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The requirements cover general liability on an occurrence basis with specified additional insured endorsements, automobile liability when applicable, excess and umbrella policies that follow form, and workers’ compensation with an annually provided EMR letter where required. Additional provisions address prohibited exclusions, deductibles, risk allocation for the work, waiver of subrogation, and primary/non-contributory coverage.",{"@graph":14,"@context":73},[15,34,56],{"@type":16,"itemListElement":17},"BreadcrumbList",[18,23,27,31],{"item":19,"name":20,"@type":21,"position":22},"https://docshare.wps.com","Home","ListItem",1,{"item":24,"name":25,"@type":21,"position":26},"https://docshare.wps.com/template/","Template",2,{"item":28,"name":29,"@type":21,"position":30},"https://docshare.wps.com/template/forms/","Forms",3,{"item":32,"name":10,"@type":21,"position":33},"https://docshare.wps.com/template/mckenneys-insurance-requirements-subcontractorvendorsupplier-insurance-coverage/280292/",4,{"url":32,"name":10,"@type":35,"image":36,"author":41,"headline":10,"publisher":44,"fileFormat":47,"inLanguage":8,"description":12,"dateModified":48,"datePublished":49,"encodingFormat":47,"isAccessibleForFree":50,"interactionStatistic":51},"DigitalDocument",{"url":37,"@type":38,"width":39,"height":40},"https://docshare.wps.com/thumbnails/mckenneys-insurance-requirements-subcontractorvendorsupplier-insurance-coverage/280292.png","ImageObject",442,249,{"name":42,"@type":43},"Riley West","Person",{"url":19,"name":45,"@type":46},"DocShare","Organization","application/pdf","2026-10-26","2026-09-16",true,{"@type":52,"interactionType":53,"userInteractionCount":55},"InteractionCounter",{"@type":54},"ViewAction",12,{"@type":57,"mainEntity":58},"FAQPage",[59,65,69],{"name":60,"@type":61,"acceptedAnswer":62},"What insurance coverages must a vendor maintain under McKenney’s Insurance Requirements?","Question",{"text":63,"@type":64},"The vendor must maintain general liability, and may also be required to maintain automobile liability, excess and/or umbrella coverage, workers’ compensation and employers liability, plus other specialty coverages if applicable in the matrix.","Answer",{"name":66,"@type":61,"acceptedAnswer":67},"When does McKenney’s require the vendor to add additional insureds to its general liability policy?",{"text":68,"@type":64},"General liability must include additional insureds for parties required by the general contractor, and these additional insureds must be covered for liability caused in whole or in part by the vendor’s services and/or work, using the specified endorsements or equivalent coverage.",{"name":70,"@type":61,"acceptedAnswer":71},"What general conditions apply to the vendor’s insurance and insurers?",{"text":72,"@type":64},"Insurers must be licensed admitted with an AM Best rating of “A-VI” or better; policies must generally be occurrence-based (except professional liability), provide primary non-contributory coverage, include a waiver of subrogation, and cannot be canceled or adversely modified without 30 days’ prior written notice.","https://schema.org",{"og:url":32,"og:type":75,"og:title":10,"og:site_name":45,"og:description":12},"article",{"robots":77,"canonical":32},"index,follow",{"doc_id":79,"site_id":7},280292,1789536461,{"code":4,"msg":82,"data":83},"success",[84,89,93,98,103,108,112,117,122],{"id":85,"doc_module":22,"doc_module_name":25,"category_name":86,"show_sort_weight":87,"slug":88},11,"Presentations",90,"presentations",{"id":55,"doc_module":22,"doc_module_name":25,"category_name":90,"show_sort_weight":91,"slug":92},"Resumes",80,"resumes",{"id":94,"doc_module":22,"doc_module_name":25,"category_name":95,"show_sort_weight":96,"slug":97},14,"Invoices",70,"invoices",{"id":99,"doc_module":22,"doc_module_name":25,"category_name":100,"show_sort_weight":101,"slug":102},15,"Posters",60,"posters",{"id":104,"doc_module":22,"doc_module_name":25,"category_name":105,"show_sort_weight":106,"slug":107},16,"Social Media",50,"social-media",{"id":109,"doc_module":22,"doc_module_name":25,"category_name":29,"show_sort_weight":110,"slug":111},17,40,"forms",{"id":113,"doc_module":22,"doc_module_name":25,"category_name":114,"show_sort_weight":115,"slug":116},18,"Letters",30,"letters",{"id":118,"doc_module":22,"doc_module_name":25,"category_name":119,"show_sort_weight":120,"slug":121},21,"Paper Templates",5,"papers-templates",{"id":123,"doc_module":22,"doc_module_name":25,"category_name":124,"show_sort_weight":4,"slug":125},158,"General","general-158",{"code":4,"msg":82,"data":127},{"doc_id":79,"user_id":128,"nickname":42,"user_avatar":129,"doc_module":22,"category_id":109,"category_name":29,"doc_title":10,"doc_description":12,"doc_content":130,"file_id":131,"file_url":132,"file_type":133,"file_size":134,"view_count":55,"is_deleted":4,"is_public":22,"is_downloadable":22,"audit_status":22,"page_count":120,"language":135,"language_code":8,"site_id":7,"html_lang":8,"table_of_contents":136,"faqs":137,"seo_title":138,"seo_description":12,"update_tm":80,"read_time":26},1099523885074,"https://ap-avatar.wpscdn.com/davatar_9964176cb1d06d4a9deccf72a44ae3dc","McKENNEY’S INSURANCE REQUIREMENTS  \nThe Subcontractor/Vendor/Supplier or party otherwise required by agreement with McKenney’s, Inc. to comply with these McKenney’s Insurance Requirements (herein after “Vendor”) shall, at its own expense, maintain during the entire term of its Agreement/Subcontract/Purchase Order or similar agreement (the“Agreement”), insurance policies of the following types of coverage and minimum limits of liability listed below and in the matrix, in accordance with your proper classification in the matrix.  \n1) General Liability  \na) CGL coverage shall be written on ISO Occurrence form CG 00 01 1001 or equivalent and shall cover liability arising from premises, operations, independent contractors, products-completed operations, and personal and advertising injury.  \nb) General Contractor, Owner, and Contractor and all other parties required of the General Contractor, shall be included as additional insureds on the CGL with respect to liability caused in whole or in part by Vendor’s services and/or work performed for Contractor, using ISO Additional Insured Endorsements CG 2010 0704 and CG 20 37 0704 or endorsements providing equivalent coverage to the additional insureds. Material/Supplier vendors will be required to provide vendor specific Additional Insured Endorsement.  \nc) If applicable pursuant to the matrix, Vendor shall maintain CGL coverage for itself and all additional insureds for the duration of the project and maintain Products and Completed Operations coverage for itself and each additional insured for the applicable statute of repose for the state the Work is being completed in.  \nd) There shall be no exclusion or coverage limitation to water damage claims, torch claims, XCU (explosion, collapse or underground), residential, height, cross liability, or state (where the project is being conducted and/or materials and/or services provided) exclusions.  \n2) Automobile Liability  \na) If applicable pursuant to the matrix, Business Auto Liability must include coverage for liability arising out of any auto, including but not limited to all owned, leased, hired and non-owned automobiles.  \n3) Excess and/or Umbrella  \na) Policies must ‘follow form’ and include as additional insureds all entities that are additional insureds.  \nc) The minimum limits of coverage required by these McKenney’s Insurance Requirements may be satisfied by a combination of primary and excess and/or umbrella insurance policies.  \n4) Workers Compensation and Employers Liability  \na) Worker’s Compensation as prescribed by applicable law.  \nb) If applicable pursuant to the matrix, Vendor shall provide a letter from their broker, agent, or insurer that shows current experience modification rating (EMR) annually, until completion of the Work (See Example attached) .  \n5) Other Coverages  \na) To the extent Vendor provides services or work (the“Work”), Vendor shall protect the Work from damage or loss and shall exert all reasonable efforts to protect Owner’s property from damage or loss arising in connection with the Work. As between the parties, Vendor shall bear the full risk of, and shall make good, such damages or losses and shall deliver the Work complete and in accordance with the Agreement. Vendor, at its discretion, shall insure or self-insure risk of loss ofor damage to Vendor’s tools, equipment, and other property used in connection with, and in transit to, the Work.  \nb) To the extent Builder’s Risk insurance is provided by an owner, construction manager, general contractor, or Contractor, Vendor shall pay the deductible any time that insurance is used to cover an event, loss or damages caused by Vendor. Vendor shall provide insurance coverage for material, supplies, or equipment not incorporated into the permanent structure. Such insurance shall have a Per Occurrence deductible which shall be the responsibility of the Vendor.  \nc) For pollution, professional, and other specialty coverage-If applicable pursuant to the matri","cbCaikgZcjy6yjFK","https://ap.wps.com/l/cbCaikgZcjy6yjFK","pdf",241110,"English","# McKenney’s Insurance Requirements\n## Insurance Types and Minimum Coverage\n## General Conditions","[{\"question\":\"What insurance coverages must a vendor maintain under McKenney’s Insurance Requirements?\",\"answer\":\"The vendor must maintain general liability, and may also be required to maintain automobile liability, excess and/or umbrella coverage, workers’ compensation and employers liability, plus other specialty coverages if applicable in the matrix.\"},{\"question\":\"When does McKenney’s require the vendor to add additional insureds to its general liability policy?\",\"answer\":\"General liability must include additional insureds for parties required by the general contractor, and these additional insureds must be covered for liability caused in whole or in part by the vendor’s services and/or work, using the specified endorsements or equivalent coverage.\"},{\"question\":\"What general conditions apply to the vendor’s insurance and insurers?\",\"answer\":\"Insurers must be licensed admitted with an AM Best rating of “A-VI” or better; policies must generally be occurrence-based (except professional liability), provide primary non-contributory coverage, include a waiver of subrogation, and cannot be canceled or adversely modified without 30 days’ prior written notice.\"}]","McKenney’s Insurance Requirements - Subcontractor/Vendor/Supplier Insurance Coverage | PDF"]