[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-sidebar-cat-1-en-105":3,"doc-seo-301894-105":53,"doc-detail-301894-en":126},{"code":4,"msg":5,"data":6},0,"success",[7,14,19,24,29,34,39,44,49],{"id":8,"doc_module":9,"doc_module_name":10,"category_name":11,"show_sort_weight":12,"slug":13},11,1,"Template","Presentations",90,"presentations",{"id":15,"doc_module":9,"doc_module_name":10,"category_name":16,"show_sort_weight":17,"slug":18},12,"Resumes",80,"resumes",{"id":20,"doc_module":9,"doc_module_name":10,"category_name":21,"show_sort_weight":22,"slug":23},14,"Invoices",70,"invoices",{"id":25,"doc_module":9,"doc_module_name":10,"category_name":26,"show_sort_weight":27,"slug":28},15,"Posters",60,"posters",{"id":30,"doc_module":9,"doc_module_name":10,"category_name":31,"show_sort_weight":32,"slug":33},16,"Social Media",50,"social-media",{"id":35,"doc_module":9,"doc_module_name":10,"category_name":36,"show_sort_weight":37,"slug":38},17,"Forms",40,"forms",{"id":40,"doc_module":9,"doc_module_name":10,"category_name":41,"show_sort_weight":42,"slug":43},18,"Letters",30,"letters",{"id":45,"doc_module":9,"doc_module_name":10,"category_name":46,"show_sort_weight":47,"slug":48},21,"Paper Templates",5,"papers-templates",{"id":50,"doc_module":9,"doc_module_name":10,"category_name":51,"show_sort_weight":4,"slug":52},158,"General","general-158",{"code":4,"msg":54,"data":55},"ok",{"site_id":56,"language":57,"slug":58,"title":59,"keywords":60,"description":61,"schema_data":62,"social_meta":119,"head_meta":121,"extra_data":123,"updated_unix":125},105,"en","health-plans-overview","Health plans overview","","Health plans overview for small business group coverage, highlighting employer needs for reliability, service, choice of doctors, and affordability. Details Health Net Small Business Group options including PPO, HMO, ELECT Open Access, SELECT 3-Tier POS, and a fee-for-service Flex Net option, plus Choice Advantage plans with defined contribution levels. Covers related benefits such as Salud con Health Net, group term life schedules, prescriptions by mail, dual-choice combinations, supplemental chiropractic/acupuncture riders, dental and vision products, Healthy Families program, and pre-tax solutions to increase take-home pay while reducing employer FICA payments.",{"@graph":63,"@context":118},[64,80,101],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":51,"@type":70,"position":76},"https://docshare.wps.com/template/general/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/health-plans-overview/301894/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/health-plans-overview/301894.png","ImageObject",442,249,{"name":88,"@type":89},"Noah","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/pdf","2026-09-24","2026-09-19",true,{"@type":98,"interactionType":99,"userInteractionCount":76},"InteractionCounter",{"@type":100},"ViewAction",{"@type":102,"mainEntity":103},"FAQPage",[104,110,114],{"name":105,"@type":106,"acceptedAnswer":107},"What health plan options are described for small business groups?","Question",{"text":108,"@type":109},"The document describes PPO, HMO, ELECT Open Access, SELECT 3-Tier POS, and a fee-for-service Flex Net option. It also references dual-choice plan combinations and Choice Advantage plan structures.","Answer",{"name":111,"@type":106,"acceptedAnswer":112},"How does Choice Advantage help employers and employees?",{"text":113,"@type":109},"Choice Advantage is for small businesses with a minimum of 10 enrolled employees, where members choose a defined contribution level. Employers select plans, pricing, and payment formulas to match their situations.",{"name":115,"@type":106,"acceptedAnswer":116},"What is the Prescriptions By Mail Drug Program and who is it for?",{"text":117,"@type":109},"The program lets members with maintenance medications receive up to a 90-consecutive-calendar-day supply. Members can use it as an alternative way to fill eligible prescriptions through the mail program.","https://schema.org",{"og:url":78,"og:type":120,"og:title":59,"og:site_name":91,"og:description":61},"article",{"robots":122,"canonical":78},"index,follow",{"doc_id":124,"site_id":56},301894,1789786203,{"code":4,"msg":5,"data":127},{"doc_id":124,"user_id":128,"nickname":88,"user_avatar":129,"doc_module":9,"category_id":50,"category_name":51,"doc_title":59,"doc_description":61,"doc_content":130,"file_id":131,"file_url":132,"file_type":133,"file_size":134,"view_count":76,"is_deleted":4,"is_public":9,"is_downloadable":9,"audit_status":9,"page_count":135,"language":136,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":137,"faqs":138,"seo_title":139,"seo_description":61,"update_tm":125,"read_time":25},8796095462418,"https://ap-avatar.wpscdn.com/avatar/80000253c1241d02b47?x-image-process=image/resize,m_fixed,w_180,h_180&k=1778826106357471780","Health plans overview  \nNow, more than ever, employers depend on fewer people to accomplish more . When it comes to health coverage, you and your employees need reliability, service, choice of doctors and affordability. You’ll find all this and more from Health Net:  \n• A 20-year history of health coverage  \n• One of the largest, most respected health care companies in California  \n• Choice of 570 physician group locations,  \n400 hospitals and 4,300 pharmacies  \nCount on Health Net Small Business Group plans to keep your employees healthy and on the job.  \nPREFERRED PROVIDER ORGANIZATION (PPO)*  \n• Full range of options from catastrophic to comprehensive  \n• Includes our innovative First Advantage PPO with first-dollar coverage before deductible requirement  \n• Members can select doctors from nearly 48,000 network physicians  \n• Employers who have employees residing out-of-state or traveling PPO members can see contracted physicians and receive in-network benefits  \n• Wide variety of copayment and deductible levels available  \nHEALTH MAINTENANCE ORGANIZATION (HMO)  \n• Multiple benefit designs  \n›› Including our new Variable HMO Hospital Copay Plan  \n• Flexible copayment options  \n• Three-tier non-formulary drug benefits allowing coverage for all FDA-approved drugs  \n• Open physician network, more than 35,000 strong, gives members real choice  \n• Rapid Access® allows members to access several types of specialty medical care without a Primary Care Physician’s referral  \nELECT ® OPEN ACCESS  \n• Financial security of an HMO, including set copayments  \n• Self-referral option to Health Net PPO providers  \n• Three-tier non formulary drug benefits allowing coverage for all FDA-approved drugs  \nSELECT ® 3-TIER POINT-OF-SERVICE  \n• Option of care from Primary Care Physician, in-network provider or out-of-network doctor  \n• Three-tier non formulary drug benefits allowing coverage for all FDA-approved drugs  \n• Deductible waived for PPO office visits  \n• Broad range of copayments and deductibles  \nFEE-FOR-SERVICE PLAN (FLEX NETSM) * Available for out-of-area coverage, this managed indemnity program allows members to access their physician of choice anywhere in the world, yet also features many of the same medical management and claims management advantages enjoyed by our HMO plans.  \n*Underwritten by Health Net Life Insurance Company.  \nCHOICE ADVANTAGE  \n• For small businesses with a minimum of 10 enrolled employee  \n• Members choose a defined contribution level – $80,$100 or 50 percent of the employee premium  \n• Employers choose the plans, pricing and payment formulas that best meet their individual situations  \n• Choice Advantage 80 : Choose from six plans ›› HMO 15 ›› PPO Value 30 ›› EOA 20 ›› PPO Saver*›› EOA 30 ›› Flex Net*  \n• Choice Advantage 100 : Choose from five plans ›› EOA 10 ›› PPO Advantage 15 ›› EOA 20 ›› Flex Net*  \n›› PPO First Advantage  \nSALUD con HEALTH NET  \n• Provides Latino clients with affordable, quality, culturally sensitive health coverage on both sides of the U. S. / Mexico border  \n• HMO, EPO and PPO coverage choices  \n• Spanish materials and comprehensive web site content to effectively reach your clients  \nHEALTH NET LIFE **  \nA full range of Group Term Life benefit schedules are available for small and large employer groups:  \n• Group Term Life Insurance  \n• Accidental Death & Dismemberment  \n• Dependent Life Insurance  \n• Supplemental Life Insurance  \n• Long Term Care ***  \nPRESCRIPTIONS BY MAIL DRUG PROGRAM  \nIf your prescription is for a maintenance medication (a drug that you will be taking for an extended period), you have the option of filling it through our convenient Prescriptions By Mail Drug Program. This program allows you to receive up to a 90-consecutive-calendar-day supply of maintenance medications. For complete information, call Health Net Small Business Group Member Services.  \nDUAL-CHOICE PLANS  \nThis coverage combines any two plans of different types to provide customized coverage. This","cbCaii2XFJTELzJ6","https://ap.wps.com/l/cbCaii2XFJTELzJ6","pdf",343472,44,"English","# Health plans overview\n## Core coverage options\n## Preferred Provider Organization (PPO)\n## Health Maintenance Organization (HMO)\n## ELECT Open Access and SELECT 3-Tier POS\n## Fee-for-service plan (Flex Net)\n## Choice Advantage and dual-choice plans\n## Specialized programs and additional benefits\n## Prescriptions by Mail Drug Program\n## Pre-tax solutions","[{\"question\":\"What health plan options are described for small business groups?\",\"answer\":\"The document describes PPO, HMO, ELECT Open Access, SELECT 3-Tier POS, and a fee-for-service Flex Net option. It also references dual-choice plan combinations and Choice Advantage plan structures.\"},{\"question\":\"How does Choice Advantage help employers and employees?\",\"answer\":\"Choice Advantage is for small businesses with a minimum of 10 enrolled employees, where members choose a defined contribution level. Employers select plans, pricing, and payment formulas to match their situations.\"},{\"question\":\"What is the Prescriptions By Mail Drug Program and who is it for?\",\"answer\":\"The program lets members with maintenance medications receive up to a 90-consecutive-calendar-day supply. Members can use it as an alternative way to fill eligible prescriptions through the mail program.\"}]","Health plans overview | PDF"]