[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-sidebar-cat-1-en-105":3,"doc-seo-302003-105":53,"doc-detail-302003-en":126},{"code":4,"msg":5,"data":6},0,"success",[7,14,19,24,29,34,39,44,49],{"id":8,"doc_module":9,"doc_module_name":10,"category_name":11,"show_sort_weight":12,"slug":13},11,1,"Template","Presentations",90,"presentations",{"id":15,"doc_module":9,"doc_module_name":10,"category_name":16,"show_sort_weight":17,"slug":18},12,"Resumes",80,"resumes",{"id":20,"doc_module":9,"doc_module_name":10,"category_name":21,"show_sort_weight":22,"slug":23},14,"Invoices",70,"invoices",{"id":25,"doc_module":9,"doc_module_name":10,"category_name":26,"show_sort_weight":27,"slug":28},15,"Posters",60,"posters",{"id":30,"doc_module":9,"doc_module_name":10,"category_name":31,"show_sort_weight":32,"slug":33},16,"Social Media",50,"social-media",{"id":35,"doc_module":9,"doc_module_name":10,"category_name":36,"show_sort_weight":37,"slug":38},17,"Forms",40,"forms",{"id":40,"doc_module":9,"doc_module_name":10,"category_name":41,"show_sort_weight":42,"slug":43},18,"Letters",30,"letters",{"id":45,"doc_module":9,"doc_module_name":10,"category_name":46,"show_sort_weight":47,"slug":48},21,"Paper Templates",5,"papers-templates",{"id":50,"doc_module":9,"doc_module_name":10,"category_name":51,"show_sort_weight":4,"slug":52},158,"General","general-158",{"code":4,"msg":54,"data":55},"ok",{"site_id":56,"language":57,"slug":58,"title":59,"keywords":60,"description":61,"schema_data":62,"social_meta":119,"head_meta":121,"extra_data":123,"updated_unix":125},105,"en","fsa-manual-flexible-spending-account","FSA Manual - Flexible Spending Account","","Flexible Spending Account (FSA) guide explaining how employer-sponsored, pre-tax contributions can be used for health care and dependent care expenses. Details the election process, pay-period deductions, and how reimbursements work after submitting requests with required documentation such as EOB, itemized bills, and provider information. Includes planning rules, qualifying status-change exceptions, types of FSAs (Health Care, Limited Scope, Dependent Care), common eligible expenses, and paperless access to account balances and claim status.",{"@graph":63,"@context":118},[64,80,101],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":36,"@type":70,"position":76},"https://docshare.wps.com/template/forms/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/fsa-manual-flexible-spending-account/302003/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/fsa-manual-flexible-spending-account/302003.png","ImageObject",442,249,{"name":88,"@type":89},"8796093062539","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/pdf","2026-09-24","2026-09-19",true,{"@type":98,"interactionType":99,"userInteractionCount":73},"InteractionCounter",{"@type":100},"ViewAction",{"@type":102,"mainEntity":103},"FAQPage",[104,110,114],{"name":105,"@type":106,"acceptedAnswer":107},"What is a Flexible Spending Account (FSA)?","Question",{"text":108,"@type":109},"An FSA is an employer-sponsored benefit that lets you pay for health care and dependent care expenses using money that is not taxed.","Answer",{"name":111,"@type":106,"acceptedAnswer":112},"How do I use FSA money and get reimbursed?",{"text":113,"@type":109},"Submit a reimbursement request to receive tax-free reimbursement. Online submission is available, or you can submit a paper reimbursement form with required supporting documents.",{"name":115,"@type":106,"acceptedAnswer":116},"What are the different types of FSAs and what do they cover?",{"text":117,"@type":109},"Health Care FSA covers un-reimbursed health care expenses; Limited Scope FSA reimburses eligible dental and vision expenses for people in a qualified high-deductible plan with an HSA; Dependent Care FSA pays for qualified child or elder care expenses.","https://schema.org",{"og:url":78,"og:type":120,"og:title":59,"og:site_name":91,"og:description":61},"article",{"robots":122,"canonical":78},"index,follow",{"doc_id":124,"site_id":56},302003,1790222038,{"code":4,"msg":5,"data":127},{"doc_id":124,"user_id":128,"nickname":88,"user_avatar":60,"doc_module":9,"category_id":35,"category_name":36,"doc_title":59,"doc_description":61,"doc_content":129,"file_id":130,"file_url":131,"file_type":132,"file_size":133,"view_count":79,"is_deleted":4,"is_public":9,"is_downloadable":9,"audit_status":9,"page_count":47,"language":134,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":135,"faqs":136,"seo_title":137,"seo_description":61,"update_tm":138,"read_time":73},8796093062539,"FSA You can save up  \nWhat is an FSA?  \nA Flexible Spending Account (FSA) is an employer-sponsored benefit that allows you to pay for health care and dependent care expenses using money that is not taxed.  \nHow Does the FSA Work?  \nYou decide how much money you need to set aside for health care and dependent care expenses, and then make an election into the FSA. The amount of money you contribute is divided up over your pay periods for the year. The FSA money is then deducted from your paycheck before any payroll taxes are applied. You can use the money in your FSA to pay for out-ofpocket health care and dependent care expenses.  \nto 30% on every  \ndollar you contribute  \nto the FSA!  \nHow Much Can You Save?  \nThe example below illustrates how you can save by participating in an FSA.  \nWithout FSA  \n\n| Your gross annual pay | $35,000 |\n| --- | --- |\n| Estimated tax rate (30%) | -$10,500 |\n| Your net annual pay | $24,500 |\n| Your annual healthcare expenses | -$2,000 |\n| Your final take-home pay | $22,500 |\n\nWith FSA  \n\n| Your gross annual pay | $35,000 |\n| --- | --- |\n| Your annual healthcare expenses | -$2,000 |\n| Your adjusted gross pay | $33,000 |\n| Estimated tax rate (30%) | -$9,900 |\n| Your final take-home pay | $23,100 |\n\nIn this example, you’d save $600 with an FSA!  \nLearn more at [flexiblebenefit.com](flexiblebenefit.com) 866-472-5351  \nTypes of FSAs  \nHealth Care FSA  \n Allows you to pay for un-reimbursed health care expenses for yourself, your spouse and any dependent children  \n You do not need to be enrolled in your employer’s health plan to sign up for the FSA  \n Access your entire elected Health Care FSA amount on the first day of the plan year  \nLimited Scope FSA  \n For individuals enrolled ina qualified high-deductible health plan with a Health Savings Account (HSA)  \n Reimburses eligible dental and vision expenses only  \n Access your entire elected Limited Scope FSA amount on the first day of the plan year  \n Not available with all plans  \nDependent Care FSA  \n Allows you to use tax-free dollars to pay for qualified child or elder care expenses  \n Can be used for the care of children, a spouse or other tax dependents who live in your home and are incapable of self-care  \n Dependent Care FSA funds are not available upfront and must accumulate before you can receive reimbursement  \n Not available with all plans  \nVisit [flexiblebenefit.com](flexiblebenefit.com) for a detailed listing of eligible expenses for the Health Care, Limited Scope and Dependent Care FSAs.  \nPlanning Your FSA Election  \nYou should look at your expected out-of-pocket expenses for the upcoming year to properly plan ahead. Be conservative with your election, because the Internal Revenue Service rules state that you must forfeit any unused funds at the end of the plan year.  \nFor the most part, FSA elections are final and cannot be changed during the plan year. Exceptions may apply if you experience a  \nqualifying change in status like marriage, divorce or the birth of a baby.  \nLearn More about the FSA  \nVisit [flexiblebenefit.com](flexiblebenefit.com) for more information, including a detailed list of eligible expenses, answers to frequently asked questions and helpful guides highlighting the online features for participants.  \nQuestions?  \nCall 866-472-5351  \nto speak to a member of the Flex team.  \nLearn more at [flexiblebenefit.com](flexiblebenefit.com) 866-472-5351  \nAccessing Your FSA  \nYou will be reimbursed with tax-free dollars from your FSA after you submit a request for reimbursement. You may submit your request online at [flexiblebenefit.com](flexiblebenefit.com) or download and print a reimbursement form and fax or e-mail it to our office for processing.  \nThe reimbursement request must be accompanied by any of the following information:  \n• Explanation of Benefits (EOB) from your insurance company  \n• Itemized bill from the provider  \n• Detailed documentation  \nThe documentation provided must include the following information: ","cbCaikeZfCaJxNuh","https://ap.wps.com/l/cbCaikeZfCaJxNuh","pdf",1662575,"English","# What is an FSA?\n## How does the FSA work?\n## How much can you save?\n# Types of FSAs\n## Health Care FSA\n## Limited Scope FSA\n## Dependent Care FSA\n# Planning your FSA election\n# Accessing your FSA\n## Reimbursement request requirements\n## Paper and paperless submissions\n# Common FSA eligible expenses","[{\"question\":\"What is a Flexible Spending Account (FSA)?\",\"answer\":\"An FSA is an employer-sponsored benefit that lets you pay for health care and dependent care expenses using money that is not taxed.\"},{\"question\":\"How do I use FSA money and get reimbursed?\",\"answer\":\"Submit a reimbursement request to receive tax-free reimbursement. Online submission is available, or you can submit a paper reimbursement form with required supporting documents.\"},{\"question\":\"What are the different types of FSAs and what do they cover?\",\"answer\":\"Health Care FSA covers un-reimbursed health care expenses; Limited Scope FSA reimburses eligible dental and vision expenses for people in a qualified high-deductible plan with an HSA; Dependent Care FSA pays for qualified child or elder care expenses.\"}]","FSA Manual - Flexible Spending Account | PDF",1789787897]