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Lessons focus on introductory project work, daily work time in a computer lab, and culminating class presentations and discussion. Students compile their tracked expenses into a two-column newsletter, build an Excel spreadsheet and chart, and write a short analysis report. 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Where Did My Money Go?  \n• One month for data collection  \n• 3-5 days for newsletter completion 10-12  \nComputer Applications Personal Finance  \n[http://www.practicalmoneyskills.com/english/at_school/teachers/](http://www.practicalmoneyskills.com/english/at_school/teachers/)  \nPractical Money Skills money management website with lesson plans for all grade levels, including Teen – College level  \n[http://www.citigroup.com/citigroup/financialeducation/curriculu](http://www.citigroup.com/citigroup/financialeducation/curriculu)[m/pdf/3_5_where.pdf](m/pdf/3_5_where.pdf)  \nCitigroup’s “Where Does My Money Go?” for Grades 3-5  \n• Computer Lab with access to Word and Excel  \n• “Track Your Spending” template used by students (Duplicate extra pages—one page for each week of spending)  \nIn the unit, students will track their personal spending habits for one month, after which they will create a two-column newsletter, Excel spreadsheet and chart that depicts their spending habits.  \nDaily Lesson Overview:  \nDay 1: Project introduction to newsletter, spreadsheet, and charts  \nDay 2-4: Project work time  \nDay 5: Class presentations and discussion on teen spending habits Business Administration  \nEconomics and Personal Finance BE 12.5.1  \nStudents will understand basic economic and financial principles in order to make wise domestic and global economic decisions related to their personal financial affairs, the successful operation of organizations and the economic activities of the country. They will demonstrate competency by applying economic and personal financial reasoning to individual, business and government practices.  \nExample Indicators:  \nBudgeting and Financial Management – develop and evaluate a personal financial plan based on individual resources  \nInformation Technology – apply computer-related technology through the use of e-banking, e-commerce and electronic record keeping  \nInformation Technology  \nComputer Applications BE 12.4.1  \nStudents will understand a variety of application software. They will demonstrate competency by utilizing appropriate software for specific tasks.  \nExample Indicators  \nAdvanced Features – use advanced features (graph, merge, sort, filter, link, embed) of common application software Application Software – use application software (word processing, desktop publishing, spreadsheet, database, presentation)  \n\n| Link to Nebraska Standards | Reading/Speaking/Listening\u003Cbr>Students will write using standard English (conventions) for sentence structure, usage, punctuation, capitalization, and spelling (12.2.1)\u003Cbr>Mathematics\u003Cbr>Students will perform estimations and computations of real numbers mentally, with paper and pencil, and with technology (12.2.3) |\n| --- | --- |\n| NBEA Curriculum Standards | Computation\u003Cbr>VI Problem-Solving Applications\u003Cbr>D. Cash Management\u003Cbr>Level 1 Performance Expectations\u003Cbr>• Calculate income and expenses for specific time\u003Cbr>Economics and Personal Finance\u003Cbr>III Managing Finances and Budgeting Level 1 Performance Expectations\u003Cbr>• Construct and use a personal spending/savings plan and evaluate it according to short-and long-term goals\u003Cbr>Level 2 Performance Expectations\u003Cbr>• Categorize expenses as fixed or variable\u003Cbr>• Classify periodic expenses as fixed or variable\u003Cbr>• Determine discretionary income in a spending plan Level 3 Performance Expectations\u003Cbr>• Compare a personal spending plan with typical consumer spending as a tool for determining individual financial goals\u003Cbr>• Describe how income and spending patterns change throughout the life cycle for the typical person and family\u003Cbr>Information Technology\u003Cbr>V Application Software\u003Cbr>Level 3 Performance Expectations\u003Cbr>• Use advanced features of common application software Level 4 Performance Expectations\u003Cbr>• Import and export text, data, sound, ","cbCaiuYRjdKu5vCN","https://ap.wps.com/l/cbCaiuYRjdKu5vCN","pdf",101668,6,"English","# Unit Overview\n## Daily Lesson Overview\n## Teaching Strategies, Procedures and Activities\n## Assignments","[{\"question\":\"How long do students collect spending data for the unit?\",\"answer\":\"Students collect data for one month.\"},{\"question\":\"What deliverables do students create after tracking their spending?\",\"answer\":\"Students create a two-column newsletter, an Excel spreadsheet and chart, and a short report analyzing their spending habits.\"},{\"question\":\"What computer skills are required to complete the unit?\",\"answer\":\"Students need basic Word skills for newsletter layout (two columns, masthead, divider line, graphics) and Excel skills for building a spreadsheet, using formulas, creating and formatting charts, and printing.\"}]","Empty Pockets - Where Did My Money Go? - Personal Finance Unit | PDF",1789244893]