[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-sidebar-cat-1-en-105":3,"doc-seo-356567-105":53,"doc-detail-356567-en":127},{"code":4,"msg":5,"data":6},0,"success",[7,14,19,24,29,34,39,44,49],{"id":8,"doc_module":9,"doc_module_name":10,"category_name":11,"show_sort_weight":12,"slug":13},11,1,"Template","Presentations",90,"presentations",{"id":15,"doc_module":9,"doc_module_name":10,"category_name":16,"show_sort_weight":17,"slug":18},12,"Resumes",80,"resumes",{"id":20,"doc_module":9,"doc_module_name":10,"category_name":21,"show_sort_weight":22,"slug":23},14,"Invoices",70,"invoices",{"id":25,"doc_module":9,"doc_module_name":10,"category_name":26,"show_sort_weight":27,"slug":28},15,"Posters",60,"posters",{"id":30,"doc_module":9,"doc_module_name":10,"category_name":31,"show_sort_weight":32,"slug":33},16,"Social Media",50,"social-media",{"id":35,"doc_module":9,"doc_module_name":10,"category_name":36,"show_sort_weight":37,"slug":38},17,"Forms",40,"forms",{"id":40,"doc_module":9,"doc_module_name":10,"category_name":41,"show_sort_weight":42,"slug":43},18,"Letters",30,"letters",{"id":45,"doc_module":9,"doc_module_name":10,"category_name":46,"show_sort_weight":47,"slug":48},21,"Paper Templates",5,"papers-templates",{"id":50,"doc_module":9,"doc_module_name":10,"category_name":51,"show_sort_weight":4,"slug":52},158,"General","general-158",{"code":4,"msg":54,"data":55},"ok",{"site_id":56,"language":57,"slug":58,"title":59,"keywords":60,"description":61,"schema_data":62,"social_meta":120,"head_meta":122,"extra_data":124,"updated_unix":126},105,"en","disaster-recovery-toolkit-for-small-businesses","Disaster Recovery Toolkit for Small Businesses","","Disaster Recovery Toolkit for Small Businesses provides practical guidance for resuming operations after disasters that directly or indirectly affect sales. It outlines key decision points, including damage assessment, insurance claim processing, access to government assistance, and ongoing communication with employees, customers, suppliers, and creditors. The toolkit emphasizes evaluating financial position by reconstructing records, prioritizing cash flow, rebuilding claims, and developing a recovery plan with clear objectives, responsibilities, and viability checks.",{"@graph":63,"@context":119},[64,80,102],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":11,"@type":70,"position":76},"https://docshare.wps.com/template/presentations/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/disaster-recovery-toolkit-for-small-businesses/356567/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/disaster-recovery-toolkit-for-small-businesses/356567.png","ImageObject",442,249,{"name":88,"@type":89},"Jasmine","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/pdf","2026-10-27","2026-09-23",true,{"@type":98,"interactionType":99,"userInteractionCount":101},"InteractionCounter",{"@type":100},"ViewAction",10,{"@type":103,"mainEntity":104},"FAQPage",[105,111,115],{"name":106,"@type":107,"acceptedAnswer":108},"How do businesses decide whether they can reopen after a disaster?","Question",{"text":109,"@type":110},"They assess overall damage, insurance coverage and claim timing, government assistance, communication needs, and their financial position before deciding whether reopening is viable and how to finance it.","Answer",{"name":112,"@type":107,"acceptedAnswer":113},"What is the first step in evaluating a business’s financial position?",{"text":114,"@type":110},"Reconstruct financial records to determine the cash position, including bank cash and recoverable receivables, then account for insurance payouts, government assistance, and cash payables such as supplier payments and loan repayments.",{"name":116,"@type":107,"acceptedAnswer":117},"What should a disaster recovery plan include?",{"text":118,"@type":110},"A recovery plan should specify what the business needs to reopen, identify critical processes and resources, set recovery objectives, define actions to achieve them, and name the responsible person(s).","https://schema.org",{"og:url":78,"og:type":121,"og:title":59,"og:site_name":91,"og:description":61},"article",{"robots":123,"canonical":78},"index,follow",{"doc_id":125,"site_id":56},356567,1791748359,{"code":4,"msg":5,"data":128},{"doc_id":125,"user_id":129,"nickname":88,"user_avatar":130,"doc_module":9,"category_id":8,"category_name":11,"doc_title":59,"doc_description":61,"doc_content":131,"file_id":132,"file_url":133,"file_type":134,"file_size":135,"view_count":101,"is_deleted":4,"is_public":9,"is_downloadable":9,"audit_status":9,"page_count":136,"language":137,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":138,"faqs":139,"seo_title":140,"seo_description":61,"update_tm":141,"read_time":8},2336478487870,"https://ap-avatar.wpscdn.com/davatar_085a072bc5b1113ac321206ff7593b45","Disaster Recovery Toolkit for Small Businesses  \nTable of Contents  \nManaging a business following a disaster 3  \nSteps to getting back to business 5  \nChecklist for reopening your business after a disaster 6  \nReconstructing financial records after a disaster 13  \nAnalyzing the financial health of a business after a disaster 15  \nComparing performance to other businesses 18  \nRecovery plan template 19  \nChecklist for managing in times of financial difficulty 20  \n- ideas to improve your cash position 22  \n- ideas to improve your profitability 23  \n-the effect of discounting 24  \n-controlling costs 25  \n-reduce time to collect accounts receivable 26  \n-control inventory 27  \n- improve sales 28  \n-checklists 29-30  \nKSBDC contact information 31  \nThe Disaster Recovery Toolkit for Small Business was modified by the Kentucky Small Business Development Center, with permission from the original author, CPA Australia. For questions, please contact KSBDC at 1-859-257-7668 or online at [http://www.ksbdc.org](http://www.ksbdc.org)  \nDisaster Recovery Toolkit for Small Business  \nManaging a business following a disaster  \nBusinesses may be affected by disasters directly or indirectly. Even if your business isnot directly impacted by a disaster (either natural, economic or man-made), a resultant decline in sales will impact your business. In both cases, the ability to resume operations and recover quickly is critical to your business survival.  \nBusiness recovery after a disaster  \nGetting back to business  \nFollowing a disaster, it is anything but ‘business as usual’for you, your employees and customers. The faster you can return your business to some level of normal operations, the quicker you can restore your income, jobs, and the goods and services you supply to your customers. However, research shows that up to 40% of businesses affected by a disaster may never reopen.  \nThe time it takes for a business to return to something like normal operating levels depends on a number of key issues:  \n* Overall damage assessment-can you operate from your existing location and what inventory, supplies, equipment and other key assets are recoverable  \n* Your insurance coverage and how quickly your claim can be processed  \n* Any government assistance you can access  \n* Communication with employees, customers, suppliers, and creditors/investors  \n* An assessment of the business’s financial position  \n* Developing a plan to reopen your business  \nEvaluating your financial position  \nBusinesses affected by a disaster should take the time to evaluate their financial position before making decisions on whether to reopen their business and if so, how they should operate in the new environment. Evaluation of the financial position of your business is important for these reasons:  \n* Your business may have substantial costs associated with reopening. As a result, you need to know how you are going to pay for such expenses and if you can afford them.  \nDisaster Recovery Toolkit for Small Business  \n* There may be a significant period of time before you can reopen. You may have to rely on existing sources of cash and other assistance until that time.  \n* Knowing your financial position can assist you in making claims with your insurance company (i.e. , business interruption insurance)  \n* The assessment will help you decide which direction you want to take the business  \nThe first step in evaluating your financial position is to reconstruct your financial records (see Reconstructing financial records after a disaster on page 13) . The initial focus of reconstructing accounts is to determine the cash position of the business including cash in the bank plus any receivables (from existing debtors that are recoverable), insurance payouts, government assistance and other sources less any cash payables such as payments to suppliers or loan repayments.  \nRecovery planning  \nOnce you have established the financial position of your business, you are in a better place to reopen. The","cbCaitGqZBu9rChD","https://ap.wps.com/l/cbCaitGqZBu9rChD","pdf",4080545,31,"English","# Managing a business following a disaster\n## Getting back to business\n## Evaluating your financial position\n## Recovery planning\n# Steps to getting back to business\n## Checklist for reopening your business after a disaster","[{\"question\":\"How do businesses decide whether they can reopen after a disaster?\",\"answer\":\"They assess overall damage, insurance coverage and claim timing, government assistance, communication needs, and their financial position before deciding whether reopening is viable and how to finance it.\"},{\"question\":\"What is the first step in evaluating a business’s financial position?\",\"answer\":\"Reconstruct financial records to determine the cash position, including bank cash and recoverable receivables, then account for insurance payouts, government assistance, and cash payables such as supplier payments and loan repayments.\"},{\"question\":\"What should a disaster recovery plan include?\",\"answer\":\"A recovery plan should specify what the business needs to reopen, identify critical processes and resources, set recovery objectives, define actions to achieve them, and name the responsible person(s).\"}]","Disaster Recovery Toolkit for Small Businesses | PDF",1790125983]