[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-sidebar-cat-1-en-105":3,"doc-seo-195049-105":53,"doc-detail-195049-en":127},{"code":4,"msg":5,"data":6},0,"success",[7,14,19,24,29,34,39,44,49],{"id":8,"doc_module":9,"doc_module_name":10,"category_name":11,"show_sort_weight":12,"slug":13},11,1,"Template","Presentations",90,"presentations",{"id":15,"doc_module":9,"doc_module_name":10,"category_name":16,"show_sort_weight":17,"slug":18},12,"Resumes",80,"resumes",{"id":20,"doc_module":9,"doc_module_name":10,"category_name":21,"show_sort_weight":22,"slug":23},14,"Invoices",70,"invoices",{"id":25,"doc_module":9,"doc_module_name":10,"category_name":26,"show_sort_weight":27,"slug":28},15,"Posters",60,"posters",{"id":30,"doc_module":9,"doc_module_name":10,"category_name":31,"show_sort_weight":32,"slug":33},16,"Social Media",50,"social-media",{"id":35,"doc_module":9,"doc_module_name":10,"category_name":36,"show_sort_weight":37,"slug":38},17,"Forms",40,"forms",{"id":40,"doc_module":9,"doc_module_name":10,"category_name":41,"show_sort_weight":42,"slug":43},18,"Letters",30,"letters",{"id":45,"doc_module":9,"doc_module_name":10,"category_name":46,"show_sort_weight":47,"slug":48},21,"Paper Templates",5,"papers-templates",{"id":50,"doc_module":9,"doc_module_name":10,"category_name":51,"show_sort_weight":4,"slug":52},158,"General","general-158",{"code":4,"msg":54,"data":55},"ok",{"site_id":56,"language":57,"slug":58,"title":59,"keywords":60,"description":61,"schema_data":62,"social_meta":120,"head_meta":122,"extra_data":124,"updated_unix":126},105,"en","business-loan-application-checklist-required-documents","Business Loan Application Checklist - Required Documents","","Business loan application checklist detailing the documentation required before an application is considered complete. It specifies business records including correctly completed application fields, three years of business financial statements prepared by an outside firm with income statement and balance sheet requirements, and additional year-to-date interim statements when applicable. It also lists most recent accounts receivable and payable aging, a business debt schedule, and purchase order or purchase agreement and invoices when assets are being acquired. For individuals and real estate, it requires three years of personal tax returns, a signed personal financial statement for each owner, plus real estate information, an environmental questionnaire, and a rent roll when tenants exist.",{"@graph":63,"@context":119},[64,80,102],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":36,"@type":70,"position":76},"https://docshare.wps.com/template/forms/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/business-loan-application-checklist-required-documents/195049/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/business-loan-application-checklist-required-documents/195049.png","ImageObject",442,249,{"name":88,"@type":89},"Aria Callaghan","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/pdf","2026-10-08","2026-09-03",true,{"@type":98,"interactionType":99,"userInteractionCount":101},"InteractionCounter",{"@type":100},"ViewAction",8,{"@type":103,"mainEntity":104},"FAQPage",[105,111,115],{"name":106,"@type":107,"acceptedAnswer":108},"What business documents are required for the application to be considered complete?","Question",{"text":109,"@type":110},"The checklist requires the business loan application with required fields filled accurately, three years of business financial statements prepared by an outside firm (including an income statement and balance sheet), and the most recent 3 months of accounts receivable and accounts payable aging. It also requires a business debt schedule, and purchase order/purchase agreement/invoice only when acquiring assets.","Answer",{"name":112,"@type":107,"acceptedAnswer":113},"When is a year-to-date interim financial statement needed?",{"text":114,"@type":110},"A year-to-date interim company prepared balance sheet and income statement is needed only if the borrower’s yearend was over 3 months ago.",{"name":116,"@type":107,"acceptedAnswer":117},"What personal and real estate documents must be provided?",{"text":118,"@type":110},"For personal documents, the checklist requires three years of personal tax returns for all owners and a completed and signed personal financial statement (PFS) for each owner, including signing and completing page 4 of the DFCU form. 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Preferred not to be company prepared. They MUST include an income statement and balance sheet. The financial statements options are:\u003Cbr>􀁩 Tax Returns, including all schedules and a company prepared balance sheet OR\u003Cbr>􀁩 Compiled, including all footnotes OR\u003Cbr>􀁩 Reviewed, including all footnotes OR\u003Cbr>􀁩 Audited, including all footnotes |  |\n|  |  |  |  |  |\n|  |  |  |  |  |\n|  |  |  | Year to date interim company prepared financial statement – Balance Sheet and Income Statement (only needed if their yearend was over 3 months ago) |  |\n|  |  |  |  |  |\n|  |  |  |  |  |\n|  | \u003Cbr>|  | Most recent 3 months of accounts receivable aging and accounts payable aging |  |\n|  |  |  |  |  |\n|  | |  | Business Debt Schedule (tells what debt they currently have, including leases) |  |\n|  |  |  |  |  |\n|  | |  | Purchase Order/Purchase Agreement/Invoice (only needed if acquiring assets) |  |\n| Personal Documents |  |  |  |  |\n|  |  |  |  |  |\n|  |  |  | 3 years Personal Tax Returns for all Owners, including all Schedules, K-1's, etc. |  |\n|  |  |  |  |  |\n|  |  |  | Personal Financial Statement (PFS) completed & signed for each Owner (each may provide his/her own form |  |\n|  |  |  | \u003Cbr>   ,\u003Cbr>but must sign and complete page 4 of the DFCU form – authorizes us to pull credit) |  |\n|  |  |  |  |  |\n| Real Estate Documents |  |  |  |  |\n|  | |  | Real Estate Information Sheet |  |\n|  |  |  |  |  |\n|  | \u003Cbr>|  | Environmental Questionnaire |  |\n|  |  |  |  |  |\n|  | |  | Rent Roll (only when there is real estate that has tenants in the building) |  |","cbCaihtzTTzEUOvh","https://ap.wps.com/l/cbCaihtzTTzEUOvh","pdf",305552,"English","# Documentation Checklist\n## Business Documents\n## Personal Documents\n## Real Estate Documents","[{\"question\":\"What business documents are required for the application to be considered complete?\",\"answer\":\"The checklist requires the business loan application with required fields filled accurately, three years of business financial statements prepared by an outside firm (including an income statement and balance sheet), and the most recent 3 months of accounts receivable and accounts payable aging. It also requires a business debt schedule, and purchase order/purchase agreement/invoice only when acquiring assets.\"},{\"question\":\"When is a year-to-date interim financial statement needed?\",\"answer\":\"A year-to-date interim company prepared balance sheet and income statement is needed only if the borrower’s yearend was over 3 months ago.\"},{\"question\":\"What personal and real estate documents must be provided?\",\"answer\":\"For personal documents, the checklist requires three years of personal tax returns for all owners and a completed and signed personal financial statement (PFS) for each owner, including signing and completing page 4 of the DFCU form. For real estate, it requires a real estate information sheet, an environmental questionnaire, and a rent roll when there is real estate with tenants.\"}]","Business Loan Application Checklist - Required Documents | PDF"]