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Payment becomes immediately due upon demand, but demand cannot be made before November 12, 2014. It allows full or partial prepayment without penalty, specifies payment location and electronic transfer options, and provides default remedies, transfer rights, note replacement for loss, joint liability, waiver of certain borrower defenses, lender non-waiver provisions, and Texas jurisdiction and severability terms. Signed with witness requirements on November 12, 2012.",{"@graph":63,"@context":118},[64,80,101],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":41,"@type":70,"position":76},"https://docshare.wps.com/template/letters/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/loan-agreement-promissory-note-texas-scam-promissory-note-loan-agreement/281818/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/loan-agreement-promissory-note-texas-scam-promissory-note-loan-agreement/281818.png","ImageObject",442,249,{"name":88,"@type":89},"Aria Callaghan","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/pdf","2026-10-21","2026-09-16",true,{"@type":98,"interactionType":99,"userInteractionCount":15},"InteractionCounter",{"@type":100},"ViewAction",{"@type":102,"mainEntity":103},"FAQPage",[104,110,114],{"name":105,"@type":106,"acceptedAnswer":107},"What is the total loan amount and interest rate stated in the note?","Question",{"text":108,"@type":109},"The note states a principal amount of $620,000 and interest accrued at 8.5% per year on any unpaid balance.","Answer",{"name":111,"@type":106,"acceptedAnswer":112},"When can the Lender make demand for payment?",{"text":113,"@type":109},"The entire outstanding amount becomes payable upon demand, but demand must not be made before the 12th day of November 2014.",{"name":115,"@type":106,"acceptedAnswer":116},"What happens if the Borrower fails to pay within 10 days after demand?",{"text":117,"@type":109},"If full payment is not made within 10 days of demand, the note may be turned over for collection, and the Borrower agrees to pay reasonable legal fees and collection charges to the extent permitted by law, in addition to other amounts due.","https://schema.org",{"og:url":78,"og:type":120,"og:title":59,"og:site_name":91,"og:description":61},"article",{"robots":122,"canonical":78},"index,follow",{"doc_id":124,"site_id":56},281818,1789568332,{"code":4,"msg":5,"data":127},{"doc_id":124,"user_id":128,"nickname":88,"user_avatar":129,"doc_module":9,"category_id":40,"category_name":41,"doc_title":59,"doc_description":61,"doc_content":130,"file_id":131,"file_url":132,"file_type":133,"file_size":134,"view_count":15,"is_deleted":4,"is_public":9,"is_downloadable":9,"audit_status":9,"page_count":76,"language":135,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":136,"faqs":137,"seo_title":138,"seo_description":61,"update_tm":125,"read_time":9},962084926284,"https://ap-avatar.wpscdn.com/davatar_29158cc5080c5b710cf443261637dec0","Loan Agreement Promissory Note  \nFull Names: MARVIN ROBIN.  \n(Hereinafter referred to as the Borrower)  \nFull Names: LAURA NELSON.  \n(Hereinafter referred to as the Lender)  \nFor value received, the Borrower hereby unconditionally promises to pay to the order of Lender the sum of Six Hundred and Twenty Thousand Dollars ($ 620,000 ) together with interest accrued at the rate of 8.5 percent (8.5 %) per year on any unpaid balance on a FIXED 2 YEARS TERM.  \nPayable on Demand:  \nThe entire outstanding amount shall become immediately payable upon demand by the Lender or holder of this Note, but demand shall not be made before the 12TH day of NOVEMBER 2014 .  \nPlace of Payment:  \nPayment shall be made at the above stated address of the Lender or at such place as maybe designated from time to time in writing by the Lender or holder of this Note. For ease of payment the Borrower may exercise the option to effect payment by direct deposit or electronic transfer of funds into the account of Lender as specified in writing.  \nPrepayment:  \nThe Borrower may prepay this Note in full or in part at any time without premium or penalty. All prepayments shall first be applied to accrued interest and thereafter to the principal loan amount.  \nDefault:  \nShould the Borrower not make full payment within 10 days of demand, this Note may be turned over for collection and the Borrower agrees to pay all reasonable legal fees and collection charges to the extent permissible by law, in addition to other amounts due.  \nTransfer:  \nThe Lender may transfer this Note to another holder without notice to the Borrower and the Borrower agrees to remain bound to any subsequent holder of this Note under the terms of this Note.  \nReplacement of Note:  \nThe Borrower agrees to execute a new Note with the same terms and conditions and remaining value in the event that this Note is lost, stolen or mutilated. The Lender shall release the Borrower of all obligations under the lost, stolen or mutilated Note in lieu of a replacement new Note.  \nJoint and Several Liability:  \nAll Borrowers or Co-signors identified in this Note shall be equally liable for the repayment of the debt described in this Note.  \nBorrower's Waiver:  \nThe Borrower waives presentment for payment, notice of non-payment, off-set, protest and notice of protest and agrees to remain fully bound until this Note is paid in full.  \nLender's Indulgence:  \nNo relaxation, indulgence, waiver, release or concession of any terms of this Note by the Lender on one occasion shall be binding unless in writing and if granted shall not be applicable to any other or future occasion.  \nBinding Effect:  \nThe terms of this Note shall be binding upon the Borrower's successors and shall accrue to the benefit and be enforceable by the Lender and his/her successors, legal representatives and assigns.  \nJurisdiction:  \nThis Note shall be construed, interpreted and governed in accordance with the laws of the State of Texas in case of any DEFAULT in repayment and should any provision of this Note be judged by an appropriate court of law as invalid, it shall not affect any of the remaining provisions whatsoever.  \nGeneral:  \nWhere appropriate words signifying one gender shall include the others and words signifying the singular shall include the plural and vice versa.  \nParagraph headings are for convenience of reference only and are not intended to have any effect in the interpretation or determining of rights or obligations under this Note.  \nSigned on this 12TH day of NOVEMBER 2012  \nBorrower’s Name: Marvin Robin.  \nBorrower's Signature:  \nLender’s Name: Laura Nelson.  \nLender's Signature:  \nSigned in the presence of:  \n(1) Borrower’s Witness Name: Daniela Dayton  \n(1) Witness Signature:  \n(2) Lender’s Witness Name: Thomas Schmidt  \n(2) Witness Signature:","cbCaiqIj32Z9v5vo","https://ap.wps.com/l/cbCaiqIj32Z9v5vo","pdf",71142,"English","# Loan Terms\n## Principal and Interest\n## Payment on Demand and No Earlier Demand Date\n## Place of Payment and Payment Options\n## Prepayment\n## Default and Collection Costs\n# Legal Provisions\n## Transfer of the Note\n## Replacement of Lost or Damaged Note\n## Joint and Several Liability\n## Borrower's Waivers\n## Lender's Indulgence and Non-Waiver\n## Binding Effect\n## Jurisdiction Under Texas Law\n## General Interpretation and Severability\n# Signatures and Witnesses\n## Borrower and Lender Signatures\n## Witness Information","[{\"question\":\"What is the total loan amount and interest rate stated in the note?\",\"answer\":\"The note states a principal amount of $620,000 and interest accrued at 8.5% per year on any unpaid balance.\"},{\"question\":\"When can the Lender make demand for payment?\",\"answer\":\"The entire outstanding amount becomes payable upon demand, but demand must not be made before the 12th day of November 2014.\"},{\"question\":\"What happens if the Borrower fails to pay within 10 days after demand?\",\"answer\":\"If full payment is not made within 10 days of demand, the note may be turned over for collection, and the Borrower agrees to pay reasonable legal fees and collection charges to the extent permitted by law, in addition to other amounts due.\"}]","Loan Agreement Promissory Note - Texas Scam-Promissory Note Loan Agreement | PDF"]