[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-sidebar-cat-1-en-105":3,"doc-seo-279282-105":53,"doc-detail-279282-en":126},{"code":4,"msg":5,"data":6},0,"success",[7,14,19,24,29,34,39,44,49],{"id":8,"doc_module":9,"doc_module_name":10,"category_name":11,"show_sort_weight":12,"slug":13},11,1,"Template","Presentations",90,"presentations",{"id":15,"doc_module":9,"doc_module_name":10,"category_name":16,"show_sort_weight":17,"slug":18},12,"Resumes",80,"resumes",{"id":20,"doc_module":9,"doc_module_name":10,"category_name":21,"show_sort_weight":22,"slug":23},14,"Invoices",70,"invoices",{"id":25,"doc_module":9,"doc_module_name":10,"category_name":26,"show_sort_weight":27,"slug":28},15,"Posters",60,"posters",{"id":30,"doc_module":9,"doc_module_name":10,"category_name":31,"show_sort_weight":32,"slug":33},16,"Social Media",50,"social-media",{"id":35,"doc_module":9,"doc_module_name":10,"category_name":36,"show_sort_weight":37,"slug":38},17,"Forms",40,"forms",{"id":40,"doc_module":9,"doc_module_name":10,"category_name":41,"show_sort_weight":42,"slug":43},18,"Letters",30,"letters",{"id":45,"doc_module":9,"doc_module_name":10,"category_name":46,"show_sort_weight":47,"slug":48},21,"Paper Templates",5,"papers-templates",{"id":50,"doc_module":9,"doc_module_name":10,"category_name":51,"show_sort_weight":4,"slug":52},158,"General","general-158",{"code":4,"msg":54,"data":55},"ok",{"site_id":56,"language":57,"slug":58,"title":59,"keywords":60,"description":61,"schema_data":62,"social_meta":119,"head_meta":121,"extra_data":123,"updated_unix":125},105,"en","medicare-part-d-creditable-coverage-notice-letter","Medicare Part D Creditable Coverage Notice - Letter","","This notice from Christian Brothers Health Solutions explains how your prescription drug coverage through the Christian Brothers Employee Benefit Trust (CBEBT) relates to Medicare prescription drug coverage under Part D. It states that CBEBT coverage is creditable, meaning you may keep it without paying higher Medicare monthly premiums later. The notice outlines Medicare enrollment windows, special enrollment eligibility, and rules for when dropping coverage could trigger a premium penalty. It also provides contact details and sources for Medicare plan guidance and assistance.",{"@graph":63,"@context":118},[64,80,101],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":41,"@type":70,"position":76},"https://docshare.wps.com/template/letters/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/medicare-part-d-creditable-coverage-notice-letter/279282/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/medicare-part-d-creditable-coverage-notice-letter/279282.png","ImageObject",442,249,{"name":88,"@type":89},"Oliver Hayes","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/pdf","2026-10-27","2026-09-16",true,{"@type":98,"interactionType":99,"userInteractionCount":30},"InteractionCounter",{"@type":100},"ViewAction",{"@type":102,"mainEntity":103},"FAQPage",[104,110,114],{"name":105,"@type":106,"acceptedAnswer":107},"What does the notice say about CBEBT prescription drug coverage compared with Medicare Part D?","Question",{"text":108,"@type":109},"It states that CBEBT prescription drug coverage is, on average, equivalent to or better than the standard Medicare prescription drug coverage, so it is considered creditable coverage.","Answer",{"name":111,"@type":106,"acceptedAnswer":112},"When can you enroll in a Medicare Part D drug plan?",{"text":113,"@type":109},"You can enroll when you first become eligible for Medicare and during each year from October 15 through December 7. If you leave your creditable coverage through no fault of your own, you may qualify for a two-month special enrollment period.",{"name":115,"@type":106,"acceptedAnswer":116},"What happens if you drop CBEBT coverage and delay enrolling in Medicare drug coverage?",{"text":117,"@type":109},"If you do not enroll within 63 continuous days after your coverage ends, you may pay a higher premium (penalty) later for each month you lacked creditable coverage, and you may have to wait until the following October to enroll.","https://schema.org",{"og:url":78,"og:type":120,"og:title":59,"og:site_name":91,"og:description":61},"article",{"robots":122,"canonical":78},"index,follow",{"doc_id":124,"site_id":56},279282,1790376480,{"code":4,"msg":5,"data":127},{"doc_id":124,"user_id":128,"nickname":88,"user_avatar":129,"doc_module":9,"category_id":40,"category_name":41,"doc_title":59,"doc_description":61,"doc_content":130,"file_id":131,"file_url":132,"file_type":133,"file_size":134,"view_count":30,"is_deleted":4,"is_public":9,"is_downloadable":9,"audit_status":9,"page_count":9,"language":135,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":136,"faqs":137,"seo_title":138,"seo_description":61,"update_tm":139,"read_time":4},687207020761,"https://ap-avatar.wpscdn.com/davatar_155a257f0dc6eb9ab79c44ca47cae57d","| Medicare Part D Creditable Coverage Notice\u003Cbr>| Health Solutions 1205 Windham Parkway Romeoville, IL 60446 800.807.0400 |\n| --- | --- |\n\nImportant Notice from Christian Brothers Health Solutions About Your Prescription Drug Coverage and Medicare  \nPlease read this notice carefully and keep it where you can find it. This notice has information about your current prescription drug coverage with the Christian Brothers Employee Benefit Trust (CBEBT) and prescription drug coverage available for people with Medicare. It also explains the options you have under the Medicare prescription drug program and can help you decide whether or not you want to enroll. The end of this notice includes information about where you can get help to make decisions about your prescription drug coverage.  \nThere are two important things you need to know about your current coverage and Medicare’s prescription drug coverage.  \n1. Medicare prescription drug coverage (Medicare Part D) became available in 2006 through a) Medicare prescription drug plans and b) Medicare Advantage plans that offer prescription drug coverage. All Medicare prescription drug plans provide at least a standard level of coverage set by Medicare. Some plans may also offer more coverage for a higher monthly premium.  \n2. Christian Brothers Health Solutions has determined that the prescription drug coverage offered by the CBEBT is, on average for all plan members, equivalent to or better than the standard Medicare prescription drug coverage. For this reason, CBEBT coverage is considered Creditable Coverage by Medicare, which means that you can keep CBEBT coverage and not pay a higher monthly premium if you later decide to enroll in a Medicare prescription drug plan.  \nIndividuals can enroll in a Medicare prescription drug plan when they first become eligible for Medicare and each year from October 15th through December 7th. Beneficiaries leaving their current creditable prescription drug coverage, through no fault of their own, will also be eligible for a two (2) month Special Enrollment Period (SEP) to join a Medicare drug plan.  \nYou should compare your current coverage—including which drugs are covered—with the coverage and cost of the plans offering Medicare prescription drug coverage in your area.  \nIf you do decide to enroll in a Medicare prescription drug plan and drop your CBEBT prescription drug coverage, be aware that you and your dependents will not be able to re-enroll.  \nPlease contact us for more information about what happens to your coverage if you enroll in a Medicare prescription drug plan.  \nWhen Will You Pay a Higher Premium (Penalty) To Join A Medicare Drug Plan?  \nYou should also know that if you drop or lose your coverage with Christian Brothers Employee Benefit Trust and do not enroll in a Medicare prescription drug plan within 63 continuous days after your current coverage ends, you may pay more (a penalty) to enroll in Medicare prescription drug coverage later.  \nIf you go 63 days or longer without (creditable) prescription drug coverage that is at least as good as Medicare’s prescription drug coverage, your monthly premium may go up at least one percent of the Medicare base beneficiary premium per month for every month that you did not have that coverage. For example, if you go 19 months without creditable coverage, your premium may consistently be at least 19 percent higher than the Medicare base beneficiary premium. You may have to pay this higher premium (a penalty) as long as you have Medicare prescription drug coverage. In addition, you may have to wait until the following October to enroll.  \nFor more information about this notice or your current prescription drug coverage…  \nContact our office for further information at 1.800.807.0400 from 7:00 [a.m. to](a.m. to) 7:00 p.m. CST.  \nNOTE: You will receive this notice annually and at other times in the future, including, for example, to remind you of the next enrollment period for Medicare prescription d","cbCaib1OVFXlAC9V","https://ap.wps.com/l/cbCaib1OVFXlAC9V","pdf",393620,"English","# Medicare Part D Creditable Coverage Notice\n## Key facts about creditable coverage\n## Enrollment timing and special enrollment\n## Penalty risk if coverage ends\n## How to get help and additional information","[{\"question\":\"What does the notice say about CBEBT prescription drug coverage compared with Medicare Part D?\",\"answer\":\"It states that CBEBT prescription drug coverage is, on average, equivalent to or better than the standard Medicare prescription drug coverage, so it is considered creditable coverage.\"},{\"question\":\"When can you enroll in a Medicare Part D drug plan?\",\"answer\":\"You can enroll when you first become eligible for Medicare and during each year from October 15 through December 7. If you leave your creditable coverage through no fault of your own, you may qualify for a two-month special enrollment period.\"},{\"question\":\"What happens if you drop CBEBT coverage and delay enrolling in Medicare drug coverage?\",\"answer\":\"If you do not enroll within 63 continuous days after your coverage ends, you may pay a higher premium (penalty) later for each month you lacked creditable coverage, and you may have to wait until the following October to enroll.\"}]","Medicare Part D Creditable Coverage Notice - Letter | PDF",1789518418]