[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"doc-seo-238140-105":3,"doc-detail-238140-en":81,"detail-sidebar-cat-1-en-105":98},{"code":4,"msg":5,"data":6},0,"ok",{"site_id":7,"language":8,"slug":9,"title":10,"keywords":11,"description":12,"schema_data":13,"social_meta":74,"head_meta":76,"extra_data":78,"updated_unix":80},105,"en","credit-limit-agreement-part-a-and-part-b-english","Credit Limit Agreement - Part A and Part B - English","","Credit Limit Agreement template describing the terms governing a consumer credit facility made available through a credit card account, including key special conditions and general conditions. The agreement defines the maximum credit limit, repayment frequency and calculation (monthly repayments tied to used credit), fixed interest rate structure, APR methodology, total repayable amounts, and associated costs. It also sets cooling-off and withdrawal rights, explains assumptions used to compute APR and total cost of credit, and details how the credit card and separate credit card account operate for payments, cash withdrawals, and transfers.",{"@graph":14,"@context":73},[15,34,56],{"@type":16,"itemListElement":17},"BreadcrumbList",[18,23,27,31],{"item":19,"name":20,"@type":21,"position":22},"https://docshare.wps.com","Home","ListItem",1,{"item":24,"name":25,"@type":21,"position":26},"https://docshare.wps.com/template/","Template",2,{"item":28,"name":29,"@type":21,"position":30},"https://docshare.wps.com/template/forms/","Forms",3,{"item":32,"name":10,"@type":21,"position":33},"https://docshare.wps.com/template/credit-limit-agreement-part-a-and-part-b-english/238140/",4,{"url":32,"name":10,"@type":35,"image":36,"author":41,"headline":10,"publisher":44,"fileFormat":47,"inLanguage":8,"description":12,"dateModified":48,"datePublished":49,"encodingFormat":47,"isAccessibleForFree":50,"interactionStatistic":51},"DigitalDocument",{"url":37,"@type":38,"width":39,"height":40},"https://docshare.wps.com/thumbnails/credit-limit-agreement-part-a-and-part-b-english/238140.png","ImageObject",442,249,{"name":42,"@type":43},"Nguyễn Văn Học","Person",{"url":19,"name":45,"@type":46},"DocShare","Organization","application/pdf","2026-10-22","2026-09-11",true,{"@type":52,"interactionType":53,"userInteractionCount":55},"InteractionCounter",{"@type":54},"ViewAction",9,{"@type":57,"mainEntity":58},"FAQPage",[59,65,69],{"name":60,"@type":61,"acceptedAnswer":62},"What repayment obligations are required under the credit limit agreement?","Question",{"text":63,"@type":64},"Repayment is monthly and consists of a portion of the credit limit used each month, plus any interest, default interest, or other amounts payable under the agreement.","Answer",{"name":66,"@type":61,"acceptedAnswer":67},"How is the APR calculated and what assumptions apply?",{"text":68,"@type":64},"The APR is rounded up to two decimal places and calculated using stated assumptions, including granting the credit limit for 3 months, full disbursement and use within that period, and that the credit limit is not exceeded.",{"name":70,"@type":61,"acceptedAnswer":71},"What rights to cancel or withdraw are provided after entering into the agreement?",{"text":72,"@type":64},"A cooling-off right allows cancellation for 2 calendar days after conclusion, and a withdrawal right allows withdrawing within 14 calendar days of entering into the agreement.","https://schema.org",{"og:url":32,"og:type":75,"og:title":10,"og:site_name":45,"og:description":12},"article",{"robots":77,"canonical":32},"index,follow",{"doc_id":79,"site_id":7},238140,1790054018,{"code":4,"msg":82,"data":83},"success",{"doc_id":79,"user_id":84,"nickname":42,"user_avatar":85,"doc_module":22,"category_id":86,"category_name":29,"doc_title":10,"doc_description":12,"doc_content":87,"file_id":88,"file_url":89,"file_type":90,"file_size":91,"view_count":55,"is_deleted":4,"is_public":22,"is_downloadable":22,"audit_status":22,"page_count":92,"language":93,"language_code":8,"site_id":7,"html_lang":8,"table_of_contents":94,"faqs":95,"seo_title":96,"seo_description":12,"update_tm":97,"read_time":33},1374402739827,"https://ap-avatar.wpscdn.com/avatar/14000c97e7351f1a627?x-image-process=image/resize,m_fixed,w_180,h_180&k=1787885694763230660",17,"NOTICE: This English translation is a courtesy and office translation only-applicants for the consumer credit cannot derive any rights from the translated version. Upon applying for the consumer credit this credit limit agreement will be provided in Lithuanian. The Lithuanian language version of this credit limit agreement shall apply and prevail and be conclusive and binding. The Lithuanian version s hall be used in any legal proceedings.  \nCREDIT LIMIT AGREEMENT  \nThis credit limit agreement No \u003CAgreement Number> (“Credit Limit Agreement”) is made by and between:  \n \u003Ccustomer’s name surname>, \u003Caddress> (“You” or “Borrower”); and  \n Revol ut Bank UAB, a company established under Lithuanian law, with its registered office in Vilnius, Konstitucijos ave 21B, LT-08130, Vilnius, Lithuania, registered in the Register of Legal Entities of the Republic of Lithuania under no. 304580906 (“Bank”, “we”, “us” or “our”) .  \nThis Credit Limit Agreement consists of part A and part B and sets out important information in relation to your credit limit, including what our obligations are to you and what your obligations are to us.  \nRevol ut Bank UAB is authorised and regulated by the Bank of Lithuania in the Republic of Lithuania and by the European Central Bank.  \nPART A  \nSpecial Conditions – About your Limit  \nThe Special Conditions below set out the important features of your credit limit. They are calculated using a drawdown date of \u003CAgreement signing date Year> \u003CAgreement signing date Month> \u003CAgreement signing date Day>.  \n\n|  |  |\n| --- | --- |\n\n|  |  |\n| --- | --- |\n| Total Amount of the Credit Limit\u003Cbr>This means the maximum amount of credit being made available by us to you under this Credit Limit Agreement and available to you using the credit card issued by us (including virtual credit card/cards) and making payments from the credit card account. | \u003Ccredit limit amount> EUR |\n| Term of Credit Limit Agreement | indefinite |\n| Frequency of Repayments\u003Cbr>A Repayment means a portion of the credit limit, which you must repay to us each month, or payment of any interest, default interest or other amount, that is payable by you to us under this Credit Limit Agreement. | monthly |\n| Amount of monthly Repayment | 5% of the amount of the credit limit used on the first day of each month but in all cases not less than EUR 5 (or equivalent) . |\n| Annual Percentage Rate of Charge (APR) This means the total cost of credit, over a year, expressed as a percentage. | \u003CAPR>% |\n| Total amount repayable\u003Cbr>This means the sum of the Total Amount of the Credit Limit and the Total Cost of Credit. | \u003CTotal repayment> EUR |\n| Total Cost of Credit\u003Cbr>This means all costs, including interest, commissions and any other kind of fees which you are required to pay in connection with the Credit Limit Agreement, except for notarial costs. | \u003CinterestAmount> EUR |\n| Interest rate type | Fixed |\n| Annual interest rate | \u003C\u003Cannual interest rate>% |\n| Purpose of the credit limit | \u003Ccredit type: if personal loan->“Asmeninė ms Kredito gavėjo reikm ė ms”, if family loan-> “Kredito gavėjo šei mosporeikiams”> |\n| Type of the credit | consumer credit (credit limit in the credit card account) |\n\n\n|  |  |\n| --- | --- |\n| Costs related to the Payment Account This means any costs which are associated with your Payment Account (as defined in Part B of this Credit Limit Agreement). | None, presuming that the Borrower uses the Standard plan of services provided by us. |\n\nYou have a right to cancel this Credit Limit Agreement for 2 calendar days after the conclusion of this Credit Limit Agreement (“Cooling-off Period”) . See Part B of this Credit Limit Agreement for further details.  \nYou also have a right to withdraw from this Credit Limit Agreement within 14 calendar days of entering into it. See Part B of this Credit Limit Agreement for further details.  \nPART B  \nGeneral Conditions  \n1. Calculating the Total Cost of Credit and the APR  \nThe APR has been rounded up to two decimal ","cbCaiezAiyaE78m9","https://ap.wps.com/l/cbCaiezAiyaE78m9","pdf",197696,11,"English","# CREDIT LIMIT AGREEMENT\n## PART A - Special Conditions – About your Limit\n## PART B - General Conditions\n## 1. Calculating the Total Cost of Credit and the APR\n## 2. 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