[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-sidebar-cat-1-en-105":3,"doc-seo-174654-105":53,"doc-detail-174654-en":126},{"code":4,"msg":5,"data":6},0,"success",[7,14,19,24,29,34,39,44,49],{"id":8,"doc_module":9,"doc_module_name":10,"category_name":11,"show_sort_weight":12,"slug":13},11,1,"Template","Presentations",90,"presentations",{"id":15,"doc_module":9,"doc_module_name":10,"category_name":16,"show_sort_weight":17,"slug":18},12,"Resumes",80,"resumes",{"id":20,"doc_module":9,"doc_module_name":10,"category_name":21,"show_sort_weight":22,"slug":23},14,"Invoices",70,"invoices",{"id":25,"doc_module":9,"doc_module_name":10,"category_name":26,"show_sort_weight":27,"slug":28},15,"Posters",60,"posters",{"id":30,"doc_module":9,"doc_module_name":10,"category_name":31,"show_sort_weight":32,"slug":33},16,"Social Media",50,"social-media",{"id":35,"doc_module":9,"doc_module_name":10,"category_name":36,"show_sort_weight":37,"slug":38},17,"Forms",40,"forms",{"id":40,"doc_module":9,"doc_module_name":10,"category_name":41,"show_sort_weight":42,"slug":43},18,"Letters",30,"letters",{"id":45,"doc_module":9,"doc_module_name":10,"category_name":46,"show_sort_weight":47,"slug":48},21,"Paper Templates",5,"papers-templates",{"id":50,"doc_module":9,"doc_module_name":10,"category_name":51,"show_sort_weight":4,"slug":52},158,"General","general-158",{"code":4,"msg":54,"data":55},"ok",{"site_id":56,"language":57,"slug":58,"title":59,"keywords":60,"description":61,"schema_data":62,"social_meta":119,"head_meta":121,"extra_data":123,"updated_unix":125},105,"en","loan-agreement-parties-agreement-parties","Loan Agreement - Parties - agreement parties","","A loan agreement template defining the effective relationship between a lender and a borrower, including notice delivery to stated addresses or emails. It specifies principal amount, disbursement date and method, and permitted use of proceeds, with limits on further advances after default or material misstatement. The agreement sets an unconditional promise to repay principal plus accrued interest, fees, and costs, outlines fixed-rate interest calculation terms, and establishes a repayment schedule with possible balloon final payment. It also covers how payments are applied, prepayment rights and notice requirements, and late fee and default interest provisions.",{"@graph":63,"@context":118},[64,80,101],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":51,"@type":70,"position":76},"https://docshare.wps.com/template/general/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/loan-agreement-parties-agreement-parties/174654/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/loan-agreement-parties-agreement-parties/174654.png","ImageObject",442,249,{"name":88,"@type":89},"Maya Linwood","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/vnd.openxmlformats-officedocument.wordprocessingml.document","2026-09-25","2026-09-02",true,{"@type":98,"interactionType":99,"userInteractionCount":47},"InteractionCounter",{"@type":100},"ViewAction",{"@type":102,"mainEntity":103},"FAQPage",[104,110,114],{"name":105,"@type":106,"acceptedAnswer":107},"Who are the parties under this loan agreement, and how are notices handled?","Question",{"text":108,"@type":109},"The agreement is between the lender and borrower, each having authority to sign. Notices become effective when delivered to the specified addresses or emails listed in the agreement.","Answer",{"name":111,"@type":106,"acceptedAnswer":112},"How is the loan amount disbursed and can installment funding be withheld?",{"text":113,"@type":109},"The principal is disbursed on the specified disbursement date using the stated method to the borrower’s account or payee. If an Event of Default occurs or there is a material misstatement, the lender has no obligation to make further advances.",{"name":115,"@type":106,"acceptedAnswer":116},"What rules govern repayment timing and the final payment structure?",{"text":117,"@type":109},"Repayments are made in consecutive installments starting on the first payment date and continuing on the specified day each period. The final payment is due at maturity and may be a balloon payment for remaining principal, accrued interest, and other outstanding amounts if the installments do not fully amortize the loan.","https://schema.org",{"og:url":78,"og:type":120,"og:title":59,"og:site_name":91,"og:description":61},"article",{"robots":122,"canonical":78},"index,follow",{"doc_id":124,"site_id":56},174654,1788315239,{"code":4,"msg":5,"data":127},{"doc_id":124,"user_id":128,"nickname":88,"user_avatar":129,"doc_module":9,"category_id":50,"category_name":51,"doc_title":59,"doc_description":61,"doc_content":130,"file_id":131,"file_url":132,"file_type":133,"file_size":134,"view_count":47,"is_deleted":4,"is_public":9,"is_downloadable":9,"audit_status":9,"page_count":47,"language":135,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":136,"faqs":137,"seo_title":138,"seo_description":61,"update_tm":125,"read_time":73},962084928432,"https://ap-avatar.wpscdn.com/davatar_155a257f0dc6eb9ab79c44ca47cae57d","LOAN AGREEMENT\n1. 1. Parties\nThis Loan Agreement (the \"Agreement\") is made effective as of [EFFECTIVE DATE] between [LENDER NAME], a [ENTITY TYPE OR INDIVIDUAL] located at [LENDER ADDRESS] (the \"Lender\"), and [BORROWER NAME], a [ENTITY TYPE OR INDIVIDUAL] located at [BORROWER ADDRESS] (the \"Borrower\"). The Lender and the Borrower are referred to individually as a \"Party\" and together as the \"Parties.\" Each Party represents that the person signing below has full authority to enter into this Agreement. Notices under this Agreement are effective when delivered to the addresses above or to [LENDER EMAIL] and [BORROWER EMAIL].\n2. 2. Loan Amount and Disbursement\nThe Lender agrees to lend the Borrower the principal sum of [PRINCIPAL AMOUNT] (the \"Loan\"). The Loan will be disbursed on [DISBURSEMENT DATE] by [DISBURSEMENT METHOD, e.g., wire transfer, ACH, certified check] to [BORROWER ACCOUNT OR PAYEE]. If the Loan is advanced in more than one installment, the schedule of advances is set out in Exhibit A and each advance becomes part of the principal on the date it is funded. The Borrower will use the Loan proceeds only for [LOAN PURPOSE] and will provide reasonable documentation of that use on written request. The Lender has no obligation to make any advance if an Event of Default has occurred or if the Borrower has made a material misstatement in connection with the Loan.\n3. 3. Promise to Repay\nThe Borrower unconditionally promises to pay the Lender the principal sum stated above, together with all accrued interest, fees, and costs described in this Agreement, in accordance with the repayment schedule in Section 5. The obligation to repay is absolute and is not conditioned on the success of the purpose for which the Loan was made, on any expected income of the Borrower, or on any other event. All payments will be made in [CURRENCY] in immediately available funds to [PAYMENT ADDRESS OR ACCOUNT DETAILS], without set-off, counterclaim, or deduction of any kind. If a payment falls due on a day that is not a business day, it is due on the next business day.\n4. 4. Interest Rate\nInterest accrues on the unpaid principal balance at a fixed annual rate of [INTEREST RATE] percent, computed on the basis of a [DAY COUNT CONVENTION, e.g., 365-day year and actual days elapsed], beginning on the disbursement date. Interest is [SIMPLE OR COMPOUNDED] and, if compounded, compounds [COMPOUNDING FREQUENCY, e.g., monthly]. Notwithstanding any other provision, the total interest and charges collected under this Agreement will never exceed the maximum rate permitted by applicable law, and any amount received in excess of that maximum will be applied to reduce principal or refunded to the Borrower. If no rate is stated above, the Loan is interest-free and only the principal is repayable. The Parties acknowledge that a below-market rate on certain loans may carry tax consequences that each Party is responsible for evaluating on its own.\n5. 5. Repayment Schedule\nThe Borrower will repay the Loan in [NUMBER OF PAYMENTS] consecutive [PAYMENT FREQUENCY, e.g., monthly] installments of [PAYMENT AMOUNT] each, beginning on [FIRST PAYMENT DATE] and continuing on the [PAYMENT DAY] day of each [PERIOD] until the entire balance of principal and interest is paid in full. The final payment is due on [MATURITY DATE] and, if the scheduled installments do not fully amortize the Loan, that final payment will be a balloon payment of all remaining principal, accrued interest, and other amounts then outstanding. An amortization schedule showing the allocation of each payment between principal and interest is attached as Exhibit B. The Borrower may request a change to the payment date only in writing and only with the written consent of the Lender.\n6. 6. Application of Payments\nEach payment received will be applied first to accrued and unpaid late charges and collection costs, then to accrued and unpaid interest, and then to the reduction of outstanding principal, unless the Lender","cbCaiqAW2Fm1AlHR","https://ap.wps.com/l/cbCaiqAW2Fm1AlHR","docx",14571,"English","# Loan Agreement\n## Parties\n## Loan Amount and Disbursement\n## Promise to Repay\n## Interest Rate\n## Repayment Schedule\n## Application of Payments\n## Prepayment\n## Late Fees, Returned Payments, and Default Interest","[{\"question\":\"Who are the parties under this loan agreement, and how are notices handled?\",\"answer\":\"The agreement is between the lender and borrower, each having authority to sign. Notices become effective when delivered to the specified addresses or emails listed in the agreement.\"},{\"question\":\"How is the loan amount disbursed and can installment funding be withheld?\",\"answer\":\"The principal is disbursed on the specified disbursement date using the stated method to the borrower’s account or payee. If an Event of Default occurs or there is a material misstatement, the lender has no obligation to make further advances.\"},{\"question\":\"What rules govern repayment timing and the final payment structure?\",\"answer\":\"Repayments are made in consecutive installments starting on the first payment date and continuing on the specified day each period. The final payment is due at maturity and may be a balloon payment for remaining principal, accrued interest, and other outstanding amounts if the installments do not fully amortize the loan.\"}]","Loan Agreement - Parties - agreement parties | DOCX"]