[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"doc-seo-301931-105":3,"detail-sidebar-cat-1-en-105":80,"doc-detail-301931-en":126},{"code":4,"msg":5,"data":6},0,"ok",{"site_id":7,"language":8,"slug":9,"title":10,"keywords":11,"description":12,"schema_data":13,"social_meta":73,"head_meta":75,"extra_data":77,"updated_unix":79},105,"en","maine-125-hp-1140-an-act-to-implement-the-requirements-of-the-federal-patient-protection-and-affordable-care-act","Maine 125 - HP 1140 - An Act To Implement the Requirements of the Federal Patient Protection and Affordable Care Act","","125th Maine Legislature first regular session legislative document HP 1140 (House of Representatives, May 5, 2011) titled “An Act To Implement the Requirements of the Federal Patient Protection and Affordable Care Act.” Submitted by the Department of Professional and Financial Regulation, it amends Maine insurance statutes regarding definitions, premium rate variations related to tobacco use and smoking status, risk pool treatment for enrollees, and exemptions for certain associations, with effective timing keyed to January 1, 2014.",{"@graph":14,"@context":72},[15,34,55],{"@type":16,"itemListElement":17},"BreadcrumbList",[18,23,27,31],{"item":19,"name":20,"@type":21,"position":22},"https://docshare.wps.com","Home","ListItem",1,{"item":24,"name":25,"@type":21,"position":26},"https://docshare.wps.com/template/","Template",2,{"item":28,"name":29,"@type":21,"position":30},"https://docshare.wps.com/template/forms/","Forms",3,{"item":32,"name":10,"@type":21,"position":33},"https://docshare.wps.com/template/maine-125-hp-1140-an-act-to-implement-the-requirements-of-the-federal-patient-protection-and-affordable-care-act/301931/",4,{"url":32,"name":10,"@type":35,"image":36,"author":41,"headline":10,"publisher":44,"fileFormat":47,"inLanguage":8,"description":12,"dateModified":48,"datePublished":49,"encodingFormat":47,"isAccessibleForFree":50,"interactionStatistic":51},"DigitalDocument",{"url":37,"@type":38,"width":39,"height":40},"https://docshare.wps.com/thumbnails/maine-125-hp-1140-an-act-to-implement-the-requirements-of-the-federal-patient-protection-and-affordable-care-act/301931.png","ImageObject",442,249,{"name":42,"@type":43},"Taylor Morgan","Person",{"url":19,"name":45,"@type":46},"DocShare","Organization","application/pdf","2026-09-25","2026-09-19",true,{"@type":52,"interactionType":53,"userInteractionCount":30},"InteractionCounter",{"@type":54},"ViewAction",{"@type":56,"mainEntity":57},"FAQPage",[58,64,68],{"name":59,"@type":60,"acceptedAnswer":61},"What legislation does HP 1140 seek to implement?","Question",{"text":62,"@type":63},"HP 1140 implements requirements of the Federal Patient Protection and Affordable Care Act (Affordable Care Act).","Answer",{"name":65,"@type":60,"acceptedAnswer":66},"How does the act address premium rate variation related to tobacco use?",{"text":67,"@type":63},"For policies executed, delivered, issued, continued, or renewed on or after January 1, 2014, a carrier may vary premiums due to tobacco use and family membership, with tobacco-related variations limited to a ratio of 1.5 to 1.",{"name":69,"@type":60,"acceptedAnswer":70},"What is the rule for treating enrollees for risk pool purposes?",{"text":71,"@type":63},"Except for grandfathered health plans, the carrier must consider all enrollees in all individual health plans offered by the carrier as members of a single risk pool as required by the Affordable Care Act.","https://schema.org",{"og:url":32,"og:type":74,"og:title":10,"og:site_name":45,"og:description":12},"article",{"robots":76,"canonical":32},"index,follow",{"doc_id":78,"site_id":7},301931,1790289408,{"code":4,"msg":81,"data":82},"success",[83,88,93,98,103,108,112,117,122],{"id":84,"doc_module":22,"doc_module_name":25,"category_name":85,"show_sort_weight":86,"slug":87},11,"Presentations",90,"presentations",{"id":89,"doc_module":22,"doc_module_name":25,"category_name":90,"show_sort_weight":91,"slug":92},12,"Resumes",80,"resumes",{"id":94,"doc_module":22,"doc_module_name":25,"category_name":95,"show_sort_weight":96,"slug":97},14,"Invoices",70,"invoices",{"id":99,"doc_module":22,"doc_module_name":25,"category_name":100,"show_sort_weight":101,"slug":102},15,"Posters",60,"posters",{"id":104,"doc_module":22,"doc_module_name":25,"category_name":105,"show_sort_weight":106,"slug":107},16,"Social Media",50,"social-media",{"id":109,"doc_module":22,"doc_module_name":25,"category_name":29,"show_sort_weight":110,"slug":111},17,40,"forms",{"id":113,"doc_module":22,"doc_module_name":25,"category_name":114,"show_sort_weight":115,"slug":116},18,"Letters",30,"letters",{"id":118,"doc_module":22,"doc_module_name":25,"category_name":119,"show_sort_weight":120,"slug":121},21,"Paper Templates",5,"papers-templates",{"id":123,"doc_module":22,"doc_module_name":25,"category_name":124,"show_sort_weight":4,"slug":125},158,"General","general-158",{"code":4,"msg":81,"data":127},{"doc_id":78,"user_id":128,"nickname":42,"user_avatar":129,"doc_module":22,"category_id":109,"category_name":29,"doc_title":10,"doc_description":12,"doc_content":130,"file_id":131,"file_url":132,"file_type":133,"file_size":134,"view_count":30,"is_deleted":4,"is_public":22,"is_downloadable":22,"audit_status":22,"page_count":104,"language":135,"language_code":8,"site_id":7,"html_lang":8,"table_of_contents":136,"faqs":137,"seo_title":138,"seo_description":12,"update_tm":139,"read_time":140},1099523885336,"https://ap-avatar.wpscdn.com/davatar_276721f389ce27ea32af1340a28f341c","125th MAINE LEGISLATURE  \nFIRST REGULAR SESSION-2011  \n\n| Legislative Document No. 1554 |\n| --- |\n| H.P. 1140 House of Representatives, May 5, 2011\u003Cbr>An Act To Implement the Requirements of the Federal Patient\u003Cbr>Protection and Affordable Care Act |\n\nSubmitted by the Department of Professional and Financial Regulation pursuant to Joint Rule 204.  \nReference to the Committee on Insurance and Financial Services suggested and ordered printed.  \nHEATHER J.R. PRIEST Clerk  \nPresented by Representative RICHARDSON of Warren.  \nPrinted on recycled paper  \n1 Be it enacted by the People of the State of Maine as follows:  \n2 Sec. 1. 24-A MRSA §14 is enacted to read:  \n3  §14. \"Affordable Care Act\" defined  \n4  \"Affordable Care Act\" means the federal Patient Protection and Affordable Care Act, 5  Public Law 111-148, adopted March 23, 2010, as amended by the federal Health Care  \n6  and Education Reconciliation Act of 2010, Public Law 111-152, and federal regulations  \n7  adopted pursuant to that Act.  \n8 Sec. 2. 24-A MRSA §2736-C, sub-§2, ¶C, as amended by PL 2001, c. 410, Pt.  \n9 A, §1 and affected by §10, is further amended to read:  \n10 C. ~~A~~ For all policies, contracts or certificates that are executed, delivered, issued for  \n11  delivery, continued or renewed in this State before January 1, 2014, a carrier may  \n12 vary the premium rate due to smoking status and family membership. The  \n13 superintendent may adopt rules setting forth appropriate methodologies regarding rate  \n14 discounts based on smoking status. Rules adopted pursuant to this paragraph are  \n15 routine technical rules as defined in Title 5, chapter 375 , subchapter ~~II-A~~ 2-A.  \n16 Sec. 3. 24-A MRSA §2736-C, sub-§2, ¶C-1 is enacted to read:  \n17  C-1. For all policies, contracts or certificates that are executed, delivered, issued for  \n18  delivery, continued or renewed in this State on or after January 1, 2014, a carrier may  \n19 vary the premium rate due to tobacco use and family membership. Variations due to  \n20 tobacco use may not exceed a ratio of 1.5 to 1.  \n21 Sec. 4. 24-A MRSA §2736-C, sub-§2, ¶I is enacted to read:  \n22  I. Except for grandfathered health plans under the Affordable Care Act, a carrier  \n23  shall consider all enrollees in all individual health plans offered by the carrier to be  \n24 members ofa single risk pool to the extent required by the Affordable Care Act.  \n25 Sec. 5. 24-A MRSA §2736-C, sub-§9, as enacted by PL 1995, c. 570, §7, is  \n26 amended to read:  \n27 9. Exemption for certain associations. The superintendent may exempt a group  \n28 health insurance policy or group nonprofit hospital or medical service corporation  \n29 contract issued to an association group, organized pursuant to section 2805-A, from the  \n30 requirements of subsection 3, paragraph A; subsection 6, paragraph A; and subsection 8  \n31 if:  \n32 A. Issuance and renewal of coverage under the policy or contract is guaranteed to all  \n33 members of the association who are residents of this State and to their dependents;  \n34 B. Rates for the association comply with the premium rate requirements of  \n35 subsection 2 or are established on a nationwide basis and substantially comply with  \n36 the purposes of this section, except that exempted associations may be rated  \n37 separately from the carrier's other individual health plans, if any;  \n1 C. The group's anticipated loss ratio, as defined in subsection 5, is at least 75%;  \n2 D. The association's membership criteria do not include age, health status, medical  \n3 utilization history or any other factor with a similar purpose or effect;  \n4 E. The association's group health plan is not marketed to the general public;  \n5 F. The association does not allow insurance agents or brokers to market association  \n6 memberships, accept applications for memberships or enroll members, except when  \n7 the association is an association of insurance agents or brokers organized under  \n8 section 2805-A;  \n9 G. Insurance is ","cbCaidZrrQw7LvCG","https://ap.wps.com/l/cbCaidZrrQw7LvCG","pdf",110789,"English","# Legislative Document Overview\n## Amendments to 24-A MRSA Provisions\n## Premium Rate and Risk Pool Rules\n## Association Exemptions","[{\"question\":\"What legislation does HP 1140 seek to implement?\",\"answer\":\"HP 1140 implements requirements of the Federal Patient Protection and Affordable Care Act (Affordable Care Act).\"},{\"question\":\"How does the act address premium rate variation related to tobacco use?\",\"answer\":\"For policies executed, delivered, issued, continued, or renewed on or after January 1, 2014, a carrier may vary premiums due to tobacco use and family membership, with tobacco-related variations limited to a ratio of 1.5 to 1.\"},{\"question\":\"What is the rule for treating enrollees for risk pool purposes?\",\"answer\":\"Except for grandfathered health plans, the carrier must consider all enrollees in all individual health plans offered by the carrier as members of a single risk pool as required by the Affordable Care Act.\"}]","Maine 125 - HP 1140 - An Act To Implement the Requirements of the Federal Patient Protection and Affordable Care Act | PDF",1789786920,6]