[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"doc-seo-174657-105":3,"detail-sidebar-cat-1-en-105":81,"doc-detail-174657-en":127},{"code":4,"msg":5,"data":6},0,"ok",{"site_id":7,"language":8,"slug":9,"title":10,"keywords":11,"description":12,"schema_data":13,"social_meta":74,"head_meta":76,"extra_data":78,"updated_unix":80},105,"en","loan-agreement-template","Loan Agreement - Template","","Loan Agreement template outlining the full legal relationship between a borrower and a lender. It specifies loan amount and key parties, defines repayment timing options (weekly, monthly, lump sum, or other) and how payments are applied to interest before principal. It includes interest terms, the borrower’s right to prepay, lender remedies, events of acceleration and acceleration procedure, subordination, borrower waivers, default-related expenses, governing law, and successor/assignment limits. Includes signature blocks for borrower, lender, and witnesses.",{"@graph":14,"@context":73},[15,34,56],{"@type":16,"itemListElement":17},"BreadcrumbList",[18,23,27,31],{"item":19,"name":20,"@type":21,"position":22},"https://docshare.wps.com","Home","ListItem",1,{"item":24,"name":25,"@type":21,"position":26},"https://docshare.wps.com/template/","Template",2,{"item":28,"name":29,"@type":21,"position":30},"https://docshare.wps.com/template/forms/","Forms",3,{"item":32,"name":10,"@type":21,"position":33},"https://docshare.wps.com/template/loan-agreement-template/174657/",4,{"url":32,"name":10,"@type":35,"image":36,"author":41,"headline":10,"publisher":44,"fileFormat":47,"inLanguage":8,"description":12,"dateModified":48,"datePublished":49,"encodingFormat":47,"isAccessibleForFree":50,"interactionStatistic":51},"DigitalDocument",{"url":37,"@type":38,"width":39,"height":40},"https://docshare.wps.com/thumbnails/loan-agreement-template/174657.png","ImageObject",442,249,{"name":42,"@type":43},"Aria Callaghan","Person",{"url":19,"name":45,"@type":46},"DocShare","Organization","application/vnd.openxmlformats-officedocument.wordprocessingml.document","2026-10-23","2026-09-02",true,{"@type":52,"interactionType":53,"userInteractionCount":55},"InteractionCounter",{"@type":54},"ViewAction",9,{"@type":57,"mainEntity":58},"FAQPage",[59,65,69],{"name":60,"@type":61,"acceptedAnswer":62},"What repayment schedules are provided in the loan agreement template?","Question",{"text":63,"@type":64},"The template offers weekly payments, monthly payments, a lump-sum option, or an “Other” option. Each option includes a start date (where applicable) and a due date until the balance is paid.","Answer",{"name":66,"@type":61,"acceptedAnswer":67},"How are payments applied when both principal and interest are due?",{"text":68,"@type":64},"All payments are applied first to any accrued interest, and then to the principal balance.",{"name":70,"@type":61,"acceptedAnswer":71},"What constitutes an “Event of Acceleration” under the agreement?",{"text":72,"@type":64},"Acceleration can be triggered by the borrower’s failure to pay principal or interest when due, or by the borrower becoming insolvent or failing to pay debts as they become due.","https://schema.org",{"og:url":32,"og:type":75,"og:title":10,"og:site_name":45,"og:description":12},"article",{"robots":77,"canonical":32},"index,follow",{"doc_id":79,"site_id":7},174657,1788315251,{"code":4,"msg":82,"data":83},"success",[84,89,94,99,104,109,113,118,123],{"id":85,"doc_module":22,"doc_module_name":25,"category_name":86,"show_sort_weight":87,"slug":88},11,"Presentations",90,"presentations",{"id":90,"doc_module":22,"doc_module_name":25,"category_name":91,"show_sort_weight":92,"slug":93},12,"Resumes",80,"resumes",{"id":95,"doc_module":22,"doc_module_name":25,"category_name":96,"show_sort_weight":97,"slug":98},14,"Invoices",70,"invoices",{"id":100,"doc_module":22,"doc_module_name":25,"category_name":101,"show_sort_weight":102,"slug":103},15,"Posters",60,"posters",{"id":105,"doc_module":22,"doc_module_name":25,"category_name":106,"show_sort_weight":107,"slug":108},16,"Social Media",50,"social-media",{"id":110,"doc_module":22,"doc_module_name":25,"category_name":29,"show_sort_weight":111,"slug":112},17,40,"forms",{"id":114,"doc_module":22,"doc_module_name":25,"category_name":115,"show_sort_weight":116,"slug":117},18,"Letters",30,"letters",{"id":119,"doc_module":22,"doc_module_name":25,"category_name":120,"show_sort_weight":121,"slug":122},21,"Paper Templates",5,"papers-templates",{"id":124,"doc_module":22,"doc_module_name":25,"category_name":125,"show_sort_weight":4,"slug":126},158,"General","general-158",{"code":4,"msg":82,"data":128},{"doc_id":79,"user_id":129,"nickname":42,"user_avatar":130,"doc_module":22,"category_id":110,"category_name":29,"doc_title":10,"doc_description":12,"doc_content":131,"file_id":132,"file_url":133,"file_type":134,"file_size":135,"view_count":55,"is_deleted":4,"is_public":22,"is_downloadable":22,"audit_status":22,"page_count":30,"language":136,"language_code":8,"site_id":7,"html_lang":8,"table_of_contents":137,"faqs":138,"seo_title":139,"seo_description":12,"update_tm":80,"read_time":22},962084926284,"https://ap-avatar.wpscdn.com/davatar_29158cc5080c5b710cf443261637dec0","LOAN AGREEMENT\nLoan Amount: \u0013 FORMTEXT \u0014              Ex: \"TWO-THOUSAND\"              \u0015 Dollars ($\u0013 FORMTEXT \u0014          Ex: \"2,000.00\"          \u0015)\nDate: \u0013 FORMTEXT \u0014 \t\t    \u0015\n1. THE PARTIES. For the above value received by \u0013 FORMTEXT \u0014   BORROWER'S NAME   \u0015 with a mailing address of \u0013 FORMTEXT \u0014   BORROWER'S ADDRESS   \u0015 (the “Borrower”), agrees to pay \u0013 FORMTEXT \u0014   LENDER'S NAME   \u0015 (Lender Name) with a mailing address of \u0013 FORMTEXT \u0014   LENDER'S ADDRESS   \u0015 (the “Lender”).\n2. PAYMENT.  This agreement, (the “Note”), shall be due and payable, including the principal and any accrued interest, in one (1) of the following ways (check one):\n\u0003☐\u0004 - Weekly payment of \u0013 FORMTEXT \u0014      Ex: \"$50.00\"      \u0015 beginning on \u0013 FORMTEXT \u0014   START DATE   \u0015 and continue every seven (7) days until the balance is paid, ending on \u0013 FORMTEXT \u0014 DUE DATE \u0015.\n\u0003☐\u0004 - Monthly payment of \u0013 FORMTEXT \u0014      Ex: \"$200.00\"      \u0015 beginning on \u0013 FORMTEXT \u0014   START DATE   \u0015 and to be paid on the \u0013 FORMTEXT \u0014     \u0015 of every month until the balance is paid, ending on \u0013 FORMTEXT \u0014 DUE DATE \u0015.\n\u0003☐\u0004 - Lump sum of \u0013 FORMTEXT \u0014      Ex: \"$2,000.00\"      \u0015 to be paid on \u0013 FORMTEXT \u0014 DUE DATE \u0015.\n\u0003☐\u0004 - Other: \u0013 FORMTEXT \u0014 \t\t   \t\t\t\t\t \u0015.\nAll payments made by the Borrower are to be applied first to any accrued interest, and secondly to the principal balance.\n3. INTEREST.  The Note shall (check one):\n\u0003☐\u0004 - Bear interest at a rate of \u0013 FORMTEXT \u0014    \t\t\t \u0015 Percent (\u0013 FORMTEXT \u0014     \u0015%) compounded annually. The rate must be equal to or less than the usury rate in the State of the Borrower.\n\u0003☐\u0004 - Not bear interest.\n4. PREPAYMENT.  The Borrower has the right to pay back the loan in-full or make additional payments at any time without penalty.\n5. REMEDIES.  No delay or omission on part of the holder of this Note in exercising any right hereunder shall operate as a waiver of any such right or of any other right of such holder, nor shall any delay, omission or waiver on any one occasion be deemed a bar to or waiver of the same or any other right on any future occasion. The rights and remedies of the Lender shall be cumulative and may be pursued singly, successively, or together, in the sole discretion of the Lender.\n6. EVENTS OF ACCELERATION.  The occurrence of any of the following shall constitute an \"Event of Acceleration\" by the Lender under this Note:\nBorrower’s failure to pay any part of the principal or interest as and when due under this Note; or\nBorrower’s becoming insolvent or not paying its debts as they become due.\n7. ACCELERATION.  Upon the occurrence of an Event of Acceleration under this Note, and in addition to any other rights and remedies that Lender’s may have, Lender shall have the right, at its sole and exclusive option, to declare this Note immediately due and payable.\n8. SUBORDINATION.  The Borrower’s obligations under this Promissory Note are subordinated to all indebtedness, if any, of the Borrower, to any unrelated third party lender to the extent such indebtedness is outstanding on the date of this Note and such subordination is required under the loan documents providing for such indebtedness.\n9. WAIVERS BY BORROWER.  All parties to this Note including the Borrower and any sureties, endorsers, and guarantors hereby waive protest, presentment, notice of dishonor, and notice of acceleration of maturity and agree to continue to remain bound for the payment of principal, interest and all other sums due under this Note notwithstanding any change or changes by way of release, surrender, exchange, modification or substitution of any security for this Note or by way of any extension or extensions of time for the payment of principal and interest; and all such parties waive all and every kind of notice of such change or changes and agree that the same may be made without notice or consent of any of them.\n10. EXPENSES.  In the event any payment under this Note is not paid when due, the Borrower agrees to pay, in addition to the principal and interest hereunder, reasonab","cbCaihf9LdvfeeC7","https://ap.wps.com/l/cbCaihf9LdvfeeC7","docx",38550,"English","# The Parties\n# Payment\n## Repayment Options\n# Interest\n# Prepayment\n# Remedies and Events of Acceleration\n# Subordination and Waivers\n# Expenses and Governing Law\n# Signatures and Witnesses","[{\"question\":\"What repayment schedules are provided in the loan agreement template?\",\"answer\":\"The template offers weekly payments, monthly payments, a lump-sum option, or an “Other” option. Each option includes a start date (where applicable) and a due date until the balance is paid.\"},{\"question\":\"How are payments applied when both principal and interest are due?\",\"answer\":\"All payments are applied first to any accrued interest, and then to the principal balance.\"},{\"question\":\"What constitutes an “Event of Acceleration” under the agreement?\",\"answer\":\"Acceleration can be triggered by the borrower’s failure to pay principal or interest when due, or by the borrower becoming insolvent or failing to pay debts as they become due.\"}]","Loan Agreement - Template | DOCX"]