[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"doc-detail-166375-en":3,"doc-seo-166375-105":29,"detail-sidebar-cat-1-en-105":89},{"code":4,"msg":5,"data":6},0,"success",{"doc_id":7,"user_id":8,"nickname":9,"user_avatar":10,"doc_module":11,"category_id":12,"category_name":13,"doc_title":14,"doc_description":15,"doc_content":16,"file_id":17,"file_url":18,"file_type":19,"file_size":20,"view_count":4,"is_deleted":4,"is_public":11,"is_downloadable":11,"audit_status":11,"page_count":21,"language":22,"language_code":23,"site_id":24,"html_lang":23,"table_of_contents":25,"faqs":26,"seo_title":27,"seo_description":15,"update_tm":28,"read_time":11},166375,7971461740909,"Levi","https://ap-avatar.wpscdn.com/davatar_155a257f0dc6eb9ab79c44ca47cae57d",1,18,"Letters","Employer Auto-Enrolment Notice Template - Automatic Workplace Pension Enrollment","Notice from an employer informing an eligible employee that they have been automatically enrolled into the employer workplace pension powered by NatWest Cushon. Explains how the scheme works, including employer and employee contribution rates based on qualifying earnings, and the availability of tax relief. Provides instructions and deadlines for opting out within one month, outlines refunds and potential re-enrolment, and describes how to stop or take a break from contributions. Includes opt-out contact details and approval phrasing for re-joining requests.","{Date}\nA message from {Employer}\nHi {Name}\nWe’re writing to let you know that we’ve automatically enrolled you into the {Employer name} workplace pension powered by NatWest Cushon.\nWe work with NatWest Cushon to help you get comfortable with all your saving needs. Whether it’s getting on the housing ladder, saving for a holiday, giving the kids a head start, or building a nest egg for later.\nYou can get all your savings in one place with NatWest Cushon, including combining in any old pensions you might have from previous employers.\nInstall the Cushon app for \u0013 HYPERLINK \"https://apps.apple.com/gb/app/cushon/id1326760101\" \u0014IOS\u0015 or \u0013 HYPERLINK \"https://play.google.com/store/apps/details?id=com.smarterinvestment\" \u0014Android\u0015 to find out more.\nContributing to your NatWest Cushon pension pot\nWe’ll make employer contributions, and you’ll make contributions out of your pay to the NatWest Cushon pension pot. If you’re eligible, you’ll also get extra money from the government through tax relief.\nWe calculate contributions based on your qualifying earnings. This includes some included parts of your pay.\nWe’ll pay 5% of your qualifying earnings per month\nYou’ll pay 4% of your qualifying earnings per month\nYour contributions will be deducted from your qualifying earnings.\nWhat if I don’t want to join the pension?\nIf you decide that you don’t want to put money aside for your retirement just yet, you have the right to opt-out. You must do this within your one-month opt-out period which ends on {Date}. If you opt-out of the pension during this period any money you have already paid in will be refunded. You can opt-out by calling NatWest Cushon’s automated pension opt-out telephone line on 020 3764 2016.\nWhat happens if you opt-out?\nOpting out means you'll be treated as though we never enrolled you into the scheme and we'll refund to you any member contributions you've made through your salary.\nIf you choose to opt-out, you'll normally be automatically re-enrolled back into the pension scheme at a later date. This is usually around every three years after the date these new duties first apply to us. This will also happen if you stay in the scheme but stop making contributions.\nIf you change your mind after opting out, you can opt back in again if you want to. You can change your mind once in any twelve-month period. You can ask to re-join the scheme by sending a letter which has to be signed by you, or via an email including the phrase 'I confirm that I personally submitted this notice to join a workplace pension scheme.'\nStopping or taking a break from contributions\nYou can stop or take a break from making contributions whenever you like. There's no need to opt-out in the first month just because you think you might want to take a contribution break later.\nRemember that while you're not contributing you won't get employer contributions from us either. If you decide to begin contributing again and you also want us to make employer contributions, and you're eligible to receive them, you'll need to let us know by following a process specific to us.\nJane Doe\nInnovative Benefits Manager, {Employer}","cbCaimKY39rUrs4V","https://ap.wps.com/l/cbCaimKY39rUrs4V","docx",17698,2,"English","en",105,"# Employer Auto-Enrolment Notice\n## Automatic Enrollment and App Information\n## Contributions and Tax Relief\n## Opting Out: Deadline, Refunds, and Re-enrolment\n## Stopping or Taking a Contribution Break","[{\"question\":\"How does the automatic workplace pension enrolment work?\",\"answer\":\"The employer enrolls you into the workplace pension powered by NatWest Cushon. You can manage your savings in one place and use the Cushon app to find out more.\"},{\"question\":\"What are the employer and employee contribution rates?\",\"answer\":\"The employer pays 5% of your qualifying earnings per month, while you pay 4% of your qualifying earnings per month. Your contributions are deducted from your qualifying earnings.\"},{\"question\":\"How do I opt out, and what happens if I do?\",\"answer\":\"You must opt out within the one-month opt-out period ending on the stated date. If you opt out during that period, money you already paid in is refunded, and you are treated as if you were never enrolled; you may be re-enrolled automatically later.\"}]","Employer Auto-Enrolment Notice Template - Automatic Workplace Pension Enrollment | DOCX",1788190219,{"code":4,"msg":30,"data":31},"ok",{"site_id":24,"language":23,"slug":32,"title":14,"keywords":33,"description":15,"schema_data":34,"social_meta":84,"head_meta":86,"extra_data":88,"updated_unix":28},"employer-auto-enrolment-notice-template-automatic-workplace-pension-enrollment","",{"@graph":35,"@context":83},[36,52,66],{"@type":37,"itemListElement":38},"BreadcrumbList",[39,43,46,49],{"item":40,"name":41,"@type":42,"position":11},"https://docshare.wps.com","Home","ListItem",{"item":44,"name":45,"@type":42,"position":21},"https://docshare.wps.com/template/","Template",{"item":47,"name":13,"@type":42,"position":48},"https://docshare.wps.com/template/letters/",3,{"item":50,"name":14,"@type":42,"position":51},"https://docshare.wps.com/template/employer-auto-enrolment-notice-template-automatic-workplace-pension-enrollment/166375/",4,{"url":50,"name":14,"@type":53,"author":54,"headline":14,"publisher":56,"fileFormat":59,"inLanguage":23,"description":15,"dateModified":60,"datePublished":60,"encodingFormat":59,"isAccessibleForFree":61,"interactionStatistic":62},"DigitalDocument",{"name":9,"@type":55},"Person",{"url":40,"name":57,"@type":58},"DocShare","Organization","application/vnd.openxmlformats-officedocument.wordprocessingml.document","2026-08-31",true,{"@type":63,"interactionType":64,"userInteractionCount":4},"InteractionCounter",{"@type":65},"ViewAction",{"@type":67,"mainEntity":68},"FAQPage",[69,75,79],{"name":70,"@type":71,"acceptedAnswer":72},"How does the automatic workplace pension enrolment work?","Question",{"text":73,"@type":74},"The employer enrolls you into the workplace pension powered by NatWest Cushon. You can manage your savings in one place and use the Cushon app to find out more.","Answer",{"name":76,"@type":71,"acceptedAnswer":77},"What are the employer and employee contribution rates?",{"text":78,"@type":74},"The employer pays 5% of your qualifying earnings per month, while you pay 4% of your qualifying earnings per month. Your contributions are deducted from your qualifying earnings.",{"name":80,"@type":71,"acceptedAnswer":81},"How do I opt out, and what happens if I do?",{"text":82,"@type":74},"You must opt out within the one-month opt-out period ending on the stated date. 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