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It explains potential court outcomes including recovery costs and interest, provides payment instructions via bank deposit/EFT, and sets out procedures to dispute liability by notifying reasons or returning an attached notice.",{"@graph":14,"@context":73},[15,34,56],{"@type":16,"itemListElement":17},"BreadcrumbList",[18,23,27,31],{"item":19,"name":20,"@type":21,"position":22},"https://docshare.wps.com","Home","ListItem",1,{"item":24,"name":25,"@type":21,"position":26},"https://docshare.wps.com/template/","Template",2,{"item":28,"name":29,"@type":21,"position":30},"https://docshare.wps.com/template/letters/","Letters",3,{"item":32,"name":10,"@type":21,"position":33},"https://docshare.wps.com/template/final-demand-letter-1-demand-for-debt-payment/280880/",4,{"url":32,"name":10,"@type":35,"image":36,"author":41,"headline":10,"publisher":44,"fileFormat":47,"inLanguage":8,"description":12,"dateModified":48,"datePublished":49,"encodingFormat":47,"isAccessibleForFree":50,"interactionStatistic":51},"DigitalDocument",{"url":37,"@type":38,"width":39,"height":40},"https://docshare.wps.com/thumbnails/final-demand-letter-1-demand-for-debt-payment/280880.png","ImageObject",442,249,{"name":42,"@type":43},"Ophelia","Person",{"url":19,"name":45,"@type":46},"DocShare","Organization","application/pdf","2026-10-24","2026-09-16",true,{"@type":52,"interactionType":53,"userInteractionCount":55},"InteractionCounter",{"@type":54},"ViewAction",16,{"@type":57,"mainEntity":58},"FAQPage",[59,65,69],{"name":60,"@type":61,"acceptedAnswer":62},"How long does the debtor have to pay the debt to avoid legal proceedings?","Question",{"text":63,"@type":64},"The debtor must pay the debt in full within 7 days. If not, the creditor may commence legal proceedings for recovery without further notice.","Answer",{"name":66,"@type":61,"acceptedAnswer":67},"How can the debtor pay the debt?",{"text":68,"@type":64},"Payment can be made by bank deposit or EFT to the account listed, quoting DR 1234.1 and including the relevant debt and file numbers.",{"name":70,"@type":61,"acceptedAnswer":71},"What should the debtor do if they want to dispute liability?",{"text":72,"@type":64},"If the debtor disputes liability, they should notify the lawyers of their reasons for non-payment or complete and return the attached notice.","https://schema.org",{"og:url":32,"og:type":75,"og:title":10,"og:site_name":45,"og:description":12},"article",{"robots":77,"canonical":32},"index,follow",{"doc_id":79,"site_id":7},280880,1790188710,{"code":4,"msg":82,"data":83},"success",[84,89,94,99,104,108,113,117,122],{"id":85,"doc_module":22,"doc_module_name":25,"category_name":86,"show_sort_weight":87,"slug":88},11,"Presentations",90,"presentations",{"id":90,"doc_module":22,"doc_module_name":25,"category_name":91,"show_sort_weight":92,"slug":93},12,"Resumes",80,"resumes",{"id":95,"doc_module":22,"doc_module_name":25,"category_name":96,"show_sort_weight":97,"slug":98},14,"Invoices",70,"invoices",{"id":100,"doc_module":22,"doc_module_name":25,"category_name":101,"show_sort_weight":102,"slug":103},15,"Posters",60,"posters",{"id":55,"doc_module":22,"doc_module_name":25,"category_name":105,"show_sort_weight":106,"slug":107},"Social Media",50,"social-media",{"id":109,"doc_module":22,"doc_module_name":25,"category_name":110,"show_sort_weight":111,"slug":112},17,"Forms",40,"forms",{"id":114,"doc_module":22,"doc_module_name":25,"category_name":29,"show_sort_weight":115,"slug":116},18,30,"letters",{"id":118,"doc_module":22,"doc_module_name":25,"category_name":119,"show_sort_weight":120,"slug":121},21,"Paper Templates",5,"papers-templates",{"id":123,"doc_module":22,"doc_module_name":25,"category_name":124,"show_sort_weight":4,"slug":125},158,"General","general-158",{"code":4,"msg":82,"data":127},{"doc_id":79,"user_id":128,"nickname":42,"user_avatar":129,"doc_module":22,"category_id":114,"category_name":29,"doc_title":10,"doc_description":12,"doc_content":130,"file_id":131,"file_url":132,"file_type":133,"file_size":134,"view_count":55,"is_deleted":4,"is_public":22,"is_downloadable":22,"audit_status":22,"page_count":30,"language":135,"language_code":8,"site_id":7,"html_lang":8,"table_of_contents":136,"faqs":137,"seo_title":138,"seo_description":12,"update_tm":139,"read_time":22},7971461741311,"https://ap-avatar.wpscdn.com/avatar/74000253aff267980c6?x-image-process=image/resize,m_fixed,w_180,h_180&k=1779345379180704826","SAMPLE  \nPlease quote 1234.1 14 October 2025  \nFINAL DEMAND  \nMr J Citizen  \n123 Fake Street PERTH WA 6000  \nBy email to: [johncitizen@hmail.com](johncitizen@hmail.com)  \nDear Mr Citizen,  \nCreditor: James Smith Plumbing  \nReference: Services rendered – 456, 123  \nDebt: $3,900 .00  \nWe are the Creditor’s lawyers. The Creditor hereby demands that you pay the Debt.  \nUnless within 7 days you pay the Debt in full we may commence legal proceedings for recovery without further notice. If we do so, you may be ordered to pay the Creditor’s costs and interest in addition to the amount claimed.  \nHow to pay the debt  \nYou may settle this matter by paying the Debt by bank deposit or EFT to the following account:  \nAccount name: Curae Law Pty Ltd Trust Account  \nBank: ANZ Banking Group  \nBSB: 016-002  \nAccount Number: 319867327  \nPlease quote: DR 1234.1  \nFor further details and [payment options visit](payment options visit pay.getpaiddebtcollection.com.au)[ ](payment options visit pay.getpaiddebtcollection.com.au)[pay.getpaiddebtcollection.com.au](payment options visit pay.getpaiddebtcollection.com.au) and enter your debt number (123) and file number (1234.1) .  \nHow to dispute the Debt  \nIf you dispute your liability to pay the Debt, [please visit](please visit pay.getpaiddebtcollection.com.au to)[ ](please visit pay.getpaiddebtcollection.com.au to)[pay.getpaiddebtcollection.com.au](please visit pay.getpaiddebtcollection.com.au to)[ to](please visit pay.getpaiddebtcollection.com.au to) notify us of your reasons for non-payment or complete and return the attached notice.  \nDO NOT IGNORE THIS LETTER. It may be produced in Court in evidence against you.  \nYours faithfully,  \nCurae Law  \nTo: Curae Law  \nFax: (08) 9220 4492  \nEmail: [paid@getpaiddebtcollection.com.au](paid@getpaiddebtcollection.com.au)  \n[Creditor](Creditor: James Smith Plumbing)[:](Creditor: James Smith Plumbing)[ James Smith Plumbing](Creditor: James Smith Plumbing)  \n[Reference: Services rendered](Reference: Services rendered) – [465](465), 123  \nDebt: $3,900 .00  \nFrom: John Citizen  \nOffer to pay or compromise the Debt  \nI/we acknowledge that we are liable to pay the Debt to the Creditor. I/we OFFER to:[ ] make payment in full herewith.  \nPayment methods  \n[ ] EFT or bank deposit to:  \nAccount name: Curae Law Pty Ltd Trust Account  \nBank: ANZ Banking Group  \nBSB: 016-002  \nAccount Number: 319867327  \nPlease quote: DR 1234.1  \nDenial of liability  \nI/we deny that we are liable to pay the Debt for the following reasons (please state your reasons; attach additional sheets if necessary):  \n\n|  |\n| --- |\n|  |\n|  |\n|  |\n|  |\n|  |\n\nDebtor signature Date  \nStandard instalment terms  \nThese terms and conditions are incorporated and form part of the offer that you are making to pay the Debt to the Creditor. They will apply if the Creditor accepts your offer.  \n1 Interest  \nYou must pay interest on the unpaid balance of the Debt at the rate of 6% per annum.  \n2 Costs  \nYou must pay the Creditor the costs of negotiating and monitoring this instalment arrangement in the amount of $220 (ex. GST) if the debt is under $10,000 and $300 (ex. GST) if the debt is $10,000 or more; and any variation costs, which amounts will be paid in priority of the Debt from your repayments. If you request (and the Creditor agrees) to any variation to this arrangement, a fee of $110 (including GST) may apply.  \n3 Time is of the essence  \nIf you do not make a payment when due, the Creditor may, without notice, commence or continue court proceedings against you to recover the total unpaid amount of the Debt, recoverable costs and interest.  \n4 Court proceedings  \nIf the Creditor has already commenced proceedings against you:  \n• for so long as you comply with the instalment plan, the Creditor will not take further steps in those proceedings; and  \n• you agree to consent to any order to prevent the matter from being entered on the inactive cases list or from being automatically dismissed, where such a situa","cbCaihsGGuUZmgbm","https://ap.wps.com/l/cbCaihsGGuUZmgbm","pdf",348986,"English","# Final demand notice\n## Payment within 7 days\n## How to pay the debt\n## How to dispute the debt\n# Offer to pay and instalment terms\n## Offer to pay or compromise\n## Payment methods\n## Denial of liability\n## Standard instalment terms\n### Interest and costs\n### Time is of the essence\n### Court proceedings\n### Creditor’s termination rights","[{\"question\":\"How long does the debtor have to pay the debt to avoid legal proceedings?\",\"answer\":\"The debtor must pay the debt in full within 7 days. If not, the creditor may commence legal proceedings for recovery without further notice.\"},{\"question\":\"How can the debtor pay the debt?\",\"answer\":\"Payment can be made by bank deposit or EFT to the account listed, quoting DR 1234.1 and including the relevant debt and file numbers.\"},{\"question\":\"What should the debtor do if they want to dispute liability?\",\"answer\":\"If the debtor disputes liability, they should notify the lawyers of their reasons for non-payment or complete and return the attached notice.\"}]","Final Demand Letter - 1 - Demand for Debt Payment | PDF",1789560806]