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The terms explain account and service usage rules, referenced policies such as Privacy Notice and Acceptable Use Policy, and highlight liability limits and individual arbitration for disputes. 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Annotations aren ’t part of the terms and have no legal effect, but they should help you follow the text.  \nThis page explains our terms for Cash App. By using the service, you agree to these terms. Ifyou use the service on behalf of your company, your company agrees to them too.  \nThese Cash App Terms of Service (the “Cash App Terms”) are a legal agreement between you, as a current or prospective user of the Services, and Block, Inc. , formerly known as \"Square, Inc.\" (hereafter,“the Company,” “we,” “our” or us”) , and governs your use of Cash App, a financial platform, which includes mobile applications, websites, software, cloud-based solutions,  \nand other products and services (the “Service”) , offered by the Company. If you are using the Service on behalf of a business or entity, you acknowledge and agree that you have authority to bind such business or entity and that such business or entity accepts these terms. By using the Service you agree to be bound by these Cash App Terms and any policies referenced within (“Policies”) , including our Privacy Notice (see Section V.5) and Cash App Acceptable Use Policy (see Section XIII.4) .  \nPlease note that you should review all Cash App Terms carefully, including those provisions which limit our liability (see Section XI.16) and those regarding individual arbitration for potential legal disputes (see Sections XI.18 and XI.19) .  \nTABLE OF CONTENTS  \nI. Stored Balance Disclosures  \nII. Revisions, Disclosures, and Notices  \nIII. Cash App Account  \nIV. Communications and Devices  \nV. Data and Service Usage and Ownership  \nVI. Cash App Balance  \nVII. Peer-to-Peer Service  \nVIII. Cash App Card  \nIX. Virtual Currency Services  \nX. Cash App Investing  \nXI. Cash for Business  \nXII. Transaction Information and Disputes  \nXIII. Other Legal Terms  \nXIV. Mobile Check Capture  \nI. Stored Balance Disclosures  \nList of All Fees for Cash App Stored Balance  \n\n| All Fees | Amount |\n| --- | --- |\n| Get Started |  |\n| Account setup | $0 |\n| Monthly Usage |  |\n| Monthly fee | $0 |\n| Add Money |  |\n| Direct Deposit | $0 |\n| Receive money | $0 |\n| Add Cash-External Account | $0 |\n| Paper Money Deposit\u003Cbr>Fee applies to paper money deposits at participating | $1 |\n\n\n|  | All Fees | Amount |  |\n| --- | --- | --- | --- |\n|  | retailers. Check your app for a list of retailers in your area. |  |  |\n|  | Receiving a merchant refund | $0 |  |\n|  | Spend Money |  |  |\n|  | Sending money using your cash balance or debit card | $0 |  |\n|  | Get Cash |  |  |\n|  | Cash Out (standard)\u003Cbr>No fee to transfer money from your Cash App account to a linked account with the standard option. The money is typically available in 1-3 business days. | $0 |  |\n|  | Instant Deposit\u003Cbr>Fee for expedited transfer from your Cash App account to a linked account. Funds are typically available within minutes. The applicable fee amount is disclosed at the time of the transaction. | 0.5%-1.75%($0.25 min) |  |\n|  |  |  |  |\n\n\n|  | All Fees | Amount |  |\n| --- | --- | --- | --- |\n|  | ATM withdrawal - in-network\u003Cbr>Effective through January 8 , 2023: Our ATM withdrawal fee is $2 .50. You may also be charged a fee by the ATM operator. If you receive $300 or more in direct deposits in any given month, we will reimburse all fees for three ATM withdrawals (up to $7 in fees per withdrawal) for the following 31 days. Any additional withdrawals in the 31 day period will be $2 .50.\u003Cbr>Effective January 9, 2023: Our ATM withdrawal fee is $2 .50. If you receive $300 or more in paycheck direct deposits each month, we will waive our withdrawal fee for the follow","cbCaipt1JdO5poRi","https://ap.wps.com/l/cbCaipt1JdO5poRi","pdf",1026687,129,"English","# Stored Balance Disclosures\n## List of All Fees for Cash App Stored Balance","[{\"question\":\"What is the purpose of the Cash App Terms of Service?\",\"answer\":\"They establish a legal agreement governing use of Cash App between you and Block, Inc., including referenced policies such as the Privacy Notice and Acceptable Use Policy.\"},{\"question\":\"When do the Cash App Terms of Service take effect?\",\"answer\":\"The terms are effective February 7, 2024, with that same date listed as the last updated date.\"},{\"question\":\"What fees are listed under Stored Balance Disclosures?\",\"answer\":\"The document provides a fee table covering items such as account setup, monthly usage, adding money, paper money deposit fees, ATM withdrawal fees (with in-network and out-of-network details), and customer service costs.\"}]","Cash App Terms of Service - Effective February 7, 2024 | PDF",1789836315,45]