[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"doc-seo-563381-105":3,"doc-detail-563381-en":81,"detail-sidebar-cat-1-en-105":99},{"code":4,"msg":5,"data":6},0,"ok",{"site_id":7,"language":8,"slug":9,"title":10,"keywords":11,"description":12,"schema_data":13,"social_meta":74,"head_meta":76,"extra_data":78,"updated_unix":80},105,"en","citis-value-proposition-letter-to-shareholders","Citi’s Value Proposition - Letter to shareholders","","2025 Annual Report letter and overview of Citi’s value proposition, describing how the firm enables growth and economic progress through responsible financial services. The text outlines core activities such as safeguarding assets, lending, making payments, and providing access to capital markets, alongside advisory and financing for people, companies, and governments. It also discusses ethical standards and three tests for colleague decisions. The shareholder letter frames 2025 as a turning point driven by geopolitical fragmentation, shifting capital flows, evolving globalization, and heightened financial volatility. It summarizes strategic rebuilding and key performance achievements including revenue, shareholder returns, and improved RoTCE.",{"@graph":14,"@context":73},[15,34,56],{"@type":16,"itemListElement":17},"BreadcrumbList",[18,23,27,31],{"item":19,"name":20,"@type":21,"position":22},"https://docshare.wps.com","Home","ListItem",1,{"item":24,"name":25,"@type":21,"position":26},"https://docshare.wps.com/template/","Template",2,{"item":28,"name":29,"@type":21,"position":30},"https://docshare.wps.com/template/general/","General",3,{"item":32,"name":10,"@type":21,"position":33},"https://docshare.wps.com/template/citis-value-proposition-letter-to-shareholders/563381/",4,{"url":32,"name":10,"@type":35,"image":36,"author":41,"headline":10,"publisher":44,"fileFormat":47,"inLanguage":8,"description":12,"dateModified":48,"datePublished":49,"encodingFormat":47,"isAccessibleForFree":50,"interactionStatistic":51},"DigitalDocument",{"url":37,"@type":38,"width":39,"height":40},"https://docshare.wps.com/thumbnails/citis-value-proposition-letter-to-shareholders/563381.png","ImageObject",442,249,{"name":42,"@type":43},"AfterMidnight","Person",{"url":19,"name":45,"@type":46},"DocShare","Organization","application/pdf","2026-11-02","2026-10-12",true,{"@type":52,"interactionType":53,"userInteractionCount":55},"InteractionCounter",{"@type":54},"ViewAction",8,{"@type":57,"mainEntity":58},"FAQPage",[59,65,69],{"name":60,"@type":61,"acceptedAnswer":62},"What is Citi’s mission according to the 2025 annual report text?","Question",{"text":63,"@type":64},"Citi’s mission is to serve as a trusted partner to clients by responsibly providing financial services that enable growth and economic progress.","Answer",{"name":66,"@type":61,"acceptedAnswer":67},"Which core activities does the report highlight?",{"text":68,"@type":64},"It highlights safeguarding assets, lending money, making payments, and accessing capital markets, as well as advising clients on investing and helping companies and governments with financing needs.",{"name":70,"@type":61,"acceptedAnswer":71},"What does the shareholder letter say 2025 represented for Citi?",{"text":72,"@type":64},"The letter describes 2025 as a turning point for Citi and the world, driven by major changes in the global economy such as geopolitical fragmentation, shifting capital flows, and increasing financial volatility.","https://schema.org",{"og:url":32,"og:type":75,"og:title":10,"og:site_name":45,"og:description":12},"article",{"robots":77,"canonical":32},"index,follow",{"doc_id":79,"site_id":7},563381,1792118359,{"code":4,"msg":82,"data":83},"success",{"doc_id":79,"user_id":84,"nickname":42,"user_avatar":85,"doc_module":22,"category_id":86,"category_name":29,"doc_title":10,"doc_description":12,"doc_content":87,"file_id":88,"file_url":89,"file_type":90,"file_size":91,"view_count":55,"is_deleted":4,"is_public":22,"is_downloadable":22,"audit_status":22,"page_count":92,"language":93,"language_code":8,"site_id":7,"html_lang":8,"table_of_contents":94,"faqs":95,"seo_title":96,"seo_description":12,"update_tm":97,"read_time":98},962090896061,"https://ap-avatar.wpscdn.com/davatar_9964176cb1d06d4a9deccf72a44ae3dc",158,"2025  \nAnnual Report  \n25  \nCiti’s Value Proposition  \nA mission of enabling growth and economic progress  \nWhat you can expect from us and what we expect from ourselves  \nCiti’s mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital marketson behalf of our clients. We have more than 200 years of experience helping our clients meet the world’s toughest challenges and embrace its greatest opportunities. We are Citi, the global bank—an institution connecting millions of people across hundreds of countries and cities.  \nWe protect people’s savings and help them make the purchases—from everyday transactions to buying a home—that improve the quality of their lives. We advise people on how to invest for future needs, such as their children’s education and their own retirement , and help them buy securities such as stocks and bonds.  \nWe work with companies to optimize their daily operations, whether they need working capital, to make payroll or export their goods overseas. By lending to companies large and small, we help them grow, creating jobs and real economic value at home and in communities around the world. We provide financing and support to governments at all levels, so they can build sustainable infrastructure, such as housing , transportation, schools and other vital public works.  \nThese capabilities create an obligation to act responsibly, do everything possible to create the best outcomes and prudently manage risk. If we fall short , we will take decisive action and learn from our experience.  \nWe strive to earn and maintain the public’s trust by constantly adhering to the highest ethical standards. We ask our colleagues to ensure that their decisions pass three tests:  \nthey are in our clients’ interests, create economic value and are always systemically responsible. When we do these things well, we make a positive financial and social impact in the communities we serve and show what a global bank can do.  \nLetter to shareholders  \nThe conversation about Citi has changed because the firm itself has changed. We are no longer defined by what we are fixing.  \nIncreasingly, we are defined by what weare building.”  \nJane Fraser  \nChair and CEO, Citi  \nDear Shareholders,  \nIn many respects, 2025 marked a turning point for Citi and for the world around us.  \nFor years, powerful forces had been building beneath the surface of the global economy—geopolitical fragmentation, the rewiring of supply chains, shifting capital flows and increasing competition over energy and technology. In 2025, they became impossible to ignore . Trade routes shifted. Industrial policy returned with conviction. Artificial intelligence began to influence how companies operate as well as how nations invest and compete .  \nWhat makes this moment particularly consequential is both the scale of change and its convergence . Governments are shaping industries once left largely to markets. Investment cycles that once unfolded over decades are now measured in years. Capital is being deployed with geopolitical considerations alongside financial ones. Supply chains are being rewired for resilience as much as efficiency.  \nGlobalization has not disappeared; it has evolved into something more complex . Instead of a single, integrated system, we are seeing interconnected clusters of growth and activity. Companies are diversifying production and anchoring operations across multiple regions. A more multipolar system is emerging , with Asia’s growing gravitational pull showing up in both capital flows and trade volumes. Trade corridors linking Latin America to Asia, the Middle East to Asia and Africa to the Gulf continue to expand. Our own payments data reflect these shifts, showing cross-border flows evolving in their shape rather than shrinking in their scale .  \nVolatility has be","cbCaigzC7u4J419o","https://ap.wps.com/l/cbCaigzC7u4J419o","pdf",3964657,332,"English","# Citi’s Value Proposition\n## Mission and core activities\n## Responsibility and ethical standards\n# Letter to shareholders\n## 2025 turning point and global context\n## The year Citi changed the conversation\n## Strategic rebuild and performance highlights","[{\"question\":\"What is Citi’s mission according to the 2025 annual report text?\",\"answer\":\"Citi’s mission is to serve as a trusted partner to clients by responsibly providing financial services that enable growth and economic progress.\"},{\"question\":\"Which core activities does the report highlight?\",\"answer\":\"It highlights safeguarding assets, lending money, making payments, and accessing capital markets, as well as advising clients on investing and helping companies and governments with financing needs.\"},{\"question\":\"What does the shareholder letter say 2025 represented for Citi?\",\"answer\":\"The letter describes 2025 as a turning point for Citi and the world, driven by major changes in the global economy such as geopolitical fragmentation, shifting capital flows, and increasing financial volatility.\"}]","Citi’s Value Proposition - Letter to shareholders | PDF",1791830931,116,{"code":4,"msg":82,"data":100},[101,106,111,116,121,126,131,136,141],{"id":102,"doc_module":22,"doc_module_name":25,"category_name":103,"show_sort_weight":104,"slug":105},11,"Presentations",90,"presentations",{"id":107,"doc_module":22,"doc_module_name":25,"category_name":108,"show_sort_weight":109,"slug":110},12,"Resumes",80,"resumes",{"id":112,"doc_module":22,"doc_module_name":25,"category_name":113,"show_sort_weight":114,"slug":115},14,"Invoices",70,"invoices",{"id":117,"doc_module":22,"doc_module_name":25,"category_name":118,"show_sort_weight":119,"slug":120},15,"Posters",60,"posters",{"id":122,"doc_module":22,"doc_module_name":25,"category_name":123,"show_sort_weight":124,"slug":125},16,"Social Media",50,"social-media",{"id":127,"doc_module":22,"doc_module_name":25,"category_name":128,"show_sort_weight":129,"slug":130},17,"Forms",40,"forms",{"id":132,"doc_module":22,"doc_module_name":25,"category_name":133,"show_sort_weight":134,"slug":135},18,"Letters",30,"letters",{"id":137,"doc_module":22,"doc_module_name":25,"category_name":138,"show_sort_weight":139,"slug":140},21,"Paper Templates",5,"papers-templates",{"id":86,"doc_module":22,"doc_module_name":25,"category_name":29,"show_sort_weight":4,"slug":142},"general-158"]