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This Certificate enables bankers to get acquainted with the learning process by empowering participants to think broadly, manage globally and compete strategically. This certificate focuses on all aspects of Banking Credit whether short-term, medium-term or long-term, it also enables them to understand lending techniques for effective credit decisions.  \nCertificate Objectives  \n• Understand the main principles of accounting.  \n• Understand the SME finance sector in Egypt.  \n• Understand the breadth and width of financial products that can be proposed to SMEs.  \n• Explain How to conduct financial and non-financial assessments of SMEs, analyze risks, and employ strategies to mitigate them.  \n• Understand the principles of financial statements analysis prepare balance sheets, income statements and cash flow projections, and be fully capable to analyze them, including with the use of a range of financial ratios.  \n• Understand how to analyze cash flow statement.  \n• Understand the SME facility structure and it’s main components.  \n• Understand the Loan Portfolio Management & Monitoring and Non-Performing Loans.  \n• Create an appropriate credit report to the credit committee, which include facilities structure and recommendation.  \n• Justify the essential principles of trade finance.  \n• Understand and be aware of the legal aspects of credit and credit facilities.  \nCertificate Outline  \nModule 0: Accountancy  \nSession One: Financial Statements  \nThis session covers the Main definitions and principles of accounting and the basic accounting equation through explaining the following areas:  \n• Accountancy definitions  \n• Accountancy Cycle  \n• Basic Accounting Equation.  \n• Exercise  \n• Assignment  \nSession Two: Income Statement Analysis  \nThis session covers the Income Statement Characteristics and main components through explaining the following areas:  \n• The Income Statement Characteristics  \n• The income statement main components  \n• Exercise  \n• Assignment  \nSession Three: Balance Sheet Statement Analysis  \nThis session covers the structure of balance sheet and main facts about it with focus on some accounting terms. through explaining the following areas:  \n• Information on the Balance Sheet  \n• Balance Sheet Structure  \n• Exercise  \n• Assignment  \nSession Four: Balance Sheet Terminology  \nThis session covers the structure of balance sheet and main facts about it with focus on some accounting terms. through explaining the following areas:  \n• Balance Sheet Structure  \n• Exercise  \n• Accounting Terms  \n• Assignment  \nSession Five: Depreciation part 1  \nThis session covers two Methods of Depreciation, with focusing on the Difference Straight-line & Reducing balance, through explaining the following areas:  \n• Depreciation  \n• Methods of Depreciation  \n• Exercise  \n• Difference Straight-line & Reducing balance  \n• Assignment  \nSession Six: Depreciation part 2.  \nThis session covers two Methods of Depreciation, with focusing on the Difference Straight-line & Reducing balance, through explaining the following areas:  \n• Methods of Depreciation  \n• Exercise  \n• Difference Straight-line & Reducing balance  \n• Cash Flow  \n• Exercise  \n• Cash Flow Effects on the Balance Sheet  \n• Statement of Cash Flows  \n• Accounting Terms  \n• Assignment  \nSession Seven: Inventory Part 1  \nThis session covers the Inventory Valuation (FIFO & LIFO), through explaining the following areas:  \n• Inventory Valuation  \n• Exercise  \n• Assignment  \nSession Eight: Inventory Part 2  \nThis session covers the Inventory Valuation and some important accounting terms, through explaining the following areas:  \n• Inventory Valuation  \n• Asset Valuation  \n• Profit & Losses  \n• Liqui","cbCaiv6RK2k18GuG","https://ap.wps.com/l/cbCaiv6RK2k18GuG","pdf",1120088,"English","# Certificate Outline\n## Module 0: Accountancy\n## Module 1: Macro context of SME Lending\n## Module 2: Responding to SME Customer Needs","[{\"question\":\"Who is the Certified SME Practitioner IDL certificate designed for?\",\"answer\":\"It is designed for entry-level bankers with current or potential SME responsibilities.\"},{\"question\":\"What core credit and lending topics does the certificate cover?\",\"answer\":\"It covers banking credit across different time horizons and the lending techniques needed for effective credit decisions.\"},{\"question\":\"What learning areas from accounting and finance are included?\",\"answer\":\"The certificate includes accounting principles, financial statement analysis (income statement, balance sheet, cash-flow), cash flow analysis, and related financial ratio-based capabilities.\"}]","Certified SME Practitioner IDL - Certificate Outline | PDF",1789269865]