[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-sidebar-cat-1-en-105":3,"doc-seo-280219-105":53,"doc-detail-280219-en":126},{"code":4,"msg":5,"data":6},0,"success",[7,14,19,24,29,34,39,44,49],{"id":8,"doc_module":9,"doc_module_name":10,"category_name":11,"show_sort_weight":12,"slug":13},11,1,"Template","Presentations",90,"presentations",{"id":15,"doc_module":9,"doc_module_name":10,"category_name":16,"show_sort_weight":17,"slug":18},12,"Resumes",80,"resumes",{"id":20,"doc_module":9,"doc_module_name":10,"category_name":21,"show_sort_weight":22,"slug":23},14,"Invoices",70,"invoices",{"id":25,"doc_module":9,"doc_module_name":10,"category_name":26,"show_sort_weight":27,"slug":28},15,"Posters",60,"posters",{"id":30,"doc_module":9,"doc_module_name":10,"category_name":31,"show_sort_weight":32,"slug":33},16,"Social Media",50,"social-media",{"id":35,"doc_module":9,"doc_module_name":10,"category_name":36,"show_sort_weight":37,"slug":38},17,"Forms",40,"forms",{"id":40,"doc_module":9,"doc_module_name":10,"category_name":41,"show_sort_weight":42,"slug":43},18,"Letters",30,"letters",{"id":45,"doc_module":9,"doc_module_name":10,"category_name":46,"show_sort_weight":47,"slug":48},21,"Paper Templates",5,"papers-templates",{"id":50,"doc_module":9,"doc_module_name":10,"category_name":51,"show_sort_weight":4,"slug":52},158,"General","general-158",{"code":4,"msg":54,"data":55},"ok",{"site_id":56,"language":57,"slug":58,"title":59,"keywords":60,"description":61,"schema_data":62,"social_meta":119,"head_meta":121,"extra_data":123,"updated_unix":125},105,"en","hoa-assessment-liens-everything-you-need-to-know-to-figure-out-your-head-from-your-assessment-lien-chapter-14","HOA Assessment Liens - Everything You Need To Know To Figure Out Your Head From Your Assessment Lien - Chapter 14","","HOA Assessment Liens provides a structured legal guide for Texas homeowners association and condominium matters, focusing on how assessment liens are created, perfected, prioritized, and enforced. The material explains homeowners’ obligations to pay assessments, the scope and priority of lien rights, and the pathways to foreclosure through judicial and non-judicial procedures. It also covers due process notice requirements, statutory limits on foreclosure, constitutional homestead and military servicemember protections, post-foreclosure notice duties, and redemption rules after a foreclosure sale.",{"@graph":63,"@context":118},[64,80,101],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":51,"@type":70,"position":76},"https://docshare.wps.com/template/general/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/hoa-assessment-liens-everything-you-need-to-know-to-figure-out-your-head-from-your-assessment-lien-chapter-14/280219/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/hoa-assessment-liens-everything-you-need-to-know-to-figure-out-your-head-from-your-assessment-lien-chapter-14/280219.png","ImageObject",442,249,{"name":88,"@type":89},"Stanley","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/pdf","2026-09-21","2026-09-16",true,{"@type":98,"interactionType":99,"userInteractionCount":73},"InteractionCounter",{"@type":100},"ViewAction",{"@type":102,"mainEntity":103},"FAQPage",[104,110,114],{"name":105,"@type":106,"acceptedAnswer":107},"How are HOA assessment liens created and perfected in Texas?","Question",{"text":108,"@type":109},"The guide covers the creation and perfection of assessment liens, explaining the mechanisms required to establish lien rights tied to unpaid assessments.","Answer",{"name":111,"@type":106,"acceptedAnswer":112},"What are the key differences between judicial and non-judicial foreclosure of HOA assessment liens?",{"text":113,"@type":109},"It distinguishes foreclosure pathways, including the separate procedures and requirements for judicial foreclosure versus non-judicial foreclosure.",{"name":115,"@type":106,"acceptedAnswer":116},"What due process and notice steps are required before foreclosure on an assessment lien?",{"text":117,"@type":109},"The document outlines required pre-foreclosure due process procedures, including notice to holders of junior deed of trust liens and opportunities to cure, plus judicial authorization when required for non-judicial foreclosure.","https://schema.org",{"og:url":78,"og:type":120,"og:title":59,"og:site_name":91,"og:description":61},"article",{"robots":122,"canonical":78},"index,follow",{"doc_id":124,"site_id":56},280219,1789965353,{"code":4,"msg":5,"data":127},{"doc_id":124,"user_id":128,"nickname":88,"user_avatar":129,"doc_module":9,"category_id":50,"category_name":51,"doc_title":59,"doc_description":61,"doc_content":130,"file_id":131,"file_url":132,"file_type":133,"file_size":134,"view_count":79,"is_deleted":4,"is_public":9,"is_downloadable":9,"audit_status":9,"page_count":135,"language":136,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":137,"faqs":138,"seo_title":139,"seo_description":61,"update_tm":140,"read_time":25},2336477405376,"https://ap-avatar.wpscdn.com/davatar_29158cc5080c5b710cf443261637dec0","HOA ASSESSMENT LIENS: EVERYTHING YOU NEED TO KNOW TO FIGURE OUT YOUR HEAD FROM YOUR ASSESSMENT LIEN  \nGREGORY S. CAGLE  \nSavrick, Schumann, Johnson,  \nMcGarr, Kaminsky & Shirley, L.L.P.  \n4330 Gaines Ranch Loop, Suite 150  \nAustin, Texas 78735  \nState Bar of Texas  \nth  \n34 ANNUAL  \nADVANCED REAL ESTATE LAW  \nJuly 12-14, 2012  \nSan Antonio  \nCHAPTER 14  \nGREGORY S. CAGLE  \nSavrick, Schumann, Johnson,  \nMcGarr, Kaminski & Shirley, L.L.P.  \n4330 Gaines Ranch Loop, Suite 150  \nAustin, Texas 78735  \nPhone: (512) 347-1604  \nFax: (512) 347-1676  \nPROFESSIONAL  \nEXPERIENCE:  \nPartner, Savrick, Schumann, Johnson, McGarr, Kaminski & Shirley, L.L.P.  \nStatewide representation of clients in litigation matters involving real estate, residential and commercial construction, general business litigation, personal injury and products liability defense.  \nGeneral counsel representation of developer and resident-controlled homeowner and condominium associations. Partner, Armbrust & Brown, PLLC (1999 – 2011)  \nBriefing Attorney, Second District Court Of Appeals, Fort Worth, Texas (1998 – 1999) BV Peer Review Rated by Martindale-Hubble  \nMember, Community Association Institute  \nSTATE BAR ADMISSIONS:  \nTexas, 1998  \nUnited States District Courts for the Eastern, Northern, Southern and Western Districts of Texas, 1999  \nEDUCATION:  \nJ.D., Baylor University School of Law (1998) Top 15% of graduating class  \nBaylor Law Review: Notes and Comments Editor  \nMember of Order of the Barristers  \nB.S. in Advertising, University of Texas at Austin (1995)  \nAUTHORSHIP AND SPEAKER CREDITS:  \nAuthor, TEXAS HOMEOWNERS ASSOCIATION LAW: The Essential Legal Guide for Texas Homeowners Associations, © 2010  \nAuthor and speaker, HOA ASSESSMENT LIENS: Everything you need to know to figure out your head from your assessment lien; presented at the 32nd Annual Texas State Bar Advanced Real Estate Law Course; July 2010  \nAuthor, CAN YOU HEAR ME NOW? Conducting Board Meetings by Remote Communications Technology; Community Association Living, 1st Quarter (2011)  \nAuthor, BUILDING BRIDGES, NOT FENCES: Resolving Community Disputes in a Neighborly Manner Without Litigation; Community Association Living, 2nd Quarter (2011)  \nSpeaker, Restrictive Covenants, presented at the Capital Area Suburban Exchange (C.A.S.E.) Conference (2006)  \nSpeaker, HOA ASSESSMENT LIENS: Everything you need to know to figure out your head from your assessment lien; presented to the Real Estate Section of the Austin Bar; May 2011  \nSpeaker, Restrictive Covenant Enforcement 101, presented at the 2009 Community Association Institute, Austin Chapter – Tradeshow (2009)  \nTABLE OF CONTENTS  \nI. INTRODUCTION ............................................................................................................................................. 1  \nII. COMMONLY USED TERMS AND DEFINITIONS ....................................................................................... 2  \nIII. COMMON-INTEREST DEVELOPMENTS IN TEXAS ................................................................................. 8  \nIV. HOMEOWNERS ASSOCIATIONS IN TEXAS .............................................................................................. 9  \nV. AUTHORITY OF TEXAS HOMEOWNERS ASSOCIATIONS TO LEVY ASSESSMENTS AGAINST LOTS OR UNITS.......................................................................................................................... 10  \nVI. OBLIGATION OF HOMEOWNERS TO PAY ASSESSMENTS ................................................................. 10  \nVII. CREATION AND PERFECTION OF ASSESSMENT LIENS...................................................................... 10  \nVIII. SCOPE OF ASSESSMENT LIENS ................................................................................................................ 11  \nIX. PRIORITY OF ASSESSMENT LIENS .......................................................................................................... 11  \nX. FORECLOSURE OF ASSESSMENT ","cbCairTWosA1ZkkI","https://ap.wps.com/l/cbCairTWosA1ZkkI","pdf",967962,44,"English","# Introduction\n# Commonly Used Terms and Definitions\n# Common-Interest Developments in Texas\n# Homeowners Associations in Texas\n# Authority to Levy Assessments\n# Obligation to Pay Assessments\n# Creation and Perfection of Assessment Liens\n# Scope of Assessment Liens\n# Priority of Assessment Liens\n# Foreclosure of Assessment Liens\n## Judicial Foreclosure of Assessment Liens\n## Non-Judicial Foreclosure of Assessment Liens\n# Pre-Foreclosure Due Process Procedures\n## Required Notice and Opportunity to Cure\n## Judicial Authorization Before Non-Judicial Foreclosure\n# Statutory Restrictions on Foreclosure Rights\n# Texas Constitutional Homestead Protection\n# Military Servicemember Protections\n# Post-Foreclosure Notice Requirements\n# Homeowner's Right of Redemption\n## Redemption After Subdivision Association Foreclosure\n## Redemption After Condominium Association Foreclosure\n# Payment of Delinquent Assessments After Recording","[{\"question\":\"How are HOA assessment liens created and perfected in Texas?\",\"answer\":\"The guide covers the creation and perfection of assessment liens, explaining the mechanisms required to establish lien rights tied to unpaid assessments.\"},{\"question\":\"What are the key differences between judicial and non-judicial foreclosure of HOA assessment liens?\",\"answer\":\"It distinguishes foreclosure pathways, including the separate procedures and requirements for judicial foreclosure versus non-judicial foreclosure.\"},{\"question\":\"What due process and notice steps are required before foreclosure on an assessment lien?\",\"answer\":\"The document outlines required pre-foreclosure due process procedures, including notice to holders of junior deed of trust liens and opportunities to cure, plus judicial authorization when required for non-judicial foreclosure.\"}]","HOA Assessment Liens - Everything You Need To Know To Figure Out Your Head From Your Assessment Lien - Chapter 14 | PDF",1789535188]