[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"doc-seo-278729-105":3,"detail-sidebar-cat-1-en-105":81,"doc-detail-278729-en":127},{"code":4,"msg":5,"data":6},0,"ok",{"site_id":7,"language":8,"slug":9,"title":10,"keywords":11,"description":12,"schema_data":13,"social_meta":74,"head_meta":76,"extra_data":78,"updated_unix":80},105,"en","life-event-matrix-life-events-benefit-election-changes","Life Event Matrix - Life events benefit election changes","","Life Event Matrix summarizes when benefit elections can be changed outside the annual enrollment based on qualifying life events. It explains that changes must be submitted within specific timelines, with 30 days for most events and extended windows for birth and adoption for health and dental, and that supporting documentation may be required. It also outlines consequences of missing deadlines, directing employees to contact Human Resources for timely assistance. The matrix maps eligible actions across health insurance, dental insurance, Health FSA, Dependent FSA, and Supplemental Life Insurance.",{"@graph":14,"@context":73},[15,34,56],{"@type":16,"itemListElement":17},"BreadcrumbList",[18,23,27,31],{"item":19,"name":20,"@type":21,"position":22},"https://docshare.wps.com","Home","ListItem",1,{"item":24,"name":25,"@type":21,"position":26},"https://docshare.wps.com/template/","Template",2,{"item":28,"name":29,"@type":21,"position":30},"https://docshare.wps.com/template/forms/","Forms",3,{"item":32,"name":10,"@type":21,"position":33},"https://docshare.wps.com/template/life-event-matrix-life-events-benefit-election-changes/278729/",4,{"url":32,"name":10,"@type":35,"image":36,"author":41,"headline":10,"publisher":44,"fileFormat":47,"inLanguage":8,"description":12,"dateModified":48,"datePublished":49,"encodingFormat":47,"isAccessibleForFree":50,"interactionStatistic":51},"DigitalDocument",{"url":37,"@type":38,"width":39,"height":40},"https://docshare.wps.com/thumbnails/life-event-matrix-life-events-benefit-election-changes/278729.png","ImageObject",442,249,{"name":42,"@type":43},"Mabel","Person",{"url":19,"name":45,"@type":46},"DocShare","Organization","application/pdf","2026-10-22","2026-09-15",true,{"@type":52,"interactionType":53,"userInteractionCount":55},"InteractionCounter",{"@type":54},"ViewAction",13,{"@type":57,"mainEntity":58},"FAQPage",[59,65,69],{"name":60,"@type":61,"acceptedAnswer":62},"When can benefit elections be changed during the year?","Question",{"text":63,"@type":64},"Benefit elections can be changed during the year only if a qualifying life event occurs. Changes must be made within the stated time limits after the event date.","Answer",{"name":66,"@type":61,"acceptedAnswer":67},"What happens if changes are not submitted within the required timeframe?",{"text":68,"@type":64},"If changes are not made in a timely manner, benefit changes are not allowed until the next annual enrollment and change period.",{"name":70,"@type":61,"acceptedAnswer":71},"Are documentation requirements different depending on the life event?",{"text":72,"@type":64},"Yes. Depending on the life event, documentation may be required, such as a marriage certificate or a divorce decree showing the E-File date.","https://schema.org",{"og:url":32,"og:type":75,"og:title":10,"og:site_name":45,"og:description":12},"article",{"robots":77,"canonical":32},"index,follow",{"doc_id":79,"site_id":7},278729,1791512618,{"code":4,"msg":82,"data":83},"success",[84,89,94,99,104,109,113,118,123],{"id":85,"doc_module":22,"doc_module_name":25,"category_name":86,"show_sort_weight":87,"slug":88},11,"Presentations",90,"presentations",{"id":90,"doc_module":22,"doc_module_name":25,"category_name":91,"show_sort_weight":92,"slug":93},12,"Resumes",80,"resumes",{"id":95,"doc_module":22,"doc_module_name":25,"category_name":96,"show_sort_weight":97,"slug":98},14,"Invoices",70,"invoices",{"id":100,"doc_module":22,"doc_module_name":25,"category_name":101,"show_sort_weight":102,"slug":103},15,"Posters",60,"posters",{"id":105,"doc_module":22,"doc_module_name":25,"category_name":106,"show_sort_weight":107,"slug":108},16,"Social Media",50,"social-media",{"id":110,"doc_module":22,"doc_module_name":25,"category_name":29,"show_sort_weight":111,"slug":112},17,40,"forms",{"id":114,"doc_module":22,"doc_module_name":25,"category_name":115,"show_sort_weight":116,"slug":117},18,"Letters",30,"letters",{"id":119,"doc_module":22,"doc_module_name":25,"category_name":120,"show_sort_weight":121,"slug":122},21,"Paper Templates",5,"papers-templates",{"id":124,"doc_module":22,"doc_module_name":25,"category_name":125,"show_sort_weight":4,"slug":126},158,"General","general-158",{"code":4,"msg":82,"data":128},{"doc_id":79,"user_id":129,"nickname":42,"user_avatar":130,"doc_module":22,"category_id":110,"category_name":29,"doc_title":10,"doc_description":12,"doc_content":131,"file_id":132,"file_url":133,"file_type":134,"file_size":135,"view_count":55,"is_deleted":4,"is_public":22,"is_downloadable":22,"audit_status":22,"page_count":95,"language":136,"language_code":8,"site_id":7,"html_lang":8,"table_of_contents":137,"faqs":138,"seo_title":139,"seo_description":12,"update_tm":140,"read_time":121},7971474920318,"https://ap-avatar.wpscdn.com/avatar/74000ee537e6b0ca360?x-image-process=image/resize,m_fixed,w_180,h_180&k=1788430171632181674","Life Event Matrix  \nYou may make changes to certain benefit elections during the year only if you experience a life event. You may request changes that are consistent with your life event by making changes to your benefit elections within 30 days after the date of the event (60 days for birth and adoption for health and dental. ) Depending upon the life event, you may be required to submit documentation of the event. If you do not make the changes in a timely manner, you will not be able to change your benefits until the next annual enrollment and change period. Contact your Human Resources Associate for assistance in making timely changes.  \n\n| Event | Health Insurance | Dental Insurance | Health FSA | Dependent FSA | Supplemental Life Insurance |\n| --- | --- | --- | --- | --- | --- |\n| Change in Your Legal Marital Status |  |  |  |  |  |\n| Marriage\u003Cbr>Documentation Required\u003Cbr>Marriage Certificate | You may enroll in coverage and/or add eligible family members.\u003Cbr>You may change your health plan if you are adding eligible family members.\u003Cbr>You may cancel coverage if you become covered by your spouse’s health plan. If eligible, you may elect the health insurance opt-out. | You may enroll in coverage and/or add eligible family members.\u003Cbr>You may cancel your coverage if you become covered by your spouse’s dental plan. | You may enroll, increase, or decrease your contribution.\u003Cbr>You may cancel your contribution if you become covered by your spouse’s health FSA plan. | You may enroll or increase contribution if marriage increases dependent care expenses.\u003Cbr>You may decrease contributions if the family elects dependent care assistance under spouse’s plan or marriage decreases dependent care expenses. | You may enroll or increase the amount of your coverage. Satisfactory evidence of insurability is required.\u003Cbr>You may cancel or decrease the amount of your coverage. |\n| Common law marriage\u003Cbr>Form Required \u003Cbr>Affidavit of Common Law Marriage  | You may enroll in coverage and/or add eligible family members.\u003Cbr>You may change your health plan if you are adding eligible family members.\u003Cbr>You may cancel coverage if you become covered by your spouse’s health plan. If eligible, you may elect the health insurance opt-out. | You may enroll in coverage and/or add eligible family members.\u003Cbr>You may cancel your coverage if you become covered by your spouse’s dental plan. | You may enroll, increase, or decrease your contribution.\u003Cbr>You may cancel your contribution if you become covered by your spouse’s health FSA plan. | You may enroll or increase contribution if marriage increases dependent care expenses.\u003Cbr>You may decrease contributions if the family elects dependent care assistance under spouse’s plan or marriage decreases dependent care expenses. | You may enroll or increase the amount of your coverage. Satisfactory evidence of insurability is required.\u003Cbr>You may cancel or decrease the amount of your coverage. |\n| Domestic partnership\u003Cbr>Form Required\u003Cbr>Declaration of Domestic Partnership  | You may enroll in coverage and/or add the domestic partner and eligible domestic partner’s family members.\u003Cbr>You may change your health plan if you are adding eligible family members.\u003Cbr>You may cancel coverage if you become covered by your partner’s health plan. If eligible, you may elect the health insurance opt-out. | You may enroll in coverage and/or add the domestic partner and eligible domestic partner’s family members.\u003Cbr>You may cancel your coverage if you become covered by your partner’s dental plan. | You may enroll or increase your contribution if your domestic partner and eligible domestic partner’s family members, if any, are tax dependents. | You may enroll or increase your contribution if your domestic partner and eligible domestic partner’s family members, if any, are tax dependents.\u003Cbr>You may decrease contributions if your dependent care expenses decrease. | If the Domestic Partner is a tax dependent, you may enroll or incr","cbCaikkHKaSnTwS6","https://ap.wps.com/l/cbCaikkHKaSnTwS6","pdf",2101137,"English","# Life event eligibility and timing\n## Change window and required documentation\n## Benefit election matrix by life event\n### Legal marital status changes\n### Domestic partnership\n### Divorce, legal separation, and annulment","[{\"question\":\"When can benefit elections be changed during the year?\",\"answer\":\"Benefit elections can be changed during the year only if a qualifying life event occurs. Changes must be made within the stated time limits after the event date.\"},{\"question\":\"What happens if changes are not submitted within the required timeframe?\",\"answer\":\"If changes are not made in a timely manner, benefit changes are not allowed until the next annual enrollment and change period.\"},{\"question\":\"Are documentation requirements different depending on the life event?\",\"answer\":\"Yes. Depending on the life event, documentation may be required, such as a marriage certificate or a divorce decree showing the E-File date.\"}]","Life Event Matrix - Life events benefit election changes | PDF",1789512055]