[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"doc-seo-302042-105":3,"detail-sidebar-cat-1-en-105":80,"doc-detail-302042-en":126},{"code":4,"msg":5,"data":6},0,"ok",{"site_id":7,"language":8,"slug":9,"title":10,"keywords":11,"description":12,"schema_data":13,"social_meta":73,"head_meta":75,"extra_data":77,"updated_unix":79},105,"en","frequently-asked-questions-and-answers-about-tax-form-1095-b1095-c","Frequently Asked Questions and Answers about Tax Form 1095-B/1095-C","","Frequently Asked Questions and Answers about Tax Form 1095-B/1095-C explains what the IRS health coverage forms are for and who should receive them. It distinguishes Form 1095-C from Form 1095-B, covering eligibility triggers such as full-time status, enrollment in Caltech-sponsored plans, and reporting of covered dependents and coverage months. It also addresses individual mandate requirements after 2018, mailing deadlines, what to do when forms arrive, where to find additional help, and whether non-resident employees or Medicare-eligible retirees receive forms.",{"@graph":14,"@context":72},[15,34,55],{"@type":16,"itemListElement":17},"BreadcrumbList",[18,23,27,31],{"item":19,"name":20,"@type":21,"position":22},"https://docshare.wps.com","Home","ListItem",1,{"item":24,"name":25,"@type":21,"position":26},"https://docshare.wps.com/template/","Template",2,{"item":28,"name":29,"@type":21,"position":30},"https://docshare.wps.com/template/forms/","Forms",3,{"item":32,"name":10,"@type":21,"position":33},"https://docshare.wps.com/template/frequently-asked-questions-and-answers-about-tax-form-1095-b1095-c/302042/",4,{"url":32,"name":10,"@type":35,"image":36,"author":41,"headline":10,"publisher":44,"fileFormat":47,"inLanguage":8,"description":12,"dateModified":48,"datePublished":49,"encodingFormat":47,"isAccessibleForFree":50,"interactionStatistic":51},"DigitalDocument",{"url":37,"@type":38,"width":39,"height":40},"https://docshare.wps.com/thumbnails/frequently-asked-questions-and-answers-about-tax-form-1095-b1095-c/302042.png","ImageObject",442,249,{"name":42,"@type":43},"Valentina","Person",{"url":19,"name":45,"@type":46},"DocShare","Organization","application/pdf","2026-09-26","2026-09-19",true,{"@type":52,"interactionType":53,"userInteractionCount":33},"InteractionCounter",{"@type":54},"ViewAction",{"@type":56,"mainEntity":57},"FAQPage",[58,64,68],{"name":59,"@type":60,"acceptedAnswer":61},"What is a Form 1095-C and why do I receive it?","Question",{"text":62,"@type":63},"Form 1095-C is a tax form employers and health care providers send to individuals with information about medical coverage. Employers like Caltech send it to eligible active employees, typically full-time (30+ hours per week) or enrolled in Caltech’s health insurance plan in the previous tax year.","Answer",{"name":65,"@type":60,"acceptedAnswer":66},"What is the difference between Form 1095-B and Form 1095-C?",{"text":67,"@type":63},"The forms are very similar, but the sending entity differs. Form 1095-B is generally received for fully insured plans for active employees or certain retirees, while Form 1095-C is issued for active employees offered health insurance by Caltech and may include coverage months and dependents in some cases.",{"name":69,"@type":60,"acceptedAnswer":70},"When will I receive Form 1095, and when is it mailed?",{"text":71,"@type":63},"Caltech is required to mail Form 1095-C by March 2 (March 3 in a leap year) or the next business day if the due date falls on a weekend or holiday. If you are enrolled in Kaiser HMO, the additional Form 1095-B is sent directly by the insurance carrier by the end of March.","https://schema.org",{"og:url":32,"og:type":74,"og:title":10,"og:site_name":45,"og:description":12},"article",{"robots":76,"canonical":32},"index,follow",{"doc_id":78,"site_id":7},302042,1790018563,{"code":4,"msg":81,"data":82},"success",[83,88,93,98,103,108,112,117,122],{"id":84,"doc_module":22,"doc_module_name":25,"category_name":85,"show_sort_weight":86,"slug":87},11,"Presentations",90,"presentations",{"id":89,"doc_module":22,"doc_module_name":25,"category_name":90,"show_sort_weight":91,"slug":92},12,"Resumes",80,"resumes",{"id":94,"doc_module":22,"doc_module_name":25,"category_name":95,"show_sort_weight":96,"slug":97},14,"Invoices",70,"invoices",{"id":99,"doc_module":22,"doc_module_name":25,"category_name":100,"show_sort_weight":101,"slug":102},15,"Posters",60,"posters",{"id":104,"doc_module":22,"doc_module_name":25,"category_name":105,"show_sort_weight":106,"slug":107},16,"Social Media",50,"social-media",{"id":109,"doc_module":22,"doc_module_name":25,"category_name":29,"show_sort_weight":110,"slug":111},17,40,"forms",{"id":113,"doc_module":22,"doc_module_name":25,"category_name":114,"show_sort_weight":115,"slug":116},18,"Letters",30,"letters",{"id":118,"doc_module":22,"doc_module_name":25,"category_name":119,"show_sort_weight":120,"slug":121},21,"Paper Templates",5,"papers-templates",{"id":123,"doc_module":22,"doc_module_name":25,"category_name":124,"show_sort_weight":4,"slug":125},158,"General","general-158",{"code":4,"msg":81,"data":127},{"doc_id":78,"user_id":128,"nickname":42,"user_avatar":129,"doc_module":22,"category_id":109,"category_name":29,"doc_title":10,"doc_description":12,"doc_content":130,"file_id":131,"file_url":132,"file_type":133,"file_size":134,"view_count":33,"is_deleted":4,"is_public":22,"is_downloadable":22,"audit_status":22,"page_count":30,"language":135,"language_code":8,"site_id":7,"html_lang":8,"table_of_contents":136,"faqs":137,"seo_title":138,"seo_description":12,"update_tm":139,"read_time":22},13056703020460,"https://ap-avatar.wpscdn.com/avatar/be000253dac470eee5d?_k=1778207105932848923","Frequently Asked Questions and Answers about Tax Form 1095-B/1095-C  \n1. What is a Form 1095-C?  \nThis is a tax form that employers and health care providers are required to send to individuals. The 1095-C contains detailed information about the medical coverage provided by Caltech. If you were enrolled in medical coverage at Caltech, worked an average of 30 or more hours per week, or were considered a full-time employee at any point in the previous year, then you should receive a 1095-C. Although you do not need this form to file your tax return, it is important to keep it for your records. Think of the form as your “proof of insurance” for the IRS.  \n2. What is a Form 1095-B?  \nIn addition to the Form 1095-C, you may also receive the Form 1095-B if you were enrolled in a fully insured plan offered to active employees such as Kaiser HMO. You may also receive the Form 1095-B if you are a retiree who is not Medicare eligible and you were enrolled in Kaiser or in an Aetna medical plan. The 1095-B is another tax form which reports the type of coverage you have, the dependents you covered in your policy, and the period of coverage for the previous tax year. This form is used to verify you and your dependents had at least minimum qualifying health insurance coverage.  \n3. Am I still required to have health coverage?  \nThe Affordable Care Act “Individual Mandate” does not apply to tax years after 2018, but the following states have Individual Mandate Programs:  \n-California  \n-District of Columbia (Washington D.C. )  \n-Massachusetts  \n-New Jersey  \n-Rhode Island  \n-Vermont  \n4. What is the difference between a 1095-B and 1095-C?  \nThe forms are very similar. The main difference is who sends the form to you. The entity that provides you with health insurance will be responsible for sending a Form 1095.  \n• You will receive Form 1095-B if you were:  \no An active employee covered by Caltech’s fully insured Kaiser HMO plan, or  \no A retiree who was not Medicare eligible at any time during the previous tax year who was covered by Caltech’s fully insured Kaiser or Aetna plan.  \n• All active employees who were offered health insurance by Caltech in the previous tax year will receive Form 1095-C.  \n• In addition, if you were covered by one of Caltech’s Anthem plans at any time during the previous tax year, the Form 1095-C will also include the months you had coverage and the dependents covered on your policy. You will not receive a Form 1095-B form directly from Anthem.  \n5. Who receives a Form 1095-C?  \nEmployers like Caltech with 50 or more full-time equivalent employees are required to send Form 1095-C to any active employee who was full-time (worked an average of 30 or more hours per week) according to the provisions of the Affordable Care Act, or who was enrolled in Caltech’s health insurance plan in the previous tax year.  \n6. Why did I get more than one Form 1095-C?  \nIf you and/or your spouse were enrolled in another employer-sponsored plan (outside of Caltech) at any time in the previous tax year, you may receive a Form 1095-C from each employer. You will need to keep both forms for your records as supporting documentation of your health coverage in the previous tax year.  \n7. Why didn’t I get a Form 1095-C?  \nIf you were not full-time (working an average of 30 or more hours per week) and were not enrolled in health care coverage through your employer at any time during the previous tax year, you should not receive a 1095-C. You may also not receive a 1095-C if you were a dependent on another insurance plan.  \n8. When will I get my Form 1095?  \nCaltech is required to mail Form 1095-C by March 2 (March 3 in a leap year), or the next business day if the due date falls on a weekend or holiday.  \nIf you are enrolled in Kaiser HMO, you will receive the additional Form 1095-B directly from the insurance carrier by the end of March.  \n9. What should I do with my Form 1095?  \nWhen you receive your Form 1095-B and/or 1095-C, keep it for you","cbCaif5Jlmr7pgmr","https://ap.wps.com/l/cbCaif5Jlmr7pgmr","pdf",179459,"English","# What is a Form 1095-C?\n# What is a Form 1095-B?\n# Am I still required to have health coverage?\n# Difference between a 1095-B and 1095-C\n# Who receives a Form 1095-C?\n# Why did I get more than one Form 1095-C?\n# Why didn’t I get a Form 1095-C?\n# When will I get my Form 1095?\n# What should I do with my Form 1095?\n# What information is on the Form 1095-C?\n# Do I need the Form 1095-B/1095-C to file taxes?\n# What if I’m a non-resident employee?\n# Caltech/JPL retirees over age 65 and Form 1095\n# What if I have additional questions?","[{\"question\":\"What is a Form 1095-C and why do I receive it?\",\"answer\":\"Form 1095-C is a tax form employers and health care providers send to individuals with information about medical coverage. Employers like Caltech send it to eligible active employees, typically full-time (30+ hours per week) or enrolled in Caltech’s health insurance plan in the previous tax year.\"},{\"question\":\"What is the difference between Form 1095-B and Form 1095-C?\",\"answer\":\"The forms are very similar, but the sending entity differs. Form 1095-B is generally received for fully insured plans for active employees or certain retirees, while Form 1095-C is issued for active employees offered health insurance by Caltech and may include coverage months and dependents in some cases.\"},{\"question\":\"When will I receive Form 1095, and when is it mailed?\",\"answer\":\"Caltech is required to mail Form 1095-C by March 2 (March 3 in a leap year) or the next business day if the due date falls on a weekend or holiday. If you are enrolled in Kaiser HMO, the additional Form 1095-B is sent directly by the insurance carrier by the end of March.\"}]","Frequently Asked Questions and Answers about Tax Form 1095-B/1095-C | PDF",1789788463]