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It also outlines priorities for FY 2079-80, including digital banking expansion, product improvement, and focused 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challenges did the bank face in FY 2078-79?","Question",{"text":63,"@type":64},"The report states that COVID-19 and a liquidity crisis in the early months severely hit the market and constrained deposit growth.","Answer",{"name":66,"@type":61,"acceptedAnswer":67},"How did deposit and loan growth contribute to overall portfolio growth?",{"text":68,"@type":64},"In FY 2078-79, portfolio growth reached NPR 29.5 b, driven by NPR 15.6 b deposit growth and NPR 13.90 b loan growth, with fixed deposits and BG set as dominant segments.",{"name":70,"@type":61,"acceptedAnswer":71},"What are the key priorities for FY 2079-80?",{"text":72,"@type":64},"The bank plans to formulate more focused strategies through market analysis, sustain key performance and regulatory indicators, expand digital banking footprints, and improve products and services with targeted marketing.","https://schema.org",{"og:url":32,"og:type":75,"og:title":10,"og:site_name":45,"og:description":12},"article",{"robots":77,"canonical":32},"index,follow",{"doc_id":79,"site_id":7},258468,1791725346,{"code":4,"msg":82,"data":83},"success",[84,88,93,98,103,108,113,118,123],{"id":85,"doc_module":22,"doc_module_name":25,"category_name":29,"show_sort_weight":86,"slug":87},11,90,"presentations",{"id":89,"doc_module":22,"doc_module_name":25,"category_name":90,"show_sort_weight":91,"slug":92},12,"Resumes",80,"resumes",{"id":94,"doc_module":22,"doc_module_name":25,"category_name":95,"show_sort_weight":96,"slug":97},14,"Invoices",70,"invoices",{"id":99,"doc_module":22,"doc_module_name":25,"category_name":100,"show_sort_weight":101,"slug":102},15,"Posters",60,"posters",{"id":104,"doc_module":22,"doc_module_name":25,"category_name":105,"show_sort_weight":106,"slug":107},16,"Social 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year 2000.  \nContents.  \n06 Bank’s Overview  \n\n| 08 Bank Strategies for the Forthcoming Year |\n| --- |\n| 10 Board of Directors |\n| 13 Chairman’s Statement |\n| 17 CEO’s Message |\n| 20 International Scenario |\n| 22 Country’s Economic Conditions |\n| 23 Bank’s Performance |\n| 28 Human Resources |\n| 32 Remittance Service |\n| 33 Priority Banking |\n| 34 Corporate Governance |\n| 46 Director’s Report |\n| 60 Risk Management |\n| 76 Corporate Social Responsibility |\n| 82 Products and Services |\n| 88 Technology |\n| 93 Financial Statement |\n| 229 Branch Network |\n\n6  \nMACHHAPUCHCHHRE BANK LIMITED  \nBank’s Overview.  \nMachhapuchchhre Bank Limited was registered in 1998 as the first regional commercial bank from the western region of Nepal and started its banking operations from Pokhara since year 2000.  \nThe Bank facilitates it's customers' need by delivering the best of services in combination with the latest state of theart technologies and prudent international practices.The bank provides modern banking facilities such as Any Branch Banking, Internet Banking, Mobile Banking, Safe Deposit  \nLocker facilities, Utility Bill payment (Telephone & Mobile), ATM (VISA Debit Cards) to its valued customers. Besides these, the Bank is providing 365 Days Banking and Evening Counter services to the customers through many of its offices.  \nThe Bank has been promoted by highly renowned NonResidential Nepalese, prominent businessman and industrialists with a vision and dedication to provide the best financial products and services in the most efficient and professional manner.  \nNow with a paid up capital of over 10.25 billion rupees, 165 Branch Offices,133 Branchless Banking Units, 11 Extension Counters and 205 ATMs spread all across the country, it is oneof the full fledged national level commercial banks operating in  \nNepal. It takes pride in having its own buildings for its Head and Corporate Office in Lazimpat, and Branch offices in Naya Bazar, Pokhara, Jomsom, Baglung and Damauli.  \nPROFIT GROWTH  \n36 %  \n175  \nBRANCHLESS BANKING UNITS  \nVISION  \nTo become the bank of the first choice  \nof the people.  \n1500 +  \nNO. OF  \nEMPLOYEES  \n203  \nATM  \nNETWORK  \nMISSION  \nTo be one of the most preferred banks in Nepal, easily recognized as the bank which satisfies and cares for its customers through quality service, innovative products, professionalism and wide branch network, offering full array of financial services using modern technology and with good corporate governance practices.  \nANNUAL REPORT 2021-22  \n7  \n 162  \n7  \nBRANCHES ACROSS THE COUNTRY  \nEXTENSION COUNTERS  \nCORE VALUES  \nWith the objective of supporting the transition from rule based to attitude based behavior, the Bank is functioning with the following five core values:  \nINTEGRITY  \nHighest level of integrity / absolute honesty in all the business conduct and dealings with customers, staff, regulators, and other stakeholders.  \nACCESSIBILITY  \nEasy accessibility through traditional as well as modern means of communication.  \nVALUE CREATION  \nFor shareholders, customers, employees and the nation.  \nQUALITY SERVICE  \nThrough unmatched professionalism and excellent customer care.  \nSTEWARDSHIP OF RESOURCES  \nWith the feeling of ownership and accountability.  \n8  \nMACHHAPUCHCHHRE BANK LIMITED  \nBank Strategies for the Forthcoming Year.  \nFiscal year 2078-79 was a challenging year for the Bank, the COVID scenario was prevalent in the initial months and the overall market was  \nseverely hit by the liquidity crisis.  \nANNUAL REPORT 2021-22  \n9  \nEntire industry was focused only on deposit collection. Because of the constriction in deposit growth, the Bank was not able to increase its risk assets as per the budgeted figure. Despite all the challenges, the Bank’s sheer determination and dedica","cbCaid2kGVnVNSdN","https://ap.wps.com/l/cbCaid2kGVnVNSdN","pdf",6599145,236,"English","# Bank’s Overview\n## Bank Strategies for the Forthcoming Year\n## Board of Directors\n## Chairman’s Statement\n## CEO’s Message\n## International Scenario\n## Country’s Economic Conditions\n## Bank’s Performance\n## Human Resources\n## Remittance Service\n## Priority Banking\n## Corporate Governance\n## Director’s Report\n## Risk Management\n## Corporate Social Responsibility\n## Products and Services\n## Technology\n## Financial Statement\n## Branch Network","[{\"question\":\"What challenges did the bank face in FY 2078-79?\",\"answer\":\"The report states that COVID-19 and a liquidity crisis in the early months severely hit the market and constrained deposit growth.\"},{\"question\":\"How did deposit and loan growth contribute to overall portfolio growth?\",\"answer\":\"In FY 2078-79, portfolio growth reached NPR 29.5 b, driven by NPR 15.6 b deposit growth and NPR 13.90 b loan growth, with fixed deposits and BG set as dominant segments.\"},{\"question\":\"What are the key priorities for FY 2079-80?\",\"answer\":\"The bank plans to formulate more focused strategies through market analysis, sustain key performance and regulatory indicators, expand digital banking footprints, and improve products and services with targeted marketing.\"}]","Machhapuchchhre Bank Limited - Annual Report 2021-22 | PDF",1789322479,83]