[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-sidebar-cat-1-en-105":3,"doc-seo-258181-105":53,"doc-detail-258181-en":127},{"code":4,"msg":5,"data":6},0,"success",[7,14,19,24,29,34,39,44,49],{"id":8,"doc_module":9,"doc_module_name":10,"category_name":11,"show_sort_weight":12,"slug":13},11,1,"Template","Presentations",90,"presentations",{"id":15,"doc_module":9,"doc_module_name":10,"category_name":16,"show_sort_weight":17,"slug":18},12,"Resumes",80,"resumes",{"id":20,"doc_module":9,"doc_module_name":10,"category_name":21,"show_sort_weight":22,"slug":23},14,"Invoices",70,"invoices",{"id":25,"doc_module":9,"doc_module_name":10,"category_name":26,"show_sort_weight":27,"slug":28},15,"Posters",60,"posters",{"id":30,"doc_module":9,"doc_module_name":10,"category_name":31,"show_sort_weight":32,"slug":33},16,"Social Media",50,"social-media",{"id":35,"doc_module":9,"doc_module_name":10,"category_name":36,"show_sort_weight":37,"slug":38},17,"Forms",40,"forms",{"id":40,"doc_module":9,"doc_module_name":10,"category_name":41,"show_sort_weight":42,"slug":43},18,"Letters",30,"letters",{"id":45,"doc_module":9,"doc_module_name":10,"category_name":46,"show_sort_weight":47,"slug":48},21,"Paper Templates",5,"papers-templates",{"id":50,"doc_module":9,"doc_module_name":10,"category_name":51,"show_sort_weight":4,"slug":52},158,"General","general-158",{"code":4,"msg":54,"data":55},"ok",{"site_id":56,"language":57,"slug":58,"title":59,"keywords":60,"description":61,"schema_data":62,"social_meta":120,"head_meta":122,"extra_data":124,"updated_unix":126},105,"en","commercial-credit-analyst-job-description","Commercial Credit Analyst Job Description","","Commercial Credit Analyst Job Description outlines a remote, full-time exempt role within Credit Administration Services, reporting to the President or COO. The position evaluates borrowers’ financial health by analyzing financial statements and commercial credit data to estimate lending risk and inform credit decisions. Responsibilities include underwriting loans per SBA Lending SOP, reviewing risk ratings, preparing credit risk reports and spreadsheets, conducting loan file and collateral risk assessments, and supporting loan reviews, exams, appraisal reviews, and audits, including accounts receivable and inventory.",{"@graph":63,"@context":119},[64,80,102],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":16,"@type":70,"position":76},"https://docshare.wps.com/template/resumes/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/commercial-credit-analyst-job-description/258181/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/commercial-credit-analyst-job-description/258181.png","ImageObject",442,249,{"name":88,"@type":89},"Sarah ","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/pdf","2026-10-21","2026-09-13",true,{"@type":98,"interactionType":99,"userInteractionCount":101},"InteractionCounter",{"@type":100},"ViewAction",7,{"@type":103,"mainEntity":104},"FAQPage",[105,111,115],{"name":106,"@type":107,"acceptedAnswer":108},"What is the main responsibility of a Commercial Credit Analyst in this role?","Question",{"text":109,"@type":110},"Evaluate the financial health of a loan relationship by analyzing financial statements and supporting documents to determine borrower and credit risk.","Answer",{"name":112,"@type":107,"acceptedAnswer":113},"Which key tasks are included in daily responsibilities?",{"text":114,"@type":110},"Analyze new and changing credit requests, underwrite loans per SBA Lending SOP, review risk ratings, prepare credit risk reports, and flag findings affecting repayment ability or collateral.",{"name":116,"@type":107,"acceptedAnswer":117},"What minimum qualifications are required for the position?",{"text":118,"@type":110},"2–4 years of commercial credit analyst or commercial lending experience and a bachelor’s degree in Accounting, Finance, or Economics; formal credit training is a plus.","https://schema.org",{"og:url":78,"og:type":121,"og:title":59,"og:site_name":91,"og:description":61},"article",{"robots":123,"canonical":78},"index,follow",{"doc_id":125,"site_id":56},258181,1790353438,{"code":4,"msg":5,"data":128},{"doc_id":125,"user_id":129,"nickname":88,"user_avatar":130,"doc_module":9,"category_id":15,"category_name":16,"doc_title":59,"doc_description":61,"doc_content":131,"file_id":132,"file_url":133,"file_type":134,"file_size":135,"view_count":101,"is_deleted":4,"is_public":9,"is_downloadable":9,"audit_status":9,"page_count":73,"language":136,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":137,"faqs":138,"seo_title":139,"seo_description":61,"update_tm":140,"read_time":9},962085320529,"https://ap-avatar.wpscdn.com/davatar_9964176cb1d06d4a9deccf72a44ae3dc","Position Title: Commercial Credit Analyst— Remote Work  \nWorking Title: Commercial Credit Analyst  \nDepartment: Credit Administration Services  \nReports to: President / COO Employment Status: Full-Time  \nFLSA Status: Exempt  \nPosition Summary  \nResponsible for evaluating the financial health of a loan relationship through analysis of financial statements and other key supporting documents. Support client banks by determining the financial risks associated with a potential borrower, by analyzing commercial credit data to estimate the degree of risk involved in extending credit or lending money to firms or individuals, and by providing industry analysis and best practices.  \nEssential Duties  \n• Complete a thorough analysis of new credit requests, credit change requests, loan renewals and annual relationship reviews for client banks.  \n• Underwrite loans as per SBA Lending SOP guidelines and best practices.  \n• Review risk rating appropriateness based on the Clients or MCC risk rating system.  \n• Prepare spreadsheets, reports and summary information on specific client lending relationships or macro areas of credit risk for a Bank Client.  \n• Report any findings that may have an adverse effect on loan collateral ora borrower’s ability to repay the loan.  \n• Review loan files as needed to ensure quality, consistency and compliance with industry standard lending guidelines or specific bank policies for other engagements such as loan reviews, due diligence, etc., that MCC may partake in.  \n• Assist in preparation for loan reviews and exams for clients.  \n• Perform loan reviews, etc., off or onsite with Bank Clients, pending loan review protocols.  \n• Complete appraisal reviews.  \n• Accounts Receivable and/or Inventory Audit Reviews and consultation with Clients.  \n• Assist in construction loan draws and oversight.  \n• Other duties and responsibilities as assigned.  \nMinimum Qualifications  \n• 2–4 years of previous Commercial Credit Analyst or commercial lending experience.  \n• Bachelor’s degree in Accounting, Finance or Economics.  \n• Formal commercial credit training is a plus.  \nKey Competencies  \n• Job knowledge needs to have a strong understanding of loan risk factors.  \n• Demonstrated knowledge of credit and financial analysis techniques.  \n• Demonstrated ability to independently gather, consolidate, analyze and summarize data to provide well-considered recommendations for all levels of commercial credit relationships.  \n• Excellent project multitasking ability while maintaining high levels of organization and time management.  \n• Strong proficiency with computers and related software packages such as Word and Excel, and other business software, email, etc.  \n• Ability to effectively manage complex project and Vendor / Client relationships to ensure accurate and timely delivery of materials.  \n• Excellent written and overall communication skills to interface with Client Banks as needed.  \n• Keep up to date on bank regulations.  \n• Ability to maintain the strict confidentiality of credit and customer information for client banks.  \n• Must be flexible, self-motivated and able to work independently.  \n• Ability to hit set deadlines.  \nWork Environment  \nThis job operates in a remote work environment. This role routinely uses standard office equipment such as computers, phones and other core systems.  \nMCC offers a full array of full-time benefits from health, vision, dental and life insurance, as well as 401Kand a company shared cost structure. Salary and bonus compensation will be commensurate with experience and education. Please see our website maccreditcomp.com for further information on our company mission, vision and growth plans.","cbCaiq6IFKHBGX9y","https://ap.wps.com/l/cbCaiq6IFKHBGX9y","pdf",70590,"English","# Position Summary\n# Essential Duties\n## Credit Analysis and Underwriting\n## Reviews, Reporting, and Compliance\n# Minimum Qualifications\n# Key Competencies\n# Work Environment","[{\"question\":\"What is the main responsibility of a Commercial Credit Analyst in this role?\",\"answer\":\"Evaluate the financial health of a loan relationship by analyzing financial statements and supporting documents to determine borrower and credit risk.\"},{\"question\":\"Which key tasks are included in daily responsibilities?\",\"answer\":\"Analyze new and changing credit requests, underwrite loans per SBA Lending SOP, review risk ratings, prepare credit risk reports, and flag findings affecting repayment ability or collateral.\"},{\"question\":\"What minimum qualifications are required for the position?\",\"answer\":\"2–4 years of commercial credit analyst or commercial lending experience and a bachelor’s degree in Accounting, Finance, or Economics; formal credit training is a plus.\"}]","Commercial Credit Analyst Job Description | PDF",1789319846]