[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-sidebar-cat-1-en-105":3,"doc-detail-302350-en":53,"doc-seo-302350-105":74},{"code":4,"msg":5,"data":6},0,"success",[7,14,19,24,29,34,39,44,49],{"id":8,"doc_module":9,"doc_module_name":10,"category_name":11,"show_sort_weight":12,"slug":13},11,1,"Template","Presentations",90,"presentations",{"id":15,"doc_module":9,"doc_module_name":10,"category_name":16,"show_sort_weight":17,"slug":18},12,"Resumes",80,"resumes",{"id":20,"doc_module":9,"doc_module_name":10,"category_name":21,"show_sort_weight":22,"slug":23},14,"Invoices",70,"invoices",{"id":25,"doc_module":9,"doc_module_name":10,"category_name":26,"show_sort_weight":27,"slug":28},15,"Posters",60,"posters",{"id":30,"doc_module":9,"doc_module_name":10,"category_name":31,"show_sort_weight":32,"slug":33},16,"Social Media",50,"social-media",{"id":35,"doc_module":9,"doc_module_name":10,"category_name":36,"show_sort_weight":37,"slug":38},17,"Forms",40,"forms",{"id":40,"doc_module":9,"doc_module_name":10,"category_name":41,"show_sort_weight":42,"slug":43},18,"Letters",30,"letters",{"id":45,"doc_module":9,"doc_module_name":10,"category_name":46,"show_sort_weight":47,"slug":48},21,"Paper Templates",5,"papers-templates",{"id":50,"doc_module":9,"doc_module_name":10,"category_name":51,"show_sort_weight":4,"slug":52},158,"General","general-158",{"code":4,"msg":5,"data":54},{"doc_id":55,"user_id":56,"nickname":57,"user_avatar":58,"doc_module":9,"category_id":35,"category_name":36,"doc_title":59,"doc_description":60,"doc_content":61,"file_id":62,"file_url":63,"file_type":64,"file_size":65,"view_count":66,"is_deleted":4,"is_public":9,"is_downloadable":9,"audit_status":9,"page_count":25,"language":67,"language_code":68,"site_id":69,"html_lang":68,"table_of_contents":70,"faqs":71,"seo_title":72,"seo_description":60,"update_tm":73,"read_time":47},302350,1099525198933,"Terk","https://ap-avatar.wpscdn.com/davatar_155a257f0dc6eb9ab79c44ca47cae57d","HSA First Time User My Benefits Wallet - Member Guide","Health Savings Account (HSA) member guide for first-time users of BenefitWallet, explaining how to open and manage an HSA for qualified medical expenses. Covers eligibility requirements for an HSA-qualified high deductible health plan, steps to open the account and activate access, and how unused HSA dollars roll over while remaining with the member through life events. Includes guidance for payments, using the member portal and mobile app, IRS HSA limits, taxation, and available resources for HSA forms and education.","Health Savings Account (HSA) Member Guide  \n©2014 Xerox HR Solutions, LLC. All rights reserved.  \nTable of contents  \nWelcome to the BenefitWallet HSA!  ................................................................. 3  \nWhat is a Health Savings Account (HSA)? ..................................................................3  \nYour BenefitWallet HSA: Getting started  ............................................................. 4  \n1. Confirm that you are eligible to open an HSA ............................................................ 4  \n2. Open your HSA ..................................................................................... 4  \n3. Elect an HSA contribution through your employer or make a deposit directly.................................... 5  \n4. Receive and activate your debit cards .................................................................. 5  \n5. Receive a checkbook ................................................................................ 6  \n6. Start using your HSA ................................................................................ 6  \nHow your BenefitWallet HSA works  ................................................................. 7  \nFor health care services .................................................................................7  \nFor pharmacy ..........................................................................................7  \nManage your HSA online through the member portal  .................................................. 8  \nUpdating personal information .......................................................................... 8  \nHow to make a payment to a provider or yourself  ...................................................... 9  \nMobile app  ..................................................................................... 10  \nHSA alerts and texting  ........................................................................... 11  \nStatements  ..................................................................................... 12  \nThe IRS HSA limits.................................................................................... 12  \nHSAs and taxes  ................................................................................. 13  \nMaking sense out ofthe HSA tax forms .................................................................. 13  \nAdditional HSA tax resources available .................................................................. 14  \nInvestments  .................................................................................... 15  \n2  \n©2014 Xerox HR Solutions, LLC. All rights reserved. rights reserved.  \nWelcome to the BenefitWallet HSA!  \nCongratulations on your decision to enroll in an  \nHSA-qualified HDHP and taking the first step in using your tax-advantage account for health care expenses—both now and in the future. BenefitWallet® has developed this member guide to help you make the most of your Health Savings Account (HSA) and achieve your goals. Whether you are a first-time HSA member and have lots of questions or you’re an experienced user and are familiar with how an HSA works, we can introduce you to BenefitWallet tools, information and educational materials that will help you make the most of your HSA.  \nWhether you planto spend your funds over the short-term, save funds for significant expenses or even retirement, this guide will provide you with the knowledge and tools you need to plan for your anticipated saving or spending strategy.  \nContact us  \nIf you have questions, please call the BenefitWallet Service Center at 1.877.472.4200, Monday – Friday from 8:00 a. m.– 11:00 p. m. (Eastern Time) .  \nWhat is a Health Savings Account (HSA)?  \nAn HSA enables you to save, invest and spend funds for Qualified Medical Expenses on a tax-advantaged basis. HSAs are never taxed at a federal income tax level when you use your funds for Qualified Medical Expenses. HSAs are also tax-free in most states.  \nUnuse","cbCaifxSZdiwAODp","https://ap.wps.com/l/cbCaifxSZdiwAODp","pdf",3750303,3,"English","en",105,"# Welcome to the BenefitWallet HSA!\n## What is a Health Savings Account (HSA)?\n# Your BenefitWallet HSA: Getting started\n## Confirm that you are eligible to open an HSA\n## Open your HSA\n## Elect an HSA contribution and receive cards/checkbook\n# How your BenefitWallet HSA works\n## For health care services\n## For pharmacy\n# Manage your HSA online and communications\n## Updating personal information\n## Making payments and alerts\n# Statements, IRS limits, and taxes\n## Understanding HSA tax forms\n## Additional tax resources\n# Investments","[{\"question\":\"What qualifies someone to open an HSA?\",\"answer\":\"You generally must be covered by an IRS-defined qualified HDHP, not have other disqualifying coverage, not be enrolled in Medicare, not participate in a general-purpose health FSA or an HRA, and not be claimed as a dependent on someone else’s tax return.\"},{\"question\":\"Why must you open your HSA before funds can be used?\",\"answer\":\"Opening the account is required to receive contributions and to withdraw funds for qualified medical expenses.\"},{\"question\":\"How do HSA funds work regarding taxes and carryover?\",\"answer\":\"HSA funds are not taxed federally when used for qualified medical expenses, are tax-free in most states, and unused dollars roll over year to year while the HSA remains with you if you change plans, jobs, or retire.\"}]","HSA First Time User My Benefits Wallet - Member Guide | PDF",1789792130,{"code":4,"msg":75,"data":76},"ok",{"site_id":69,"language":68,"slug":77,"title":59,"keywords":78,"description":60,"schema_data":79,"social_meta":134,"head_meta":136,"extra_data":138,"updated_unix":139},"hsa-first-time-user-my-benefits-wallet-member-guide","",{"@graph":80,"@context":133},[81,96,116],{"@type":82,"itemListElement":83},"BreadcrumbList",[84,88,91,93],{"item":85,"name":86,"@type":87,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":89,"name":10,"@type":87,"position":90},"https://docshare.wps.com/template/",2,{"item":92,"name":36,"@type":87,"position":66},"https://docshare.wps.com/template/forms/",{"item":94,"name":59,"@type":87,"position":95},"https://docshare.wps.com/template/hsa-first-time-user-my-benefits-wallet-member-guide/302350/",4,{"url":94,"name":59,"@type":97,"image":98,"author":103,"headline":59,"publisher":105,"fileFormat":108,"inLanguage":68,"description":60,"dateModified":109,"datePublished":110,"encodingFormat":108,"isAccessibleForFree":111,"interactionStatistic":112},"DigitalDocument",{"url":99,"@type":100,"width":101,"height":102},"https://docshare.wps.com/thumbnails/hsa-first-time-user-my-benefits-wallet-member-guide/302350.png","ImageObject",442,249,{"name":57,"@type":104},"Person",{"url":85,"name":106,"@type":107},"DocShare","Organization","application/pdf","2026-09-25","2026-09-19",true,{"@type":113,"interactionType":114,"userInteractionCount":90},"InteractionCounter",{"@type":115},"ViewAction",{"@type":117,"mainEntity":118},"FAQPage",[119,125,129],{"name":120,"@type":121,"acceptedAnswer":122},"What qualifies someone to open an HSA?","Question",{"text":123,"@type":124},"You generally must be covered by an IRS-defined qualified HDHP, not have other disqualifying coverage, not be enrolled in Medicare, not participate in a general-purpose health FSA or an HRA, and not be claimed as a dependent on someone else’s tax return.","Answer",{"name":126,"@type":121,"acceptedAnswer":127},"Why must you open your HSA before funds can be used?",{"text":128,"@type":124},"Opening the account is required to receive contributions and to withdraw funds for qualified medical expenses.",{"name":130,"@type":121,"acceptedAnswer":131},"How do HSA funds work regarding taxes and carryover?",{"text":132,"@type":124},"HSA funds are not taxed federally when used for qualified medical expenses, are tax-free in most states, and unused dollars roll over year to year while the HSA remains with you if you change plans, jobs, or retire.","https://schema.org",{"og:url":94,"og:type":135,"og:title":59,"og:site_name":106,"og:description":60},"article",{"robots":137,"canonical":94},"index,follow",{"doc_id":55,"site_id":69},1790313557]