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The guide breaks down what each part typically includes, how add-ons such as Medigap may help cover Original Medicare gaps, and how Medicare costs involve premium, deductible, and cost-sharing responsibilities. 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Use it to understand how Medicare may cover your healthcare services and medicines.  \nClick here to access a Spanish version of the Guide.  \nAn Introduction to Medicare  \nMedicare is a federal health insurance program for:  \n• People age 65 or older,  \n• Certain younger people with disabilities,  \n• Or, people of any age with End-Stage Renal Disease or ALS (amyotrophic lateral sclerosis)  \nMedicare can be complex! But understanding basics can help you choose the best Medicare option based on your healthcare needs.  \nKeep reading to learn 4 key points about Medicare.   \nTable of Contents  \nSelect the buttons below to quickly navigate to different sections  \nMedicare Part A (Hospital insurance)  Page 7    \nMedicare Part B (Medical insurance)  Page 9    \nMedigap (Medicare Supplement insurance)  Page 11    \nMedicare Advantage (Part C)  \nPage 13   \nMedicare Part D (Prescription drug plan)  Page 15    \nPrograms to help with Medicare costs  Page 17    \nResources  \nPage 18   \n2  \n1. Medicare basics  \nWe tend to think about Medicare as a single program, but it is actually made up of 4 different parts that each provide certain types of coverage. There are 4 parts of Medicare: A, B, C, and D.  \nOriginal Medicare  \nPart A – Hospital insurance  \nInpatient care in hospitals and skilled nursing facilities;  \nhospice care, and some home health care.  \nPart B – Medical insurance  \nDoctor visits and other outpatient services; medicines given by a healthcare provider.  \nYou can add   \nMedicare Supplement Insurance (Medigap)  \nYou may also have the choice to sign up for Medicare Supplement Insurance (Medigap), which is private health insurance that can help pay some of the costs (“gaps”) that Original Medicare does not cover.  \nPrescription drug coverage  \nPart D  \nAn optional benefit that helps cover the cost of prescription medicines and some recommended vaccines. Part D can be added to Original Medicare and most Medicare Advantage plans.  \nMedicare Advantage  \nPart C – Hospital and medical insurance  \nPart A and Part B offered by private health plans; most plans include prescription drug coverage. Some Part C plans provide extra benefits that may require an extra cost.  \nYou can add   \nPrescription drug coverage  \nPart D  \nAn optional benefit that helps cover the cost of prescription medicines and some recommended vaccines. Part D can be added to Original Medicare and most Medicare Advantage plans.  \n2. Comparing Original Medicare and Medicare Advantage  \nUse this chart to help you compare Original Medicare to Medicare Advantage* :  \n\n|  | Original Medicare (Parts A and B)\u003Cbr>• Part A (Hospital Insurance) and Part B (Medical Insurance) are included\u003Cbr>• Medigap supplement insurance can be added to help pay your share of Parts A+B costs\u003Cbr>• Part D for prescription drug coverage can also be added\u003Cbr>o | r Medicare Advantage (Part C)\u003Cbr>• Part C combines Part A and Part B and is offered by private companies approved by Medicare\u003Cbr>• Medigap supplement insurance is not available but some plans have extra benefits like vision, hearing, and dental\u003Cbr>• Nearly 90% of plans include Part D but some may require an additional premium for Part D coverage |  |\n| --- | --- | --- | --- |\n| What is included? |  |  |  |\n| Can I see my\u003Cbr>doctors and\u003Cbr>specialists? | • You can see any doctor that accepts Medicare\u003Cbr>(99% of doctors in the US) | | In-network choices may be more limited, with access to \u003C50% of doctors in the US, on average |\n| Are my medicinesand services covered? | • Typically, no pre-approvals needed for the physician-administered medicines and medical services you need | | Almost all plans typically require pre-approval for some services like physician-administered drugs—this could delay or restrict your access to care |\n| What are the costs? | • Part A premium (may be $0) and Part B standard monthly premium\u003Cbr>• Fixed deductible for Part A a","cbCaijQkBwZvThUF","https://ap.wps.com/l/cbCaijQkBwZvThUF","pdf",1561472,19,"English","# An Introduction to Medicare\n## Medicare basics\n## Comparing Original Medicare and Medicare Advantage\n## Terms to know\n# Medicare costs","[{\"question\":\"Who is eligible for Medicare?\",\"answer\":\"Medicare covers people age 65 or older, certain younger people with disabilities, and people of any age with End-Stage Renal Disease or ALS. Eligibility depends on the qualifying condition or circumstance.\"},{\"question\":\"What does Original Medicare include (Parts A and B)?\",\"answer\":\"Original Medicare includes Part A (Hospital insurance) and Part B (Medical insurance). It generally covers inpatient care, hospice and some home health for Part A, and doctor visits and outpatient services and certain provider-given medicines for Part B.\"},{\"question\":\"How can Medicare Advantage differ from Original Medicare?\",\"answer\":\"Medicare Advantage (Part C) combines Part A and Part B through private companies approved by Medicare and may include extra benefits. It generally does not offer Medigap, and plans may require pre-approval for some services, potentially affecting access.\"}]","Medicare Resource Guide for Patients - An Introduction to Medicare | PDF",7]