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It sets key contractual definitions, including Loan, Business Day, Interest Rate, Default Interest, Encumbrance, Event of Default, and related schedules. The agreement establishes interpretation rules, conditions precedent, and the process for approval and disbursement of the loan amount to the Borrower’s account in accordance with Schedule (A) and supporting terms in Schedule (B).",{"@graph":63,"@context":118},[64,80,101],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":41,"@type":70,"position":76},"https://docshare.wps.com/template/letters/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/business-finance-loan-agreement-loan-agreement/282216/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/business-finance-loan-agreement-loan-agreement/282216.png","ImageObject",442,249,{"name":88,"@type":89},"Aran","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/pdf","2026-10-23","2026-09-16",true,{"@type":98,"interactionType":99,"userInteractionCount":40},"InteractionCounter",{"@type":100},"ViewAction",{"@type":102,"mainEntity":103},"FAQPage",[104,110,114],{"name":105,"@type":106,"acceptedAnswer":107},"Who are the parties to the Business Finance Loan Agreement?","Question",{"text":108,"@type":109},"The agreement is entered into between Finance House PJSC as the Lender and a named Borrower entity as the Borrower.","Answer",{"name":111,"@type":106,"acceptedAnswer":112},"What does the agreement define as “Loan” and “Principal Amount”?",{"text":113,"@type":109},"“Loan” refers to funds disbursed by the Lender for the business finance purpose under Schedule (A). “Principal Amount” is the aggregate outstanding amount of the Loan from time to time.",{"name":115,"@type":106,"acceptedAnswer":116},"What governs loan disbursement and the related requirements?",{"text":117,"@type":109},"Loan approval and disbursement depend on terms in the agreement and the conditions precedent, with disbursement to the Borrower’s Account based on Schedule (A) and conditions detailed in Schedule (B).","https://schema.org",{"og:url":78,"og:type":120,"og:title":59,"og:site_name":91,"og:description":61},"article",{"robots":122,"canonical":78},"index,follow",{"doc_id":124,"site_id":56},282216,1789960743,{"code":4,"msg":5,"data":127},{"doc_id":124,"user_id":128,"nickname":88,"user_avatar":129,"doc_module":9,"category_id":40,"category_name":41,"doc_title":59,"doc_description":61,"doc_content":130,"file_id":131,"file_url":132,"file_type":133,"file_size":134,"view_count":40,"is_deleted":4,"is_public":9,"is_downloadable":9,"audit_status":9,"page_count":135,"language":136,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":137,"faqs":138,"seo_title":139,"seo_description":61,"update_tm":140,"read_time":76},137455076865,"https://ap-avatar.wpscdn.com/davatar_29158cc5080c5b710cf443261637dec0","BUSINESS FINANCE LOAN AGREEMENT  \nThis Business Finance Loan Agreement (“Agreement”) is made and entered into on this ..............day of ............. 20(.....)  \nBY AND BETWEEN:  \n1. Finance House PJSC, a public joint stock company duly incorporated under the laws of the Emirate of Abu Dhabi and the United Arab Emirates (UAE), whose principal address is at P.O. Box 7878, Abu Dhabi, UAE, Tel. : 02-6194000, Fax: 02- 6210194 (hereinafter referred to as the “Lender”); and  \n2. . ............................................................ , whose principal address is at P.O. Box . ........... , . ........ , UAE, Tel. No: . ................ , Fax No : . ............... , represented by ..................................................................(hereinafter referred to as the “Borrower”)  \nPreamble  \n1. Whereas, the Borrower has requested and the Lender has agreed to grant the Loan for the business finance purpose specified in Schedule (A) annexed hereto, subject to the terms and conditions of this Agreement;  \n2. Whereas, the Lender and the Borrower have agreed that the following terms and conditions under this Agreement as amended from time to time shall govern the relationship between the Lender and the Borrower with respect to such Loan;  \n3. Whereas, the signature/initials of both parties affixed herein below shall be confirmation of them having read, understood, and accepted this Agreement and the terms and conditions contained therein;  \nNOW THEREFORE, in consideration of the foregoing, the mutual covenants and agreements contained herein, and other good and valuable consideration, the receipt and adequacy of which are hereby acknowledged, the parties hereto agree as follows:  \n1. DEFINITIONS  \nIn this Agreement, the following words and expressions shall have the following meanings:  \n“Borrower’s Account(s)” means the account(s) of the Borrower maintained with the Lender at the time of granting of the Loan for disbursing by the Lender of the Loan amount specified under Schedule (A) attached hereto.  \n“Business Day” means a day when lenders are open for business in the United Arab Emirates.  \n“Default Interest” means such percentage per month above the Interest Rate as specified under Schedule (A) .  \n“Encumbrance” means any mortgage, charge, pledge, lien, hypothecation, assignment, credit support agreement, security interest or other encumbrance securing any obligation of any person.  \n“Event of Default” has the meaning set forth in clause 8.1 of this Agreement.  \n“Interest Rate” is the rate specified under Schedule (A) annexed hereto.  \n“Loan” means the funds disbursed by the Lender to the Borrower pursuant to the terms and conditions of this Agreement for the business finance purpose referred to under Schedule (A) annexed hereto and in the amount specified under the same Schedule (A) .  \n“Offer Letter” means the Business Finance Loan Offer Letter issued and signed by the Lender and signed and accepted by the Borrower and specified and referred to under Schedules (A) and (B) of this Agreement.  \n“Permitted Encumbrance” means:  \n(a) any Encumbrance in favour of the Lender created pursuant to this Agreement;  \n(b) any Encumbrance arising solely by operation of law (or by an agreement evidencing the same) and in the ordinary course of its business;  \n(c) any netting or set-off arrangements entered into by the Borrower in the ordinary course of its banking arrangements for the purpose of netting debit and credit balances;  \n(d) any Encumbrance existing and notified in writing by the Borrower to the Lender prior to the date of this Agreement; and  \n(f) any Encumbrance created with the prior written consent of the Lender. “Principal Amount” means the aggregate amount of the Loan outstanding from time to time.  \n“Schedule (A)” means the schedule (A) annexed hereto, which forms an integral part of this Agreement, which stipulates specific details/particulars of the Loan.  \n“Schedule (B)” means the schedule (B) annexed here","cbCaimonYAasLu9x","https://ap.wps.com/l/cbCaimonYAasLu9x","pdf",290709,7,"English","# Preamble\n# Definitions\n## Interpretation\n# The Loan\n# Conditions Precedent","[{\"question\":\"Who are the parties to the Business Finance Loan Agreement?\",\"answer\":\"The agreement is entered into between Finance House PJSC as the Lender and a named Borrower entity as the Borrower.\"},{\"question\":\"What does the agreement define as “Loan” and “Principal Amount”?\",\"answer\":\"“Loan” refers to funds disbursed by the Lender for the business finance purpose under Schedule (A). “Principal Amount” is the aggregate outstanding amount of the Loan from time to time.\"},{\"question\":\"What governs loan disbursement and the related requirements?\",\"answer\":\"Loan approval and disbursement depend on terms in the agreement and the conditions precedent, with disbursement to the Borrower’s Account based on Schedule (A) and conditions detailed in Schedule (B).\"}]","Business Finance Loan Agreement - Loan Agreement | PDF",1789570859]