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The letter states that the sender’s income source is completely exempt from debt collection, requests that all communications be stopped, and cites the Fair Debt Collection Practices Act to support the request. 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The information and forms were created to assist readers with general issues and not specific situations, and, as such, does not replace the legal advice or representation of an attorney. Because of this and because of unanticipated changes in the law, the Rural Law Center of New York (RLC) makes no claim that this information will achieve the results you desire. Also, the RLC disclaims any responsibility for actions taken based on this material. If you are seeking advice about a specific legal issue, you should contact an attorney licensed to practice in New York State.  \nYou may contact the Rural Law Center of New York, Inc. as follows:  \nBY MAIL: 22 U.S. Oval, Suite 101, Plattsburgh, New York 12903 PHONE: (518) 561-5460  \nFAX: (518) 561-5468  \n[OR VISIT OUR WEBSITE: www.rurallawcenter.org](OR VISIT OUR WEBSITE: www.rurallawcenter.org)[ ](OR VISIT OUR WEBSITE: www.rurallawcenter.org)© Rural Law Center of New York, Inc.  \nLETTER TO CREDITOR EXEMPT FUNDS  \nSAMPLE LETTER TO COLLECTION AGENCY  \nREGARDING EXEMPT FUNDS  \nThe following page is a sample of a letter that you can send to a collection agency if you have exempt funds such as Social Security, Pensions, SSI, or SSD.  \nBe sure to keep a copy of your letter and always send a letter like this“Certified with a Return Receipt”. If you need help with the mailing, just ask at any post office.  \nRural Law Center of New York, Inc. LETTER TO CREDITOR EXEMPT FUNDS Page 2  \nYour Name and Address Here  \nDate  \nCERTIFIED MAIL, RETURN RECEIPT  \nREQUESTED NO.    \nCollection Agency’s Name and Address  \nRE: Account Number  \nDear Sir/Madam:  \nI am writing in regards to the above numbered account to inform you of my financial status and my desire not to receive communications or telephone calls from your office.  \nPlease note that my only source of income is  . This money is completely exempt from debt collection. If you attempt to restrain my exempt funds, you will cause me a severe hardship. In the event that this debt is sold, this letter shall be included in my file to ensure that the buyer is put on notice of my exempt income. If you attempt to restrain my exempt funds in disregard of this notice, I reserve the right to seek compensation from you for any damages caused by the restraint.  \nI request that you stop all communications, letters, and phone calls to me regarding this debt. The Fair Debt Collection Practices Act, 15. U.S.C. Section 1692c, requires that you honor this request.  \nThis letter is not meant in any way to be an acknowledgment that I owe this money.  \nThank you for your attention to this matter.  \nSincerely,  \nJane Doe  \nPO Box 000 Sometown NY 10000  \nRural Law Center of New York, Inc. LETTER TO CREDITOR EXEMPT FUNDS Page 3","cbCaid7AP5XodJpP","https://ap.wps.com/l/cbCaid7AP5XodJpP","pdf",210643,"English","# Sample Letter to Collection Agency Regarding Exempt Funds\n## Notice of exempt income and request to stop communications\n## Certified mail and contact information","[{\"question\":\"What exempt funds does the sample letter reference?\",\"answer\":\"It references exempt funds such as Social Security, pensions, SSI, or SSD.\"},{\"question\":\"What does the letter ask the collection agency to do?\",\"answer\":\"It requests that the agency stop all communications, letters, and phone calls related to the debt.\"},{\"question\":\"Does the letter admit that the sender owes the debt?\",\"answer\":\"No. The letter states it is not meant to acknowledge that the sender owes the money.\"}]","Letter to Creditor Exempt Funds - Sample Letter | PDF",1789554047]