@type":110},"You must provide evidence such as an Electoral Register entry, a credit report, a valid ID (passport or driving licence), proof of address dated within the last 3 months, and recent bank statements. Income details like payslips (and relevant tax or benefits documents) are also required.","Answer",{"name":112,"@type":107,"acceptedAnswer":113},"What additional documents are needed for a residential purchase?",{"text":114,"@type":110},"Residential purchase typically requires proof of deposit, savings statements, and any gift deposit/equity documentation if applicable. It also requires relevant supporting statements to show how funds were provided.",{"name":116,"@type":107,"acceptedAnswer":117},"What documents are needed for a buy-to-let re-mortgage?",{"text":118,"@type":110},"Buy-to-let re-mortgage needs 3 months of bank statements showing rental income, a current signed tenancy agreement, and required property-related certificates such as an Energy Performance Certificate.","https://schema.org",{"og:url":78,"og:type":121,"og:title":59,"og:site_name":91,"og:description":61},"article",{"robots":123,"canonical":78},"index,follow",{"doc_id":125,"site_id":56},278524,1790130618,{"code":4,"msg":5,"data":128},{"doc_id":125,"user_id":129,"nickname":88,"user_avatar":130,"doc_module":9,"category_id":35,"category_name":36,"doc_title":59,"doc_description":61,"doc_content":131,"file_id":132,"file_url":133,"file_type":134,"file_size":135,"view_count":101,"is_deleted":4,"is_public":9,"is_downloadable":9,"audit_status":9,"page_count":76,"language":136,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":137,"faqs":138,"seo_title":139,"seo_description":61,"update_tm":140,"read_time":9},687207022233,"https://ap-avatar.wpscdn.com/davatar_155a257f0dc6eb9ab79c44ca47cae57d","Mortgage Checklist  \nIf you are considering a new Mortgage or a Re-mortgage, please use the following checklist as an initial guide to current requirements. Please bring as many of the required documents as possible to your first appointment.  \n| ✓\u003Cbr>Required\u003Cbr>✓\u003Cbr>Received/Accepted | Action Point |\n| --- | --- |\n| Documents Required for ALL Applications |  |\n| ✓ Required | Electoral Register\u003Cbr>You should be showing on the Electoral Register at your current address. You will be able to see this on your Credit Report. |\n| ✓ Required | Credit Report\u003Cbr>[Go to](Go to www.moneysavingexpert.com/creditclub/ for a FREE)[ ](Go to www.moneysavingexpert.com/creditclub/ for a FREE)[www.moneysavingexpert.com/creditclub/](Go to www.moneysavingexpert.com/creditclub/ for a FREE)[ for a FREE](Go to www.moneysavingexpert.com/creditclub/ for a FREE) Experian Report. You won’t need to provide Credit Card details, so no charges will be incurred in subsequent months.\u003Cbr>Tips\u003Cbr>Check that there are no missed or late payments on any of your accounts\u003Cbr>Check that no defaults or CCJ’s have been registered against you and no IVAs Bankruptcies or Repossessions Are there any recent searches/applications for new credit\u003Cbr>Check the number of searches that have been carried out as some searches can lower your Credit Score |\n| ✓ Required | ID-Passport or Driving Licence\u003Cbr>Must be in date with all information accurate and no spelling errors Must be at current address (in case of Driving Licence)\u003Cbr>Must be in current name and all names used must be included (unless recently married when a copy of marriage certificate will also be required)\u003Cbr>Driving Licence must have card and paper counterpart (front and back) |\n| ✓ Required | Proof of Address – Original Driving Licence, Bank Statement, Credit Card Statement, Original Gas, or Electric Bill, Latest Rates/Council Tax Bill\u003Cbr>Evidence of current address is required and must be dated within the last 3 months (exceptions are Driving Licence and Rates/Council Tax Bill) |\n| ✓ Required | Bank Statements – Latest 3 months Statements for ALL Current Accounts\u003Cbr>Must be full statements and NOT Transaction Lists\u003Cbr>Must include Business Bank Statements if Self-employed |\n|  | Payslips\u003Cbr>Most recent 3 monthly payslips / 4 four weekly payslips / 13 weekly payslips / 7 fortnightly payslips P60 – most recent year |\n|  | Proof of income – if self-employed/Limited Company Director/Proof of Rental Income Latest 3 years Tax Calculations/SA302’s\u003Cbr>Tax Year Overviews\u003Cbr>SA100’s\u003Cbr>Accounts |\n|  | State Benefits\u003Cbr>If you are in receipt of state benefits that are required for your affordability, please provide a copy of the latest award letter and income should be evidenced on bank statements being provided. |\n|  | Child Maintenance Payments\u003Cbr>If you are in receipt of Child Maintenance Payments, please provide all of the following where available – Maintenance Agreement / CSA Award / Bank Statements (6 months) |\n|  |  |\n\n\n| Documents for Residential Purchase |  |\n| --- | --- |\n|  | Proof of Deposit\u003Cbr>Latest 12 Months Savings Statements or\u003Cbr>Most Recent 3 Months Savings Statements + Statement from 12 months ago\u003Cbr>This includes Help to Buy ISAs and Lifetime ISAs Savings balance must be up to date\u003Cbr>Gift Deposit Letter / Gift of Equity Letter\u003Cbr>If part or all of the deposit is a gift (Money or Equity) a signed gift letter is required from the Giftor (we can provide a template letter)\u003Cbr>Bank Statements – Proof of Gift\u003Cbr>A Bank Statement will also be required from the Giftor, showing the money leaving their account and the Applicant will need to provide a Bank Statement or Transaction List, showing the money arriving into their account |\n| Documents for Buy-to-Let Purchase |  |\n|  | Proof of Deposit\u003Cbr>Latest 12 Months Savings Statements or\u003Cbr>Most Recent 3 Months Savings Statements + Statement from 12 months ago\u003Cbr>This includes Help to Buy ISAs and Lifetime ISAs Savings balance must be up to date\u003Cbr>Gift Deposit Let","cbCaic5tklBvjUIf","https://ap.wps.com/l/cbCaic5tklBvjUIf","pdf",181998,"English","# Documents Required for ALL Applications\n## Documents for Residential Purchase\n## Documents for Buy-to-Let Purchase\n## Documents for Buy-to-Let Re-Mortgage\n## Existing Background Buy-to-Let Properties\n## Apartments – Purchasing or Re-Mortgaging\n## Self-Build Mortgage\n## Co-Ownership/Shared Ownership\n## Tips and Guidance","[{\"question\":\"What documents are required for all mortgage applications?\",\"answer\":\"You must provide evidence such as an Electoral Register entry, a credit report, a valid ID (passport or driving licence), proof of address dated within the last 3 months, and recent bank statements. Income details like payslips (and relevant tax or benefits documents) are also required.\"},{\"question\":\"What additional documents are needed for a residential purchase?\",\"answer\":\"Residential purchase typically requires proof of deposit, savings statements, and any gift deposit/equity documentation if applicable. It also requires relevant supporting statements to show how funds were provided.\"},{\"question\":\"What documents are needed for a buy-to-let re-mortgage?\",\"answer\":\"Buy-to-let re-mortgage needs 3 months of bank statements showing rental income, a current signed tenancy agreement, and required property-related certificates such as an Energy Performance Certificate.\"}]","Mortgage Checklist - Initial guide to required documents for mortgage applications | PDF",1789510566]