[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-sidebar-cat-1-en-105":3,"doc-seo-302001-105":53,"doc-detail-302001-en":126},{"code":4,"msg":5,"data":6},0,"success",[7,14,19,24,29,34,39,44,49],{"id":8,"doc_module":9,"doc_module_name":10,"category_name":11,"show_sort_weight":12,"slug":13},11,1,"Template","Presentations",90,"presentations",{"id":15,"doc_module":9,"doc_module_name":10,"category_name":16,"show_sort_weight":17,"slug":18},12,"Resumes",80,"resumes",{"id":20,"doc_module":9,"doc_module_name":10,"category_name":21,"show_sort_weight":22,"slug":23},14,"Invoices",70,"invoices",{"id":25,"doc_module":9,"doc_module_name":10,"category_name":26,"show_sort_weight":27,"slug":28},15,"Posters",60,"posters",{"id":30,"doc_module":9,"doc_module_name":10,"category_name":31,"show_sort_weight":32,"slug":33},16,"Social Media",50,"social-media",{"id":35,"doc_module":9,"doc_module_name":10,"category_name":36,"show_sort_weight":37,"slug":38},17,"Forms",40,"forms",{"id":40,"doc_module":9,"doc_module_name":10,"category_name":41,"show_sort_weight":42,"slug":43},18,"Letters",30,"letters",{"id":45,"doc_module":9,"doc_module_name":10,"category_name":46,"show_sort_weight":47,"slug":48},21,"Paper Templates",5,"papers-templates",{"id":50,"doc_module":9,"doc_module_name":10,"category_name":51,"show_sort_weight":4,"slug":52},158,"General","general-158",{"code":4,"msg":54,"data":55},"ok",{"site_id":56,"language":57,"slug":58,"title":59,"keywords":60,"description":61,"schema_data":62,"social_meta":119,"head_meta":121,"extra_data":123,"updated_unix":125},105,"en","flexible-spending-account-fsa-what-is-it","Flexible Spending Account - FSA - What Is It?","","Flexible Spending Account (FSA) brochure explains how a pre-tax benefit plan sponsored through an employer can reduce federal, state, and Social Security (FICA) taxes to increase take-home pay. It covers what expenses and eligible dependents qualify for tax-free reimbursement, and outlines common plan rules and timeframes such as annual elections, open enrollment, plan year, grace period, and run-out period. 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Money used for eligible expenses is deducted from your paycheck before taxes, increasing take-home pay through tax savings.","Answer",{"name":111,"@type":106,"acceptedAnswer":112},"Which expenses and dependents are eligible for reimbursement under an FSA?",{"text":113,"@type":109},"Eligible expenses are those classified as reimbursable under the FSA plan according to IRS rule. Eligible expenses generally qualify for the participant, the participant’s spouse, or the participant’s dependents, with detailed dependent definitions available via the plan administrator.",{"name":115,"@type":106,"acceptedAnswer":116},"When can employees enroll in or change their FSA election?",{"text":117,"@type":109},"Employees enroll during the open enrollment period. Changes to benefit election generally can be made only at the beginning of each plan year, unless a qualifying event occurs.","https://schema.org",{"og:url":78,"og:type":120,"og:title":59,"og:site_name":91,"og:description":61},"article",{"robots":122,"canonical":78},"index,follow",{"doc_id":124,"site_id":56},302001,1790236463,{"code":4,"msg":5,"data":127},{"doc_id":124,"user_id":128,"nickname":88,"user_avatar":129,"doc_module":9,"category_id":35,"category_name":36,"doc_title":59,"doc_description":61,"doc_content":130,"file_id":131,"file_url":132,"file_type":133,"file_size":134,"view_count":47,"is_deleted":4,"is_public":9,"is_downloadable":9,"audit_status":9,"page_count":135,"language":136,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":137,"faqs":138,"seo_title":139,"seo_description":61,"update_tm":140,"read_time":141},687212321768,"https://ap-avatar.wpscdn.com/avatar/a0010bdbe886d2fe77?x-image-process=image/resize,m_fixed,w_180,h_180&k=1789897067658708522","FLEXIBLE SPENDING ACCOUNT  \nLower taxes.  \nMore take home pay.  \nAdministered Around You  \nFLEXIBLE SPENDING ACCOUNT WORD GLOSSARY  \nUnsure of what a certain word means? Search our glossary for definitions of commonly used words.  \nAnnual election amount-this is the total dollar amount you elect to put into your FSA at the beginning of each plan year.  \nDependent-a dependent is a person whose expenses are eligible for reimbursement through the employee’s FSA. A dependent is usually an employee’s spouse or child(ren) under age 27. Please visit our website www.padmin.com for more information.  \nEligible expense-items that are reimbursable under the FSA Plan are classified as “eligible expenses” according to  \nIRS rule. For a detailed list of what is eligible please refer to page 8.  \nFICA-taxes collected for Social Security and medicare benefits.  \nFlexible Spending Account-also known as an FSA; a pre-tax benefit plan that enables the employee to save 30-40% on eligible expenses. By enrolling in this plan the participant saves on state, federal and FICA taxes.  \nGrace period-an extension of the period during which expenses can be incurred.  \nOpen Enrollment-a designated time, prior to the start of your plan year, during which employees can enroll in the FSA plan and change their benefit elections.  \nPlan year-the twelve month period during which the annual election is effective.  \nRun-out period-a period of time after the plan year ends during which participants may submit receipts for expenses which were incurred during the plan year or grace period.  \nUniform Coverage Rule-this rule allows you to access your entire annual election for the Health FSA immediately after the start of the plan year. All other accounts are “pay-as-you-go.” This rule only applies for the Health Flexible Spending Account.  \nUse-It or Lose-It Rule-an IRS rule which states that employees must spend any remaining balance in their FSA by the end of the grace period. If you don’t spend the money you forfeit it.  \nFLEXIBLE SPENDING ACCOUNT [ FSA ]  \nWHAT IS A FLEXIBLE SPENDING ACCOUNT? [FSA]  \nA Flexible Spending Account is a program that the Federal Government allows your employer to sponsor. It enables you (the employee) to save federal, state and Social Security (FICA) taxes on the money you use to pay for eligible expenses. The tax savings will increase your take-home pay.  \nA VALUABLE BENEFIT  \nIf you choose to participate in this valuable benefit, you and your eligible dependents can pay for medical, dental and vision expenses, dependent care expenses, non-employer sponsored health insurance premiums, and adoption expenses on a tax-free basis. Use this brochure as a quick reference for questions you may have throughout the year.  \nFLEXIBLE BENEFITS PLAN  \nYOUR BENEFITS ARE ENHANCED  \nFSAs are designed to cut inevitable costs while increasing your take-home pay. Maximize every dollar by taking advantage of this benefit choice. Alleviate those high out-of-pocket expenses by enrolling in a plan that works for you.  \nHOW IT WORKS  \nUnder this plan you can use pre-tax money to pay for up to four different kinds of expenses, including:  \nyour medical, dental and vision care expenses  \nthat aren’t covered by your insurance; the cost of caring for a dependent while you work; the cost of dental, vision and accident insurance not provided by your employer; and your cost for adopting a child.  \nWHOSE EXPENSES ARE ELIGIBLE?  \nUnder the plan, only the expenses ofa participant, a participant’s spouse or a participant’s dependent(s) qualify for pre-tax treatment. If you are unsure a person qualifies as an eligible dependent, please refer to the P&A website for a more detailed definition.  \nOn June 26, 2013 the Supreme Court ruled that the Federal government had to recognize same-sex marriage in those states where it is legal. Going forward, qualifying expenses incurred by a same-sex spouse will be eligible for reimbursement under your Flexible Spending Account regar","cbCaifWftmwjHhVr","https://ap.wps.com/l/cbCaifWftmwjHhVr","pdf",508336,19,"English","# Flexible Spending Account\n## What is a Flexible Spending Account?\n## A Valuable Benefit\n## Flexible Benefits Plan\n## How it Works\n## Whose Expenses Are Eligible?\n## When You Enroll\n## Your Spendable Income Increases\n## Enrollment Information\n### How are benefits paid for?\n### When can I enroll?\n### May I change my benefit election?","[{\"question\":\"What is a Flexible Spending Account (FSA) and how does it work?\",\"answer\":\"An FSA is a pre-tax benefit plan your employer can sponsor. Money used for eligible expenses is deducted from your paycheck before taxes, increasing take-home pay through tax savings.\"},{\"question\":\"Which expenses and dependents are eligible for reimbursement under an FSA?\",\"answer\":\"Eligible expenses are those classified as reimbursable under the FSA plan according to IRS rule. Eligible expenses generally qualify for the participant, the participant’s spouse, or the participant’s dependents, with detailed dependent definitions available via the plan administrator.\"},{\"question\":\"When can employees enroll in or change their FSA election?\",\"answer\":\"Employees enroll during the open enrollment period. Changes to benefit election generally can be made only at the beginning of each plan year, unless a qualifying event occurs.\"}]","Flexible Spending Account - FSA - What Is It? | PDF",1789787894,7]