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Prerequisite(s): | None |\n| Course Description:\u003Cbr>Program ofStudies | This course provides students with the knowledge and skills to create a strong foundation for their immediate and long-term financial future. These skills include the ability to analyze the personal financial conditions that affect well-being. Students learn to discern current financial choices, respond competently to life events that affect everyday financial decisions, including events in the general economy, and plan for future financial independence. Topics include money management and budgeting, major expenditures, loans and credit, managing earning and taxes, banking, saving, investing, and protecting wealth through insurance. |\n| Course Essential Questions: | ● What financial plans and decisions will I have to make to live independently?\u003Cbr>● How do I manage money to ensure I have enough to pay all ofmy necessary expenses and still be able to make some discretionary purchases?\u003Cbr>● How do I plan and be able to afford large purchases like a home, car or vacation?\u003Cbr>● How do I use credit and manage debt positively and responsibly?\u003Cbr>● When and how do I start to plan for my retirement?\u003Cbr>● What do I need to do to protect the assets I’ve worked for and saved? |\n| Course Enduring Understandings: | ● Wealth is determined not by how much money I make, but the choices I make.\u003Cbr>● The decisions I make about money today will affect my financial future.\u003Cbr>● Practicing responsible financial planning and money management will help ensure financial stability today and financial independence in the future. |\n| Duration and credit: | One semester (½ year) / .50 credits |\n\nFinancial Literacy _ Board of Education Approved_May 7, 2024 2  \n| Course\u003Cbr>Materials/Resources: | Next Gen Personal Finance (standards based curriculum)\u003Cbr>Financial and Government online sources |\n| --- | --- |\n| FPS Course Academic Expectation(s): | Creating and Constructing\u003Cbr>The student transfers or extends constructed knowledge to draft and develop ideas, claims, products, or solutions.\u003Cbr>Exploring and Understanding\u003Cbr>The student generates questions, gathers relevant, credible sources, and reviews text in order to acquire knowledge, infer meaning, and develop deep understanding. |\n| Year at a Glance (Units): | Unit 1: Financial Decision Making (2 weeks)\u003Cbr>Unit 2: Earning and Taxes (3 weeks)\u003Cbr>Unit 3: Managing Finances and Setting Financial Goals (3 weeks)\u003Cbr>Unit 4: Major Expenditures (2 weeks)\u003Cbr>Unit 5: Managing Loan and Credit (3 weeks)\u003Cbr>Unit 6: Banking, Saving, and Investing (2 weeks)\u003Cbr>Unit 7: Protecting Against Risk (3 weeks) |\n\nFinancial Literacy _ Board of Education Approved_May 7, 2024 3  \n| Unit Number and Title: | Unit 1: Financial Decision Making |\n| --- | --- |\n| Duration: | 2 weeks |\n| Resource(s): | Next Gen Personal Finance (standards based curriculum)\u003Cbr>Financial and Government online sources |\n| Unit Overview: | Students will be exposed to the concepts of needs versus wants, the five domains of well-being, and how personal values drive financial decision making. Students will also learn and practice a rational process for financial decision making and evaluate the trade offs and opportunity costs associated with their choices. |\n| Learning Goals |  |\n| Standard(s): | National Standards for Business Education: Personal Finance\u003Cbr>I. Personal Decision Making\u003Cbr>Achievement Standard: Use a data-informed decision-making process as it applies to the roles of citizens, workers, and consumers.\u003Cbr>Level 1:\u003Cbr>1. Define and give examples of economic wants\u003Cbr>2. Explain how every individual defines wants and needs differently\u003Cbr>3. Apply opportunity costs and trade-offs to personal decision making\u003Cbr>4. Apply the steps in a rational decision-makin","cbCaiikHUY7cpmmm","https://ap.wps.com/l/cbCaiikHUY7cpmmm","pdf",153355,"English","# Course Information\n## Course Essential Questions\n## Course Enduring Understandings\n## Duration and Credit\n## Course Materials/Resources\n## FPS Course Academic Expectation(s)\n## Year at a Glance (Units)\n## Unit 1: Financial Decision Making\n## Unit 2: Earning and Taxes","[{\"question\":\"What is the course goal for students’ personal and long-term financial future?\",\"answer\":\"Students gain knowledge and skills to create a strong foundation for their immediate and long-term financial future by analyzing financial conditions and making informed money decisions.\"},{\"question\":\"Which major topics are included in the course content?\",\"answer\":\"The course covers money management and budgeting, major expenditures, loans and credit, earning and taxes, banking, saving, investing, and protecting wealth through insurance.\"},{\"question\":\"What are students expected to focus on when learning to make financial decisions?\",\"answer\":\"Students learn needs versus wants, values and emotions in decision making, a rational decision-making process, and how trade-offs and opportunity costs affect choices.\"}]","Financial Literacy - Course Information - Board of Education Approved - May 7, 2024 | PDF",6]