[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"doc-detail-187951-en":3,"doc-seo-187951-105":29,"detail-sidebar-cat-1-en-105":90},{"code":4,"msg":5,"data":6},0,"success",{"doc_id":7,"user_id":8,"nickname":9,"user_avatar":10,"doc_module":11,"category_id":12,"category_name":13,"doc_title":14,"doc_description":15,"doc_content":16,"file_id":17,"file_url":18,"file_type":19,"file_size":20,"view_count":11,"is_deleted":4,"is_public":11,"is_downloadable":11,"audit_status":11,"page_count":21,"language":22,"language_code":23,"site_id":24,"html_lang":23,"table_of_contents":25,"faqs":26,"seo_title":27,"seo_description":15,"update_tm":28,"read_time":11},187951,24189269381491,"Bill Black","https://ap-avatar.wpscdn.com/avatar/160000cf11732dd8392?x-image-process=image/resize,m_fixed,w_180,h_180&k=1788146458752108895",1,14,"Invoices","Fee Schedule 091524","Account fee schedule detailing minimum opening deposits, monthly or annual service charges, eligibility restrictions, and whether interest accrues across multiple deposit account types, including checking, savings, money market savings, Christmas club, and IRA. It also lists certificate of deposit terms and compounding rules, plus a comprehensive set of transaction and account fees such as NSF/return fees, overdraft fees, stop payment, ACH origination, wire transfer charges, and safe deposit box rental and lock services.","| Account | Minimum Amount to\u003Cbr>Open Account | Monthly Service Charge | Eligibility Restrictions | Accrues Interest? | Optional Account\u003Cbr>Features/Services | Other Important Account Information |\n| --- | --- | --- | --- | --- | --- | --- |\n| Essential Checking | 0.00 | 3.00 | None | No | -Online [banking at gibank.com](banking at gibank.com)\u003Cbr>[-Mobile Deposit for qualified](-Mobile Deposit for qualified)[ ](-Mobile Deposit for qualified)account owners\u003Cbr>-Debit Card | Monthly fee waived with E-Delivery of Statements OR Direct Deposit |\n| Essential Checking-Student | 0.00 | 0.00 | Under 18 years of age | No |  | Account converts to Essential Checking automatically when account holder reaches age 18. |\n| Essential Checking-Senior | 0.00 | 1.00 | 62 years of age or older | No |  | Monthly fee waived with E-Delivery of Statements OR Direct Deposit |\n| Premier Checking | 0.00 | 5.00 | None | Yes |  | Monthly fee waived with any two of the following:\u003Cbr>- $500 minimum average daily balance\u003Cbr>-Any loan with GIB\u003Cbr>-Direct Deposit\u003Cbr>-E-Delivery of Statements\u003Cbr>Contact us for current rates |\n| Premier Checking-Senior | 0.00 | 1.00 | 62 years of age or older | Yes |  |  |\n| G.I. Bank Elite Checking | 0.00 | 0.00 | Active or retired status in a branch of the United States Military | Yes |  | Contact us for current rates |\n| Money Service Business Checking | 0.00 | 0.00 | Onboarded and approved for operations through Money Service Business banking department | No |  |  |\n\n\n| Account | Minimum Amount to\u003Cbr>Open Account | Monthly Service Charge | Eligibility Restrictions | Accrues Interest? | Optional Account\u003Cbr>Features/Services | Other Important Account Information |\n| --- | --- | --- | --- | --- | --- | --- |\n| Regular Savings | 50.00 | 1.00 | None | Yes | -Online [banking at gibank.com](banking at gibank.com)\u003Cbr>[-Mobile Deposit for qualified](-Mobile Deposit for qualified)[ ](-Mobile Deposit for qualified)account owners | -Monthly Service Charge only applies if balance of account falls below $50.00 anytime during statement cycle\u003Cbr>-Contact us for current interest rates |\n| Money Market Savings | 2,500.00 | 1.00 | None | Yes |  |  |\n| Christmas Club | 0.00 | 0.00 | None | Yes |  | -Unlimited deposits allowed; all deposited funds and accrued interest are paid out to accountholder in November of each year\u003Cbr>-Contact us for current rates |\n\n\n| Account | Minimum Amount to\u003Cbr>Open Account | Annual Service Charge | Eligibility | Accrues Interest? | Optional Account\u003Cbr>Features/Services | Other Important Account Information |\n| --- | --- | --- | --- | --- | --- | --- |\n| IRA | 0.00 | 15.00 | Account owner must be an individual | Yes | None | Contact us for current rates |\n\n\n| Account | Minimum Amount to\u003Cbr>Open Account | Account Features/Services | Accrues Interest? | Other Important Account Information |\n| --- | --- | --- | --- | --- |\n| Fixed Rate CD | CD: $500.00 Standard CD: $2,500.00 Specials: $5,000 Jumbo CD: $100,000 | -Interest rate is fixed until the maturity date\u003Cbr>-Terms available from 3 Months to 3 years\u003Cbr>-Interest compounds quarterly and interest earned can be applied to either 1) CD balance, 2) check payout; or 3) deposit into other GIB account | Yes | -Outside of accrued interest, no additional deposits permitted during the term of CD\u003Cbr>-A penalty may apply for early withdrawals\u003Cbr>-Withdrawals will reduce earnings\u003Cbr>-CDs (excluding Specials) automatically renew with a 10-day grace period\u003Cbr>-Contact us for current rates |\n\n\n| Fee Name/Description | Fee Amount | Other Important Information About This Fee |\n| --- | --- | --- |\n| Non-Sufficient Funds (NSF)/Return Fees | 25.00 | Applies to each item on its first presentment |\n| Overdraft Fee | 25.00 | -Applies to each item that GIB pays when GIB determines that your account’s Available Balance isn’t enough to pay the item.\u003Cbr>-Overdraft fee is only triggered with check and/orACH items |\n| Return Item Deposit Fee | 4.00 | Applies to business accounts only |\n| Maximum D","cbCaivy29x6gvEgH","https://ap.wps.com/l/cbCaivy29x6gvEgH","pdf",33583,2,"English","en",105,"# Account Fees and Service Charges\n## Checking Accounts\n## Savings and IRA Accounts\n## Certificates of Deposit (CDs)\n# Transaction and Other Fees\n## NSF, Overdraft, and Return Items\n## Check, ACH, Stop Payment, and Indemnity Fees\n## Wire Transfer Fees\n## Safe Deposit Box and Lock Fees","[{\"question\":\"Which accounts require a minimum amount to open, and what are the service charges?\",\"answer\":\"The schedule lists minimum opening amounts and monthly/annual service charges by account type, including savings and money market savings with nonzero minimums, while several checking accounts show $0.00 minimum to open. Eligibility rules determine whether service charges apply.\"},{\"question\":\"Do deposit accounts earn interest, and which ones specify interest accrual?\",\"answer\":\"The table includes an “Accrues Interest?” column for each account type. Accounts such as Essential Checking show No, while Regular Savings, Money Market Savings, Christmas Club, and IRA show Yes.\"},{\"question\":\"What are the main overdraft and return-related fees?\",\"answer\":\"Non-Sufficient Funds (NSF)/Return Fees are $25.00 per item on first presentment. Overdraft Fee is $25.00 per item paid by the bank when available balance is insufficient, with daily maximum fees capped at $100.00 from the preceding fees.\"}]","Fee Schedule 091524 | PDF",1788386360,{"code":4,"msg":30,"data":31},"ok",{"site_id":24,"language":23,"slug":32,"title":14,"keywords":33,"description":15,"schema_data":34,"social_meta":85,"head_meta":87,"extra_data":89,"updated_unix":28},"fee-schedule-091524","",{"@graph":35,"@context":84},[36,52,67],{"@type":37,"itemListElement":38},"BreadcrumbList",[39,43,46,49],{"item":40,"name":41,"@type":42,"position":11},"https://docshare.wps.com","Home","ListItem",{"item":44,"name":45,"@type":42,"position":21},"https://docshare.wps.com/template/","Template",{"item":47,"name":13,"@type":42,"position":48},"https://docshare.wps.com/template/invoices/",3,{"item":50,"name":14,"@type":42,"position":51},"https://docshare.wps.com/template/fee-schedule-091524/187951/",4,{"url":50,"name":14,"@type":53,"author":54,"headline":14,"publisher":56,"fileFormat":59,"inLanguage":23,"description":15,"dateModified":60,"datePublished":61,"encodingFormat":59,"isAccessibleForFree":62,"interactionStatistic":63},"DigitalDocument",{"name":9,"@type":55},"Person",{"url":40,"name":57,"@type":58},"DocShare","Organization","application/pdf","2026-09-06","2026-09-02",true,{"@type":64,"interactionType":65,"userInteractionCount":11},"InteractionCounter",{"@type":66},"ViewAction",{"@type":68,"mainEntity":69},"FAQPage",[70,76,80],{"name":71,"@type":72,"acceptedAnswer":73},"Which accounts require a minimum amount to open, and what are the service charges?","Question",{"text":74,"@type":75},"The schedule lists minimum opening amounts and monthly/annual service charges by account type, including savings and money market savings with nonzero minimums, while several checking accounts show $0.00 minimum to open. Eligibility rules determine whether service charges apply.","Answer",{"name":77,"@type":72,"acceptedAnswer":78},"Do deposit accounts earn interest, and which ones specify interest accrual?",{"text":79,"@type":75},"The table includes an “Accrues Interest?” column for each account type. Accounts such as Essential Checking show No, while Regular Savings, Money Market Savings, Christmas Club, and IRA show Yes.",{"name":81,"@type":72,"acceptedAnswer":82},"What are the main overdraft and return-related fees?",{"text":83,"@type":75},"Non-Sufficient Funds (NSF)/Return Fees are $25.00 per item on first presentment. Overdraft Fee is $25.00 per item paid by the bank when available balance is insufficient, with daily maximum fees capped at $100.00 from the preceding fees.","https://schema.org",{"og:url":50,"og:type":86,"og:title":14,"og:site_name":57,"og:description":15},"article",{"robots":88,"canonical":50},"index,follow",{"doc_id":7,"site_id":24},{"code":4,"msg":5,"data":91},[92,97,102,105,110,115,120,125,130],{"id":93,"doc_module":11,"doc_module_name":45,"category_name":94,"show_sort_weight":95,"slug":96},11,"Presentations",90,"presentations",{"id":98,"doc_module":11,"doc_module_name":45,"category_name":99,"show_sort_weight":100,"slug":101},12,"Resumes",80,"resumes",{"id":12,"doc_module":11,"doc_module_name":45,"category_name":13,"show_sort_weight":103,"slug":104},70,"invoices",{"id":106,"doc_module":11,"doc_module_name":45,"category_name":107,"show_sort_weight":108,"slug":109},15,"Posters",60,"posters",{"id":111,"doc_module":11,"doc_module_name":45,"category_name":112,"show_sort_weight":113,"slug":114},16,"Social Media",50,"social-media",{"id":116,"doc_module":11,"doc_module_name":45,"category_name":117,"show_sort_weight":118,"slug":119},17,"Forms",40,"forms",{"id":121,"doc_module":11,"doc_module_name":45,"category_name":122,"show_sort_weight":123,"slug":124},18,"Letters",30,"letters",{"id":126,"doc_module":11,"doc_module_name":45,"category_name":127,"show_sort_weight":128,"slug":129},21,"Paper Templates",5,"papers-templates",{"id":131,"doc_module":11,"doc_module_name":45,"category_name":132,"show_sort_weight":4,"slug":133},158,"General","general-158"]