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It explains how the process begins once required documentation is received and representative entitlement is validated for Wells Fargo accounts. The checklist outlines common documents such as certified death certificates and additional probate, trust, IRA beneficiary claim, and court-order materials by account type, noting timelines and state-specific variation.",{"@graph":63,"@context":119},[64,80,102],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":36,"@type":70,"position":76},"https://docshare.wps.com/template/forms/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/estate-care-center-ecc-estate-account-closure-and-maintenance-checklist/280658/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/estate-care-center-ecc-estate-account-closure-and-maintenance-checklist/280658.png","ImageObject",442,249,{"name":88,"@type":89},"Liam","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/pdf","2026-10-27","2026-09-16",true,{"@type":98,"interactionType":99,"userInteractionCount":101},"InteractionCounter",{"@type":100},"ViewAction",19,{"@type":103,"mainEntity":104},"FAQPage",[105,111,115],{"name":106,"@type":107,"acceptedAnswer":108},"What are the first steps to start the ECC process after a death?","Question",{"text":109,"@type":110},"Confirm who has authority over the estate, gather important documents, and prioritize issues needing immediate attention. ECC begins processing once necessary documents are received and the representative’s entitlement to act is validated.","Answer",{"name":112,"@type":107,"acceptedAnswer":113},"Why is a certified copy of the death certificate typically required?",{"text":114,"@type":110},"The death certificate provides Wells Fargo the information needed to verify identity, date of death, and legal residence. ECC uses it as a core document for identity and account handling.",{"name":116,"@type":107,"acceptedAnswer":117},"What documents can be required depending on the account type?",{"text":118,"@type":110},"Beyond the death certificate, requirements can include probate documentation, small estate affidavits, court orders, trustee certification for trusts, and IRA beneficiary claim forms. Additional documents may also be needed based on state rules and whether beneficiaries are named.","https://schema.org",{"og:url":78,"og:type":121,"og:title":59,"og:site_name":91,"og:description":61},"article",{"robots":123,"canonical":78},"index,follow",{"doc_id":125,"site_id":56},280658,1791077107,{"code":4,"msg":5,"data":128},{"doc_id":125,"user_id":129,"nickname":88,"user_avatar":130,"doc_module":9,"category_id":35,"category_name":36,"doc_title":59,"doc_description":61,"doc_content":131,"file_id":132,"file_url":133,"file_type":134,"file_size":135,"view_count":101,"is_deleted":4,"is_public":9,"is_downloadable":9,"audit_status":9,"page_count":136,"language":137,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":138,"faqs":139,"seo_title":140,"seo_description":61,"update_tm":141,"read_time":73},8796095461564,"https://ap-avatar.wpscdn.com/davatar_155a257f0dc6eb9ab79c44ca47cae57d","When a loved one passes away  \nThe Estate Care Center (ECC) would like to extend our deepest sympathy. The loss of a loved one can be overwhelming and we’re here to help. Our dedicated team can guide you through the process, offer resources, and help you understand what happens next with Wells Fargo accounts.  \nBegin with:  \n• Confirming who has authority over the estate.  \n• Gather important documents.  \n• Prioritize matters that need immediate attention.  \n• Since every situation is unique, consider consulting an attorney, tax professional, or trusted advisor for assistance.  \nDocuments you may need for account closure or maintenance  \nBelow are the common documents needed to close or maintain accounts. Other documents may be needed depending on the state in which the accounts were opened or state of residence.  \nPlease note:  \n• The death certificate gives Wells Fargo the information needed to verify the identity, date of death, and legal residence of our customer.  \n• The time it takes to release funds can vary based on the specifics of the account, the complexity of the estate, and the rules of the state where the account was opened and/or where the account owner lived.  \n• ECC will begin to process a request as soon as we receive the necessary documents and have validated the representative is entitled to act on behalf of the deceased customer. Note: You may submit a copy of the documents online and bring the certified copies to your branch appointment.  \n\n| AccountType | Account Specifics | Required Documents |\n| --- | --- | --- |\n| Sole-owned | Definition: Account with only one owner, with or without a named beneficiary.\u003Cbr>Scenario: The account owner is deceased.\u003Cbr>Maintenance: The account must be closed and cannot be retitled. | • A certified copy of the death certificate.\u003Cbr>• One of the following is required if no beneficiary is named on the account:\u003Cbr>• A certified copy of probate documentation, most commonly a court-issued document appointing an executor or administrator\u003Cbr>• Small estate affidavit in accordance with state laws\u003Cbr>• A certified copy of the court order (Will accept a digital or raised seal) |\n\n\n| Account Type | Account Specifics | Required Documents |\n| --- | --- | --- |\n| • Payable on Death (POD) Beneficiary\u003Cbr>• Transfer on Death (TOD) Beneficiary | Definition: Accounts that have beneficiaries whoaredesignated bythe owner(s) of the account to receive the balance of funds when the last owner on the account passes away.\u003Cbr>Scenario: The last owner on the account passes away.\u003Cbr>Maintenance: The account must be closed. | A certified copy of the death certificate. |\n| Joint-owned | Definition: Accounts jointly owned with a deceased owner (most of these bank accounts carry automatic rights of survivorship, which means the joint owner will have full access to the funds)\u003Cbr>Scenario: There is at least one surviving joint owner on the account, or all owners are deceased. Maintenance: If there is a surviving joint owner, the account may be closed or retitled. If there are no surviving owners, the account must be closed. | o To retitle an account with at least one surviving owner or to close an account with no surviving joint owners: A certified copy of the death certificate is required to remove the deceased customer from the account or close the account.\u003Cbr>o To close an account with a surviving joint owner: A certified copy of the death certificate is not required to close an account. |\n| Trust | Definition: Accountswith arrangements to hold the assets in a trust.\u003Cbr>Scenario: When a trustee or all trustees on the account are deceased. Maintenance: The account can be closed or retitled. | • A certified copy of the death certificate.\u003Cbr>• Certification of Trustee form (Wells Fargo or Third-Party) naming a successor trustee, if applicable. |\n| Individual Retirement Account (IRA) | Definition: A personal tax deferred account with one owner, with or without a named beneficiary, used to save for retiremen","cbCailAyVIMSPyM8","https://ap.wps.com/l/cbCailAyVIMSPyM8","pdf",274172,6,"English","# Account-closure and maintenance guidance\n## Getting started steps\n## Documents commonly required\n## Account-type requirements (examples)\n## Additional documents that may be required\n## Process initiation scenarios","[{\"question\":\"What are the first steps to start the ECC process after a death?\",\"answer\":\"Confirm who has authority over the estate, gather important documents, and prioritize issues needing immediate attention. ECC begins processing once necessary documents are received and the representative’s entitlement to act is validated.\"},{\"question\":\"Why is a certified copy of the death certificate typically required?\",\"answer\":\"The death certificate provides Wells Fargo the information needed to verify identity, date of death, and legal residence. ECC uses it as a core document for identity and account handling.\"},{\"question\":\"What documents can be required depending on the account type?\",\"answer\":\"Beyond the death certificate, requirements can include probate documentation, small estate affidavits, court orders, trustee certification for trusts, and IRA beneficiary claim forms. Additional documents may also be needed based on state rules and whether beneficiaries are named.\"}]","Estate Care Center (ECC) - Estate Account Closure and Maintenance Checklist | PDF",1789553730]