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It explains how a Notice of Termination affects prioritisation, what evidence must be submitted (including proof of insufficient mortgage offers, identification, PPSN/TRN, right to reside, income and employment records), and requirements for deposits and rental payment documentation. 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However, any Local Authority Home Loan approved, including those related to a Notice of Termination, may only be used to purchase a property within the approving local authority administrative area. Additionally, you must complete a separate application form for each local authority you apply to and go through each local authority’s application process. To find your local authority visit [https://localauthorityhomeloan.ie/local-authorities/](https://localauthorityhomeloan.ie/local-authorities/)  \nLocal Authority Home Loan Application Form  \nLocal Authority Home Loan (LAHL)  \nPlease read the following information carefully before completing this application form .  \n• All questions on this form must be answered. Please write your answers clearly in BLOCK CAPITALS.  \n• A fully completed and signed application form, along with all of the required supporting documentation, should be sent to the Housing Section of the local authority where you are seeking to purchase a home.  \n• The property which you purchase or self-build must be in your local authority’s administrative area.  \n• A reference in this form to the ‘Local Authority’ is a reference to the Local Authority to whom the Application Form will be submitted.  \n• Applicants should seek independent financial advice when applying for a LAHL.  \nTo be eligible for a Local Authority Home Loan, applicant(s) must:  \n1. Be First Time Buyers and neither applicant can have previously purchased or be a current owner of a residential property. With the exception of applicants qualifying under the Fresh Start Principle and those who have inherited residential property. An LPT and CCR check will be completed at application stage.  \n2. Be aged between 18 and 70 years.  \n3. Be earning under €70,000 (gross) in the previous tax year as a single  \nor  \nAs joint applicants i. e. two or more, must have a combined income(s) of under €85,000 (gross) in the previous tax year.  \n4. Be in continuous employment (this can be Self-employed)* for at least two years in the case of the primary earner and in continuous employment for one year in the case of a secondary applicant (if second applicant is employed) .  \n5. Provide consent for their PPSN to be used for a CCR New Application Enquiry (NAE) and an LPT property check, at application stage.  \n6. Currently have a right to reside in the State.  \n7. Be able to provide proof of insufficient mortgage offer from two regulated financial providers.  \n8. Have a minimum deposit of 10% of the market value or purchase price of the property, whichever is the lesser. (This excludes applicants applying under the Tenant Purchase Scheme) .  \n9. Provide 12 months evidence of rent payments if in rental accommodation.  \nIf you meet all of the above criteria, you will be eligible to submit an application.  \n* An exemption to the requirement for continuous employment can be given in situations where an applicant has verifiable income from an alternative source, such as a pension from a previous employment, for the last 2 years (or 1 year if they are secondary earners in a joint application) . However, this income must be of a sufficiently long-term and guaranteed nature as to provide a sustainable basis for repaying ","cbCaivTyoweAkyky","https://ap.wps.com/l/cbCaivTyoweAkyky","pdf",656753,22,"English","# Notice of Termination\n## Eligibility and prioritisation\n# Loan purpose\n## Available schemes\n# Eligibility criteria\n## Buyer status, age, income, employment\n# Document checklist for applicants\n## Proof of insufficient mortgage offers and identification\n## Income, employment, and rental evidence","[{\"question\":\"How does a Notice of Termination affect LAHL applications?\",\"answer\":\"If the applicant has received a Notice of Termination from their landlord, the application may be prioritised by the Local Authority. A copy of the notice must be provided as part of the application.\"},{\"question\":\"What are the key eligibility requirements for a LAHL applicant?\",\"answer\":\"Applicants must be first-time buyers, aged 18–70, meet income thresholds, and satisfy continuous employment requirements (with limited exemptions). They must also have the right to reside in the State, consent to PPSN use for checks, provide proof of insufficient mortgage offers from two regulated providers, and meet deposit and rental evidence requirements where applicable.\"},{\"question\":\"What documents are required in the LAHL application checklist?\",\"answer\":\"The checklist includes a fully completed application, proof of insufficient mortgage offers from two regulated providers, photographic identification, proof of present address, proof of PPSN/TRN, proof of right to reside (where applicable), and detailed income and employment evidence such as salary certificates, payslips, and tax documents. Rent evidence is required for those in rental accommodation, and additional statements are required for specific applicant circumstances.\"}]","Local Authority Home Loan Application Form - Notice of Termination - April 2025 | PDF",1789824999,8]