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Includes conditional guidance for attaching the most recent statement when an account was opened, and provides a clear closing with borrower and co-borrower signature fields.",{"@graph":14,"@context":73},[15,34,56],{"@type":16,"itemListElement":17},"BreadcrumbList",[18,23,27,31],{"item":19,"name":20,"@type":21,"position":22},"https://docshare.wps.com","Home","ListItem",1,{"item":24,"name":25,"@type":21,"position":26},"https://docshare.wps.com/template/","Template",2,{"item":28,"name":29,"@type":21,"position":30},"https://docshare.wps.com/template/letters/","Letters",3,{"item":32,"name":10,"@type":21,"position":33},"https://docshare.wps.com/template/letter-of-explanation-for-credit-inquiries-fillable-template/279487/",4,{"url":32,"name":10,"@type":35,"image":36,"author":41,"headline":10,"publisher":44,"fileFormat":47,"inLanguage":8,"description":12,"dateModified":48,"datePublished":49,"encodingFormat":47,"isAccessibleForFree":50,"interactionStatistic":51},"DigitalDocument",{"url":37,"@type":38,"width":39,"height":40},"https://docshare.wps.com/thumbnails/letter-of-explanation-for-credit-inquiries-fillable-template/279487.png","ImageObject",442,249,{"name":42,"@type":43},"Rhys","Person",{"url":19,"name":45,"@type":46},"DocShare","Organization","application/pdf","2026-10-21","2026-09-16",true,{"@type":52,"interactionType":53,"userInteractionCount":55},"InteractionCounter",{"@type":54},"ViewAction",27,{"@type":57,"mainEntity":58},"FAQPage",[59,65,69],{"name":60,"@type":61,"acceptedAnswer":62},"What credit activity does the letter cover?","Question",{"text":63,"@type":64},"It addresses all credit inquiries reported on the credit report within the past 120 days.","Answer",{"name":66,"@type":61,"acceptedAnswer":67},"What information must be provided for each creditor inquiry?",{"text":68,"@type":64},"For each inquiry, include the creditor name, date pulled, reason the inquiry was pulled, and whether it resulted in an account being opened or will be opened.",{"name":70,"@type":61,"acceptedAnswer":71},"When is a recent statement attached?",{"text":72,"@type":64},"If any inquiry resulted in an account being opened, a copy of the most recent statement is attached to verify the account details.","https://schema.org",{"og:url":32,"og:type":75,"og:title":10,"og:site_name":45,"og:description":12},"article",{"robots":77,"canonical":32},"index,follow",{"doc_id":79,"site_id":7},279487,1790367131,{"code":4,"msg":82,"data":83},"success",[84,89,94,99,104,109,114,118,123],{"id":85,"doc_module":22,"doc_module_name":25,"category_name":86,"show_sort_weight":87,"slug":88},11,"Presentations",90,"presentations",{"id":90,"doc_module":22,"doc_module_name":25,"category_name":91,"show_sort_weight":92,"slug":93},12,"Resumes",80,"resumes",{"id":95,"doc_module":22,"doc_module_name":25,"category_name":96,"show_sort_weight":97,"slug":98},14,"Invoices",70,"invoices",{"id":100,"doc_module":22,"doc_module_name":25,"category_name":101,"show_sort_weight":102,"slug":103},15,"Posters",60,"posters",{"id":105,"doc_module":22,"doc_module_name":25,"category_name":106,"show_sort_weight":107,"slug":108},16,"Social Media",50,"social-media",{"id":110,"doc_module":22,"doc_module_name":25,"category_name":111,"show_sort_weight":112,"slug":113},17,"Forms",40,"forms",{"id":115,"doc_module":22,"doc_module_name":25,"category_name":29,"show_sort_weight":116,"slug":117},18,30,"letters",{"id":119,"doc_module":22,"doc_module_name":25,"category_name":120,"show_sort_weight":121,"slug":122},21,"Paper Templates",5,"papers-templates",{"id":124,"doc_module":22,"doc_module_name":25,"category_name":125,"show_sort_weight":4,"slug":126},158,"General","general-158",{"code":4,"msg":82,"data":128},{"doc_id":79,"user_id":129,"nickname":42,"user_avatar":130,"doc_module":22,"category_id":115,"category_name":29,"doc_title":10,"doc_description":12,"doc_content":131,"file_id":132,"file_url":133,"file_type":134,"file_size":135,"view_count":55,"is_deleted":4,"is_public":22,"is_downloadable":22,"audit_status":22,"page_count":22,"language":136,"language_code":8,"site_id":7,"html_lang":8,"table_of_contents":137,"faqs":138,"seo_title":139,"seo_description":12,"update_tm":140,"read_time":4},687207024643,"https://ap-avatar.wpscdn.com/davatar_3d24733baf745e90a7e4bdd5f77d97b2","Letter of Explanation for Credit Inquiries  \n(please use additional forms if needed for more account inquiries)  \nDate:    \nThis letter is to address all credit inquiries reporting on my credit report in the past 120 days.  \n1. Creditor Name:    \nDate Pulled:    \na. Reason the Inquiry was pulled.  \n􀂾    \nb. Indicate whether this inquiry resulted in an account being opened or will be opened.  \n􀂾    \n2. Creditor Name:    \nDate Pulled:    \na. Reason the Inquiry was pulled.  \n􀂾    \nb. Indicate whether this inquiry resulted in an account being opened or will be opened.  \n􀂾    \n3. Creditor Name:    \nDate Pulled:    \na. Reason the Inquiry was pulled.  \n􀂾    \nb. Indicate whether this inquiry resulted in an account being opened or will be opened.  \n􀂾    \n4. Creditor Name:    \nDate Pulled:    \na. Reason the Inquiry was pulled.  \n􀂾    \nb. Indicate whether this inquiry resulted in an account being opened or will be opened.  \n􀂾    \nIf any of the inquiries above resulted in an account being opened, a copy of the most recent statement will be attached to verify the account details.  \nIf you have any other questions please feel free to contact me.  \nThank you,  \nBorrower Name:   Signature:   \nCo‐Borrower Name:   Signature:","cbCaitkxi2Y1U0UA","https://ap.wps.com/l/cbCaitkxi2Y1U0UA","pdf",85326,"English","# Letter of Explanation for Credit Inquiries\n## Inquiry details (1-4)\n## Supporting statement attachment (if applicable)\n## Closing and signatures","[{\"question\":\"What credit activity does the letter cover?\",\"answer\":\"It addresses all credit inquiries reported on the credit report within the past 120 days.\"},{\"question\":\"What information must be provided for each creditor inquiry?\",\"answer\":\"For each inquiry, include the creditor name, date pulled, reason the inquiry was pulled, and whether it resulted in an account being opened or will be opened.\"},{\"question\":\"When is a recent statement attached?\",\"answer\":\"If any inquiry resulted in an account being opened, a copy of the most recent statement is attached to verify the account details.\"}]","Letter of Explanation for Credit Inquiries - Fillable Template | PDF",1789521507]