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Its decentralized and anonymous characteristics may enhance user freedom and confidentiality. This dissertation examines factors influencing adoption intention in Tanzania using a Technology Acceptance Model framework and quantitative questionnaire data from 368 Dar es Salaam citizens. Results show perceived usefulness and perceived ease of use positively relate to intention, while perceived challenges and risks are insignificant.",{"@graph":63,"@context":119},[64,80,102],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":46,"@type":70,"position":76},"https://docshare.wps.com/template/paper-templates/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/factors-influencing-the-intention-to-adopt-cryptocurrencies-in-tanzania-master-of-business-administration-dissertation/201130/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/factors-influencing-the-intention-to-adopt-cryptocurrencies-in-tanzania-master-of-business-administration-dissertation/201130.png","ImageObject",442,249,{"name":88,"@type":89},"Connor ","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/vnd.openxmlformats-officedocument.wordprocessingml.document","2026-10-08","2026-09-04",true,{"@type":98,"interactionType":99,"userInteractionCount":101},"InteractionCounter",{"@type":100},"ViewAction",7,{"@type":103,"mainEntity":104},"FAQPage",[105,111,115],{"name":106,"@type":107,"acceptedAnswer":108},"What study examines factors influencing in Tanzania?","Question",{"text":109,"@type":110},"The study examines factors that impact the intention to adopt cryptocurrencies in Tanzania.","Answer",{"name":112,"@type":107,"acceptedAnswer":113},"Which factors show a positive association with intention to use cryptocurrencies?",{"text":114,"@type":110},"Perceived usefulness and perceived ease of use show a positive association with the intention to use cryptocurrencies.",{"name":116,"@type":107,"acceptedAnswer":117},"What does the study suggest about challenges and risks?",{"text":118,"@type":110},"Perceived challenges and risks are insignificant to both perceived usefulness and perceived ease of using cryptocurrencies, and security gaps, risks, and challenges hinder cryptocurrencies from being used as a legal tender in Tanzania.","https://schema.org",{"og:url":78,"og:type":121,"og:title":59,"og:site_name":91,"og:description":61},"article",{"robots":123,"canonical":78},"index,follow",{"doc_id":125,"site_id":56},201130,1788524235,{"code":4,"msg":5,"data":128},{"doc_id":125,"user_id":129,"nickname":88,"user_avatar":130,"doc_module":9,"category_id":45,"category_name":46,"doc_title":59,"doc_description":61,"doc_content":131,"file_id":132,"file_url":133,"file_type":134,"file_size":135,"view_count":101,"is_deleted":4,"is_public":9,"is_downloadable":9,"audit_status":9,"page_count":136,"language":137,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":138,"faqs":139,"seo_title":140,"seo_description":61,"update_tm":126,"read_time":141},687207022233,"https://ap-avatar.wpscdn.com/davatar_155a257f0dc6eb9ab79c44ca47cae57d","FACTORS INFLUENCING THE INTENTION TO ADOPT CRYPTOCURRENCIES IN TANZANIA\nRAJABU SHABANI\nA DISSERTATION SUBMITTED IN PARTIAL FULFILMENT OF THE REQUIREMENTS FOR THE DEGREE OF MASTER OF BUSINESS ADMINISTRATION\nDEPARTMENT OF ACCOUNTING AND FINANCE\nTHE OPEN UNIVERSITY OF TANZANIA\n2024\nCERTIFICATION\u0013 TC \"CERTIFICATION\" \\f C \\l \"1\" \u0015\nThe undersigned certifies that he has read and hereby recommend for acceptance by the Open University of Tanzania a dissertation titled “Factors Influencing the intention to adopt crypto currencies in Tanzania” in partial fulfillment of the requirements for the award of Master of Business Administration of the Open University of Tanzania.\n……………………………………\nDr. Asha Katamba\n(Supervisor)\n……………………….………..\nDate\nCOPYRIGHT\u0013 TC \"COPYRIGHT\" \\f C \\l \"1\" \u0015\nNo part of this dissertation will be reproduced, stored in any retrieval system or transmitted in any form or by any means without prior written permission of both the author and the Open University of Tanzania.\nDECLARATION\u0013 TC \"DECLARATION\" \\f C \\l \"1\" \u0015\nI, Rajabu Shabani, declare that, the work presented in this dissertation is original. It has never been presented to any other University or Institution. References have been supplied where other people's work has been used. In this regard, I declare that this is my unique work. It is hereby submitted in partial fulfillment for the Degree of Masters of Business Administration of the Open University of Tanzania.\n………….……………………\nSignature\n…………..…………………….\nDate\nDEDICATION\u0013 TC \"DEDICATION\" \\f C \\l \"1\" \u0015\nThis work is dedicated to my wife and my children. May this work encourage them to value education and hard work in their life.\nACKNOWLEDGEMENTS\u0013 TC \"ACKNOWLEDGEMENT\" \\f C \\l \"1\" \u0015\nI would like to thank God for His grace and compassion for enabling me to accomplish this thesis. Also, I express my sincere thanks to all people who contributed in facilitating the completion of this research. Being more specific, I would like to thank the following: First, I would like to thank Dr. Asha Katamba for her guidance and tireless effort in ensuring that the research succeeded in all aspects starting from title, proposal, forming objectives and hypotheses, data collection and report writing. The provided guidelines were abundantly useful. I would like to extend my sincere thanks to Dr. Michael Mwacha for his effort towards providing professional consultation and guidance on how to go through this research. The provided information enabled the completion of this dissertation. In addition, I would like to extend my extreme thanks and appreciations to my friends and their families for their support in paying part of my school fees. Their contribution was very important and helpful to me. Finally, I would like to thank my wife and the general family members for their contributions which enabled me complete this study.\nABSTRACT\u0013 TC \"ABSTRACT\" \\f C \\l \"1\" \u0015\nCryptocurrency as a digital cashless system has been perceived to accomplish numerous roles including instant international money transfer, making transactions at low charges, online payments, alternative source of currency, and as a speculative business. Moreover, the decentralized and anonymous feature enable it to give freedom and confidentiality of its users. This study aimed to examine factors that impact the intention to adopt cryptocurrencies in Tanzania. The conceptual framework in which hypotheses have been proposed based on Technology Acceptance model (TAM). The study was based on quantitative design approach and data were collected via questionnaire from 368 Dar es Salaam citizens. Findings indicated that the perceived usefulness and the perceived ease of use showed positive association on the intention to use cryptocurrencies. On the contrary, the perceived challenges and risks were insignificant to both the perceived usefulness and the perceived ease of using cryptocurrencies. The study concludes that cryptocurrencies such as Bitcoin can be used in Tanzania to fulfill variou","cbCaijio8UMoI3iq","https://ap.wps.com/l/cbCaijio8UMoI3iq","docx",612497,88,"English","# Introduction\n## Overview\n## Background to the Study\n## Statement of the Research Problem\n## Research Objectives\n## Main Objective\n## Specific Objectives\n## Research Questions\n## Significance of the Study\n# Literature Review\n## Overview\n## Definitions of Key Terms\n## Blockchain Technology\n## Cryptocurrencies\n## Bitcoin (BTC)\n## Ethereum (ETH)","[{\"question\":\"What study examines factors influencing in Tanzania?\",\"answer\":\"The study examines factors that impact the intention to adopt cryptocurrencies in Tanzania.\"},{\"question\":\"Which factors show a positive association with intention to use cryptocurrencies?\",\"answer\":\"Perceived usefulness and perceived ease of use show a positive association with the intention to use cryptocurrencies.\"},{\"question\":\"What does the study suggest about challenges and risks?\",\"answer\":\"Perceived challenges and risks are insignificant to both perceived usefulness and perceived ease of using cryptocurrencies, and security gaps, risks, and challenges hinder cryptocurrencies from being used as a legal tender in Tanzania.\"}]","Factors Influencing the Intention to Adopt Cryptocurrencies in Tanzania - Master of Business Administration Dissertation | DOCX",31]