[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-sidebar-cat-1-en-105":3,"doc-seo-564156-105":53,"doc-detail-564156-en":127},{"code":4,"msg":5,"data":6},0,"success",[7,14,19,24,29,34,39,44,49],{"id":8,"doc_module":9,"doc_module_name":10,"category_name":11,"show_sort_weight":12,"slug":13},11,1,"Template","Presentations",90,"presentations",{"id":15,"doc_module":9,"doc_module_name":10,"category_name":16,"show_sort_weight":17,"slug":18},12,"Resumes",80,"resumes",{"id":20,"doc_module":9,"doc_module_name":10,"category_name":21,"show_sort_weight":22,"slug":23},14,"Invoices",70,"invoices",{"id":25,"doc_module":9,"doc_module_name":10,"category_name":26,"show_sort_weight":27,"slug":28},15,"Posters",60,"posters",{"id":30,"doc_module":9,"doc_module_name":10,"category_name":31,"show_sort_weight":32,"slug":33},16,"Social Media",50,"social-media",{"id":35,"doc_module":9,"doc_module_name":10,"category_name":36,"show_sort_weight":37,"slug":38},17,"Forms",40,"forms",{"id":40,"doc_module":9,"doc_module_name":10,"category_name":41,"show_sort_weight":42,"slug":43},18,"Letters",30,"letters",{"id":45,"doc_module":9,"doc_module_name":10,"category_name":46,"show_sort_weight":47,"slug":48},21,"Paper Templates",5,"papers-templates",{"id":50,"doc_module":9,"doc_module_name":10,"category_name":51,"show_sort_weight":4,"slug":52},158,"General","general-158",{"code":4,"msg":54,"data":55},"ok",{"site_id":56,"language":57,"slug":58,"title":59,"keywords":60,"description":61,"schema_data":62,"social_meta":120,"head_meta":122,"extra_data":124,"updated_unix":126},105,"en","medicare-savings-programs-msps-2026-eligibility-guidelines","Medicare Savings Programs (MSPs) - 2026 Eligibility Guidelines","","Medicare Savings Programs (MSPs) help older adults and people with disabilities pay Medicare costs by covering the Medicare Part B premium for qualifying individuals. Those with the lowest income may also receive Medicare Part A premium support and help with Part A and Part B deductibles and coinsurance. The 2026 guidance provides Pennsylvania income and resource limits for QMB, SLMB, and QI-1, explains how DHS applies income disregards and counts or excludes specific resources, and outlines application options, documentation requirements, and practical submission tips.",{"@graph":63,"@context":119},[64,80,102],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":51,"@type":70,"position":76},"https://docshare.wps.com/template/general/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/medicare-savings-programs-msps-2026-eligibility-guidelines/564156/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/medicare-savings-programs-msps-2026-eligibility-guidelines/564156.png","ImageObject",442,249,{"name":88,"@type":89},"Sophia Brooks","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/pdf","2026-10-28","2026-10-12",true,{"@type":98,"interactionType":99,"userInteractionCount":101},"InteractionCounter",{"@type":100},"ViewAction",8,{"@type":103,"mainEntity":104},"FAQPage",[105,111,115],{"name":106,"@type":107,"acceptedAnswer":108},"What Medicare costs do MSPs cover?","Question",{"text":109,"@type":110},"MSPs cover the Medicare Part B premium. For people with the lowest income, the program may also cover the Medicare Part A premium (if any) and help with Part A and Part B deductibles and coinsurance.","Answer",{"name":112,"@type":107,"acceptedAnswer":113},"How does DHS determine whether someone’s income qualifies for an MSP?",{"text":114,"@type":110},"DHS applies income disregards to both unearned and earned income, excluding certain portions of monthly gross amounts before comparing the result to the income limits.",{"name":116,"@type":107,"acceptedAnswer":117},"Which resources are counted or not counted when reviewing MSP eligibility?",{"text":118,"@type":110},"Counted resources include checking/savings, cash, certificates of deposit, stocks, bonds, mutual funds, retirement accounts, life insurance, and certain real property not used as the applicant’s primary residence. Not counted resources include the home/primary residence, one car/vehicle, burial plots, and prepaid burial accounts.","https://schema.org",{"og:url":78,"og:type":121,"og:title":59,"og:site_name":91,"og:description":61},"article",{"robots":123,"canonical":78},"index,follow",{"doc_id":125,"site_id":56},564156,1792106129,{"code":4,"msg":5,"data":128},{"doc_id":125,"user_id":129,"nickname":88,"user_avatar":130,"doc_module":9,"category_id":50,"category_name":51,"doc_title":59,"doc_description":61,"doc_content":131,"file_id":132,"file_url":133,"file_type":134,"file_size":135,"view_count":101,"is_deleted":4,"is_public":9,"is_downloadable":9,"audit_status":9,"page_count":79,"language":136,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":137,"faqs":138,"seo_title":139,"seo_description":61,"update_tm":140,"read_time":73},962084925636,"https://ap-avatar.wpscdn.com/davatar_994ba38a5ba835b3df7d355c54d3ed8d","Medicare Savings Programs (MSPs)  \nThe Medicare Savings Programs (MSPs) help older adults and people with disabilities pay their Medicare costs. To qualify for the MSPs, someone must have limited income and resources. All of the programs cover the Medicare Part B premium. The program for people with the lowest income also pays the Medicare Part A premium, if any, and covers Part A and Part B deductibles and coinsurance.  \nThe table below lists the income and resource limits for the most common Medicare Savings Programs, and the benefits offered under each.  \n2026 Eligibility Guidelines for MSPs  \nTable 1: 2026 Income and Resource Limits for Pennsylvania’s Medicare Savings Programs (MSPs)  \n\n| Medicare Savings Program | Income Limit (monthly) 1 | Resource Limit | MSP Benefits |\n| --- | --- | --- | --- |\n| Qualified Medicare Beneficiary (QMB) | \u003C 100% FPL:$1,330 – single\u003Cbr>$1,804 – married | $9,950 single $14,910 married | State pays Medicare Parts A 2 and B premiums; ACCESS card covers Parts A & B\u003Cbr>cost-sharing. |\n| Specified\u003Cbr>Low-Income Medicare Beneficiary (SLMB) | \u003C 120% FPL:$1,596 – single\u003Cbr>$2,164 – married | $9,950 single $14,910 married | State pays Medicare Part B premium |\n| Qualified Individual (QI-1)3 | \u003C135% FPL:$1,796 – single\u003Cbr>$2,435 – married | $9,950 single $14,910 married | State pays Medicare Part B premium |\n\n1 Income limits are based on the Federal Poverty Levels (FPLs), updated at the start of each year.  \n2 Most people get Medicare Part A for free, but some may pay a premium based on their work history.  \n3 Someone cannot qualify for both MSP QI-1 and Medicaid (e.g. through MAWD or HCBS Waiver) .  \nIf someone qualifies for Medicare Part B and meets the income and resource guidelines in the table, they should apply for an MSP. People can apply for MSP even if they are not yet enrolled in Part B.  \nPlease note that individuals can have higher income and resources than the amounts listed in the table above and still qualify for an MSP, because the Department of Human Services (DHS) may not count all their income and resources.  \nWhat income counts?  \nDHS applies “income disregards” to both earned and unearned income. This means DHS will not count some of a person’s monthly income.  \nIf income is unearned (e.g., Social Security, pensions), DHS will not count $20 of the total monthly gross amount. If income is earned (e.g. wages from a job), DHS will not count the first $65 of monthly gross earnings and then will only count half of the rest for that month. After these disregards are applied, someone’s income must be under the limits on page 1.  \nApplication Tips  \n• A person who is married and living with their spouse must report the spouse’s income and resources on the application, even if the spouse is not applying for MSP.  \n• People with minor children (under age 21) should include them in their household on the application. When the CAO processes the application, they will count the children and any income the child gets only if it helps the applicant qualify for MSP. It can help to include a child in the household because the income limit increases with each additional person in the household.  \nWhat resources count?  \nNot all resources are counted when the CAO reviews an applicant for MSP. Resources that are not counted include the person’s home/primary residence, one car/motor vehicle, burial plots, and prepaid burial accounts (also called irrevocable burial reserves). Also, resources are never counted (regardless of the type of resource) for people with income below 100% FPLand who have minor children living in their home.  \nResources that do count include checking and savings accounts, cash on hand, certificates of deposit, stocks, bonds, mutual funds, retirement accounts (i.e., IRAs/401ks) , life insurance, and real property that is not the applicant’s primary residence.  \nEven if a resource is counted, DHS may not count its entire value. Generally, DHS counts the amount of resources availabl","cbCailAxD9apC0cO","https://ap.wps.com/l/cbCailAxD9apC0cO","pdf",163645,"English","# 2026 Eligibility Guidelines for MSPs\n## Table 1: 2026 Income and Resource Limits for Pennsylvania’s MSPs\n## Income limits and FPL-based thresholds\n## What income counts (income disregards)\n## Application tips\n## What resources count and do not count\n## How do I apply?\n## Processing timeline and notice information","[{\"question\":\"What Medicare costs do MSPs cover?\",\"answer\":\"MSPs cover the Medicare Part B premium. For people with the lowest income, the program may also cover the Medicare Part A premium (if any) and help with Part A and Part B deductibles and coinsurance.\"},{\"question\":\"How does DHS determine whether someone’s income qualifies for an MSP?\",\"answer\":\"DHS applies income disregards to both unearned and earned income, excluding certain portions of monthly gross amounts before comparing the result to the income limits.\"},{\"question\":\"Which resources are counted or not counted when reviewing MSP eligibility?\",\"answer\":\"Counted resources include checking/savings, cash, certificates of deposit, stocks, bonds, mutual funds, retirement accounts, life insurance, and certain real property not used as the applicant’s primary residence. Not counted resources include the home/primary residence, one car/vehicle, burial plots, and prepaid burial accounts.\"}]","Medicare Savings Programs (MSPs) - 2026 Eligibility Guidelines | PDF",1791840607]