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County:............................................... State: ............................................................................. Zip: ..................................................... Bus. Phone:   Res. Phone:    \nCREDITOR:   Address:   City:............................................................................... County:............................................... State: ............................................................................. Zip: ..................................................... Phone: (...........) ................................................................................................................................ .. Stock No.:   Salesman:   Date:    \nSECTION B:  \nDISCLOSURE MADE IN COMPLIANCE WITH FEDERAL TRUTH IN LENDING ACT.  \nANNUAL PERCENTAGE RATE  \nThe cost of your credit as a yearly rate. .................................................................................... %  \nFINANCE CHARGE  \nThe dollar amount the credit will cost you. $ ................................................................ ..............  \nAmount Financed  \nThe amount of credit provided to you or on your behalf. $ .........................................................  \nTotal of Payments  \nThe amount you will have paid after you have made all payments as scheduled. $ .....................  \nTotal Sales Price  \nThe total cost of your purchase on credit, including your down payment of $……………….  \n$    \nYour Payment Schedule will be:  \nNumber of payments: .................................................................................................................... Amount of payments: .................................................................................................................... When payments are due: ............................................................................................................... Number of payments: .................................................................................................................... Amount of payments: .................................................................................................................... When payments are due: ............................................................................................................... Number of payments: .................................................................................................................... Amount of payments: .................................................................................................................... When payments are due: ...............................................................................................................  \nINSURANCE AND DEBT CANCELLATION:  \nCredit life insurance, credit disability insurance and debt cancellation coverage, which is also known as GAP coverage, are not required to obtain credit, and will not be provided unless you sign and agree to pay the additional cost.  \nCredit life: Premium: $   Term:    \nSignature(s):  \nI want credit life insurance:    \nJoint credit life: Premium: $   Term:    \nSignature(s):  \nWe want joint credit life insurance: ................................................................................................ ...  \nCredit disability: Premium: $ ................................................................ . Term: ..........................  \nSignature(s):  \nI want credit disab","cbCaikJgd2LFdx1C","https://ap.wps.com/l/cbCaikJgd2LFdx1C","pdf",145042,"English","# SECTION A\n## Buyer’s Name(s) and Creditor Information\n# SECTION B\n## Truth in Lending Disclosures\n## Insurance and Debt Cancellation (GAP)\n## Security, Late Charge, and Prepayment\n# SECTION C\n## Itemization of Amount Financed","[{\"question\":\"What disclosures are included to comply with the Federal Truth in Lending Act?\",\"answer\":\"The agreement lists the annual percentage rate, finance charge, amount financed, total of payments, and total sales price, along with a payment schedule section.\"},{\"question\":\"Are credit life or credit disability insurance required?\",\"answer\":\"They are not required to obtain credit and will not be provided unless the buyer signs and agrees to pay the additional cost.\"},{\"question\":\"What happens if a payment is late or if the buyer prepays?\",\"answer\":\"If a payment is more than 10 days late, a late charge is assessed. If the buyer pays off early, the buyer may be entitled to a refund of the finance charge, subject to contract terms.\"}]","CONTRACTS FOR SALE OF VEHICLES - Contract for Sale and Security Agreement for Sale of Vehicle With Precomputed or Add-on Interest - Effective October 1, 2012 | PDF",1789579903]