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A summary of Fair Credit Reporting Act rights outlines investigation, access to files and free reports, credit score entitlements, correction timelines, consent rules for employer access, and opt-out options.",{"@graph":14,"@context":73},[15,34,56],{"@type":16,"itemListElement":17},"BreadcrumbList",[18,23,27,31],{"item":19,"name":20,"@type":21,"position":22},"https://docshare.wps.com","Home","ListItem",1,{"item":24,"name":25,"@type":21,"position":26},"https://docshare.wps.com/template/","Template",2,{"item":28,"name":29,"@type":21,"position":30},"https://docshare.wps.com/template/forms/","Forms",3,{"item":32,"name":10,"@type":21,"position":33},"https://docshare.wps.com/template/credit-bureau-dispute-form-complete-and-submit/279824/",4,{"url":32,"name":10,"@type":35,"image":36,"author":41,"headline":10,"publisher":44,"fileFormat":47,"inLanguage":8,"description":12,"dateModified":48,"datePublished":49,"encodingFormat":47,"isAccessibleForFree":50,"interactionStatistic":51},"DigitalDocument",{"url":37,"@type":38,"width":39,"height":40},"https://docshare.wps.com/thumbnails/credit-bureau-dispute-form-complete-and-submit/279824.png","ImageObject",442,249,{"name":42,"@type":43},"Patrick","Person",{"url":19,"name":45,"@type":46},"DocShare","Organization","application/pdf","2026-10-23","2026-09-16",true,{"@type":52,"interactionType":53,"userInteractionCount":55},"InteractionCounter",{"@type":54},"ViewAction",10,{"@type":57,"mainEntity":58},"FAQPage",[59,65,69],{"name":60,"@type":61,"acceptedAnswer":62},"What information must be provided to submit a credit bureau dispute?","Question",{"text":63,"@type":64},"The form requires full name, Social Security number, address, and contact details, plus the account number(s) being disputed and the relevant credit bureau(s).","Answer",{"name":66,"@type":61,"acceptedAnswer":67},"What documents are required to support the dispute?",{"text":68,"@type":64},"A copy of the credit report that supports the dispute is required; if unavailable, account statements are required. Proof of payment such as cancelled checks and/or account statements must also be provided.",{"name":70,"@type":61,"acceptedAnswer":71},"What special documentation is needed if the dispute is based on possible fraud?",{"text":72,"@type":64},"A copy of the driver’s license and a copy of the police report with the police case number are required.","https://schema.org",{"og:url":32,"og:type":75,"og:title":10,"og:site_name":45,"og:description":12},"article",{"robots":77,"canonical":32},"index,follow",{"doc_id":79,"site_id":7},279824,1791351479,{"code":4,"msg":82,"data":83},"success",[84,89,94,99,104,109,113,118,123],{"id":85,"doc_module":22,"doc_module_name":25,"category_name":86,"show_sort_weight":87,"slug":88},11,"Presentations",90,"presentations",{"id":90,"doc_module":22,"doc_module_name":25,"category_name":91,"show_sort_weight":92,"slug":93},12,"Resumes",80,"resumes",{"id":95,"doc_module":22,"doc_module_name":25,"category_name":96,"show_sort_weight":97,"slug":98},14,"Invoices",70,"invoices",{"id":100,"doc_module":22,"doc_module_name":25,"category_name":101,"show_sort_weight":102,"slug":103},15,"Posters",60,"posters",{"id":105,"doc_module":22,"doc_module_name":25,"category_name":106,"show_sort_weight":107,"slug":108},16,"Social Media",50,"social-media",{"id":110,"doc_module":22,"doc_module_name":25,"category_name":29,"show_sort_weight":111,"slug":112},17,40,"forms",{"id":114,"doc_module":22,"doc_module_name":25,"category_name":115,"show_sort_weight":116,"slug":117},18,"Letters",30,"letters",{"id":119,"doc_module":22,"doc_module_name":25,"category_name":120,"show_sort_weight":121,"slug":122},21,"Paper Templates",5,"papers-templates",{"id":124,"doc_module":22,"doc_module_name":25,"category_name":125,"show_sort_weight":4,"slug":126},158,"General","general-158",{"code":4,"msg":82,"data":128},{"doc_id":79,"user_id":129,"nickname":42,"user_avatar":130,"doc_module":22,"category_id":110,"category_name":29,"doc_title":10,"doc_description":12,"doc_content":131,"file_id":132,"file_url":133,"file_type":134,"file_size":135,"view_count":55,"is_deleted":4,"is_public":22,"is_downloadable":22,"audit_status":22,"page_count":30,"language":136,"language_code":8,"site_id":7,"html_lang":8,"table_of_contents":137,"faqs":138,"seo_title":139,"seo_description":12,"update_tm":140,"read_time":22},549758146520,"https://ap-avatar.wpscdn.com/avatar/80002397d8c0411e94?_k=1775819394049821470","Credit Bureau Dispute Form  \n**Please complete this form in its entirety**  \nQuestions? Call 888.339.3334  \nFull Name:   Social Security Number:   Address:   Home Phone:   City:   Mobile Phone:    \nState:   Zip:   Work Phone:    \nEmail:    \nAccount number(s) being disputed:    \nHorizon Farm Credit reports to the credit bureaus listed below. If applicable, please mark which bureau’s report you are disputing:  \n􀂁 Equifax 􀂁 Experian 􀂁 TransUnion 􀂁 Innovis 􀂁 All 􀂁 Unknown  \n**Please provide a copy of the credit report that supports your dispute. If you do not have a copy, account statements are required**  \nPlease check the appropriate box(es) which describe(s) the information you believe to be incorrect:  \n**Proof of payment such as cancelled checks and/or account statements are required. **  \nBalance: 􀂁 Reported as $   Should be $   \n􀂁 Account Paid Off  \nPayment: 􀂁Not Reported  \n􀂁Not Past Due  \n􀂁Last Payment Date   \nCredit Status Incorrect: 􀂁Reported as  Should be   \n􀂁Not My Loan  \n􀂁Other (describe below)  \nProvide as many details as you can, accompanied with appropriate documentation to support your dispute:  \n\n| **Ifyour dispute is based on possible fraud, please provide a copy ofyour driver’s license and copy of police report with police case number. ** |\n| --- |\n| I have read the Summary of Rights on the back of this form, and the statements I have made on this form are true and accurate to the best of my knowledge.\u003Cbr>Signature Date |\n\nReturn this form and the supporting documents to: mail: Horizon Farm Credit  \nfax: 717.638.2034, Attn: Credit Reporting Desk Attn: Credit Reporting Desk  \n300 Winding Creek Blvd, Mechanicsburg, PA 17050  \nFor Office/Internal Use Only:   \nDate Received:   Date InvestigationCompleted:    \nReceived by:   Investigation Completedby:    \nA Summary of Your Rights Under the Fair Credit Reporting Act  \nThe federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. There are many types of consumer reporting agencies, including credit bureaus that gather and sell information about your creditworthiness to creditors, employers,landlords, andotherbusinesses. The FCRA givesyouspecific rights,whichare summarized below. Youmayhaveadditionalrights understatelaw. Formoreinformation, [goto](gotowww.ftc.gov/credit)[www.ftc.gov/credit](gotowww.ftc.gov/credit), orwriteto:Consumer Response Center, FederalTradeCommission,600Pennsylvania Ave. N.W., Washington, D.C.20580.  \nYou must be told if information in your file has been used against you. Anyone who uses information from a consumer reporting agency to deny your application for credit, insurance, or employment—or take another adverse action against you—must tellyouand give you the name, address, andphonenumber oftheagencythatprovidedtheinformation.  \nYou can find out what is in your file. At any time, you may request and obtain your report from a consumer reporting agency. You will be asked to provide proper identification, which may include your Social Security number. In many cases thereport willbe free. Youare entitled to free reports ifa person has taken adverse action against you because of information ina report; if you are the victim of identify theft; if you are the victim of fraud; if you are on public assistance; or if you are unemployed but expect to apply for employment within 60 days. In addition, you are entitled to one free report every twelve months from each of the nationwide credit bureaus and from some specialized consumer reporting agencies. See [www.ftc.gov/credit](www.ftc.gov/creditfordetailsabouthowtoobtainyourfreereport)[fordetailsabouthowtoobtainyourfreereport](www.ftc.gov/creditfordetailsabouthowtoobtainyourfreereport).  \nYou have aright to know your credit score. Credit scores are numerical summaries ofa consumer’s creditworthiness based on information from consumer reports. Fora fee, youmaygetyour creditscore. Formore information, [click on](click on","cbCaimFm4hsS4KTB","https://ap.wps.com/l/cbCaimFm4hsS4KTB","pdf",479861,"English","# Credit Bureau Dispute Form\n## Consumer information\n## Disputed account details\n## Dispute reasons and required proof\n## Summary of rights under the Fair Credit Reporting Act\n## Submission and office use","[{\"question\":\"What information must be provided to submit a credit bureau dispute?\",\"answer\":\"The form requires full name, Social Security number, address, and contact details, plus the account number(s) being disputed and the relevant credit bureau(s).\"},{\"question\":\"What documents are required to support the dispute?\",\"answer\":\"A copy of the credit report that supports the dispute is required; if unavailable, account statements are required. Proof of payment such as cancelled checks and/or account statements must also be provided.\"},{\"question\":\"What special documentation is needed if the dispute is based on possible fraud?\",\"answer\":\"A copy of the driver’s license and a copy of the police report with the police case number are required.\"}]","Credit Bureau Dispute Form - Complete and Submit | PDF",1789528078]