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It helps identify spending patterns, compare totals, and interpret the budget result by checking whether remaining funds are zero, negative, or positive. The worksheet includes example categories for housing, insurance, utilities, subscriptions, credit cards, loans, and miscellaneous items, supporting adjustments to reach financial goals and build a safety net.",{"@graph":63,"@context":118},[64,80,101],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":36,"@type":70,"position":76},"https://docshare.wps.com/template/forms/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/chase-money-skills-monthly-budget-worksheet/239431/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/chase-money-skills-monthly-budget-worksheet/239431.png","ImageObject",442,249,{"name":88,"@type":89},"Sage","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/pdf","2026-10-30","2026-09-11",true,{"@type":98,"interactionType":99,"userInteractionCount":45},"InteractionCounter",{"@type":100},"ViewAction",{"@type":102,"mainEntity":103},"FAQPage",[104,110,114],{"name":105,"@type":106,"acceptedAnswer":107},"What information should be entered for monthly income?","Question",{"text":108,"@type":109},"Enter monthly income after taxes, including job income and any additional income such as side jobs or rental properties.","Answer",{"name":111,"@type":106,"acceptedAnswer":112},"How should monthly bills be categorized?",{"text":113,"@type":109},"List committed monthly expenses such as housing, insurance, communication, utilities, memberships, subscriptions, credit card payments, car payments, loans, and miscellaneous items.",{"name":115,"@type":106,"acceptedAnswer":116},"How do you interpret the monthly budget result?",{"text":117,"@type":109},"A zero result means you’re on track, a negative result means you’re spending and saving more than your income, and a positive result means you have extra money to pay down debt faster or save more.","https://schema.org",{"og:url":78,"og:type":120,"og:title":59,"og:site_name":91,"og:description":61},"article",{"robots":122,"canonical":78},"index,follow",{"doc_id":124,"site_id":56},239431,1790415844,{"code":4,"msg":5,"data":127},{"doc_id":124,"user_id":128,"nickname":88,"user_avatar":129,"doc_module":9,"category_id":35,"category_name":36,"doc_title":59,"doc_description":61,"doc_content":130,"file_id":131,"file_url":132,"file_type":133,"file_size":134,"view_count":45,"is_deleted":4,"is_public":9,"is_downloadable":9,"audit_status":9,"page_count":73,"language":135,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":136,"faqs":137,"seo_title":138,"seo_description":61,"update_tm":139,"read_time":9},687197207057,"https://ap-avatar.wpscdn.com/davatar_29158cc5080c5b710cf443261637dec0","Chase Money SkillsSM  \nMonthly Budget Worksheet  \nUse this worksheet to see how much money you bring in each month and where you spend it. Then look for ways to adjust your expenses so you can reach your financial goals.  \nMonthly income (after taxes)  \nThis is the money you expect to receive every month from an employer or a side gig.  \nJob (e.g., salary, average monthly wages, etc.)  \nAdditional income (e.g., side job, rental properties)  \nMonthly income (after taxes) total  \nAmount  \n$ 0.00  \nMonthly bills  \nThink of these as expenses you’ve committed to pay every month.  \nHousing (e.g., rent, mortgage)  \n\n| Installment payments (e.g., childcare, tuition) |\n| --- |\n| Insurance (e.g., auto, home, life, renters, health [if not through employer], etc.) |\n| Communication (e.g., cell phone, Internet services, cable) |\n| Utilities (e.g., electricity, gas, water, trash) |\n| Memberships (e.g., daycare, gym, etc.) |\n| Subscriptions (e.g., streaming services, meal delivery apps, etc.) |\n| Credit card payments |\n| Car payments |\n| Loans (e.g., personal, student) |\n| Miscellaneous |\n\nMonthly bills total $ 0.00  \nGet more tips and tools at [chase.com/MoneySkills](chase.com/MoneySkills)  \nJPMorgan Chase Bank, N.A. Member FDIC ©2025 JPMorgan Chase & Co.  \n1  \nSavings goals  \nIn addition to paying down debt, saving regularly is essential to a healthy budget. It can help you create a safety net, cover an upcoming purchase and more.  \nSafety net  \n\n| Purchase or event |\n| --- |\n| Long-term savings/investments |\n| Miscellaneous |\n\nMonthly savings goals total  \nAmount  \n$ 0.00  \nFlexible expenses  \nThese expenses may be different from month to month. If they vary, use an average over several months.  \nFood/dining  \n\n| Entertainment |\n| --- |\n| Shopping (e.g., gifts, clothing, etc.) |\n| Health & wellness (e.g., travel, pets, etc.) |\n| Transportation (e.g., gas, metrocard, etc.) |\n| Miscellaneous |\n\nMonthly flexible expenses total  \n$ 0.00  \nMonthly budget summary Income after taxes  $ 0.00   \n– Monthly bills  $ 0.00   \n– Savings goals  $ 0.00   \n– Flexible expenses  $ 0.00   \nBudget result =  $ 0.00   \nWe calculated your budget results by subtracting all your expenses and the amount you want to save from your monthly income.  \n• If your budget result is zero ($0), that means you’re right on track—you’re spending or saving as much as you’ve planned.  \n• If the budget result is a negative dollar amount, it means you’re spending and saving more than you’re bringing in. Take a look at your flexible expenses to see if you have opportunities to bring that total down without affecting your savings goals.  \n• If your result is a dollar amount of more than $0, it means you’ve got extra money left over at the end of the month. You can use that additional money to pay down debt faster, or save more toward your goals.  \nGet more tips and tools at [chase.com/MoneySkills](chase.com/MoneySkills)  \nJPMorgan Chase Bank, N.A. Member FDIC ©2025 JPMorgan Chase & Co.  \n2","cbCaig2QlNB9YlLu","https://ap.wps.com/l/cbCaig2QlNB9YlLu","pdf",348954,"English","# Monthly income (after taxes)\n## Monthly bills\n## Savings goals\n## Flexible expenses\n# Monthly budget summary","[{\"question\":\"What information should be entered for monthly income?\",\"answer\":\"Enter monthly income after taxes, including job income and any additional income such as side jobs or rental properties.\"},{\"question\":\"How should monthly bills be categorized?\",\"answer\":\"List committed monthly expenses such as housing, insurance, communication, utilities, memberships, subscriptions, credit card payments, car payments, loans, and miscellaneous items.\"},{\"question\":\"How do you interpret the monthly budget result?\",\"answer\":\"A zero result means you’re on track, a negative result means you’re spending and saving more than your income, and a positive result means you have extra money to pay down debt faster or save more.\"}]","Chase Money Skills - Monthly Budget Worksheet | PDF",1789148774]