[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-sidebar-cat-1-en-105":3,"doc-seo-279490-105":53,"doc-detail-279490-en":130},{"code":4,"msg":5,"data":6},0,"success",[7,14,19,24,29,34,39,44,49],{"id":8,"doc_module":9,"doc_module_name":10,"category_name":11,"show_sort_weight":12,"slug":13},11,1,"Template","Presentations",90,"presentations",{"id":15,"doc_module":9,"doc_module_name":10,"category_name":16,"show_sort_weight":17,"slug":18},12,"Resumes",80,"resumes",{"id":20,"doc_module":9,"doc_module_name":10,"category_name":21,"show_sort_weight":22,"slug":23},14,"Invoices",70,"invoices",{"id":25,"doc_module":9,"doc_module_name":10,"category_name":26,"show_sort_weight":27,"slug":28},15,"Posters",60,"posters",{"id":30,"doc_module":9,"doc_module_name":10,"category_name":31,"show_sort_weight":32,"slug":33},16,"Social Media",50,"social-media",{"id":35,"doc_module":9,"doc_module_name":10,"category_name":36,"show_sort_weight":37,"slug":38},17,"Forms",40,"forms",{"id":40,"doc_module":9,"doc_module_name":10,"category_name":41,"show_sort_weight":42,"slug":43},18,"Letters",30,"letters",{"id":45,"doc_module":9,"doc_module_name":10,"category_name":46,"show_sort_weight":47,"slug":48},21,"Paper Templates",5,"papers-templates",{"id":50,"doc_module":9,"doc_module_name":10,"category_name":51,"show_sort_weight":4,"slug":52},158,"General","general-158",{"code":4,"msg":54,"data":55},"ok",{"site_id":56,"language":57,"slug":58,"title":59,"keywords":60,"description":61,"schema_data":62,"social_meta":123,"head_meta":125,"extra_data":127,"updated_unix":129},105,"en","broker-initial-application-documents-initial-application-package-checklist","Broker Initial Application Documents - Initial application package checklist","","Broker initial application document package covering a WHEDA-based loan onboarding workflow, from completed application checklists and signed residential loan applications to borrower income, employment, tax and benefit verification. Includes detailed asset documentation (deposit verification, statements, securities, gift affidavits), credit documentation with merged credit report requirements, and explanations letters. Also covers required addenda, notices (privacy/FACT Act, ECOA, recapture tax acknowledgement), loan estimates and disclosures, property and insurance evidence, and closing/offer materials such as purchase agreements, inspections, and payoff items.",{"@graph":63,"@context":122},[64,80,101],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":36,"@type":70,"position":76},"https://docshare.wps.com/template/forms/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/broker-initial-application-documents-initial-application-package-checklist/279490/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/broker-initial-application-documents-initial-application-package-checklist/279490.png","ImageObject",442,249,{"name":88,"@type":89},"\tWilliam","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/pdf","2026-10-26","2026-09-16",true,{"@type":98,"interactionType":99,"userInteractionCount":15},"InteractionCounter",{"@type":100},"ViewAction",{"@type":102,"mainEntity":103},"FAQPage",[104,110,114,118],{"name":105,"@type":106,"acceptedAnswer":107},"What documents are required for the initial WHEDA loan application package checklist?","Question",{"text":108,"@type":109},"The package includes the completed application package checklist (WHEDA form 6) plus a signed and dated initial uniform residential loan application and related automated findings reporting.","Answer",{"name":111,"@type":106,"acceptedAnswer":112},"Which income and employment verification items are listed for each borrower?",{"text":113,"@type":109},"For each borrower, the checklist calls for recent paystubs with YTD earnings, employment verification, federal income tax transcripts and W-2s/1099s, and additional items depending on employment type, including self-employed documentation and signed employment explanations.",{"name":115,"@type":106,"acceptedAnswer":116},"What credit, asset, and affidavit documents must be included?",{"text":117,"@type":109},"Credit requirements include a triple/merged credit report for each borrower and related rent/mortgage verification. Asset documentation includes earnest money and deposit verification, recent bank statements, 401k/IRA/other asset statements, and a gift affidavit with proof of receipt, along with the WHEDA borrower affidavit (WHEDA form 2).",{"name":119,"@type":106,"acceptedAnswer":120},"What additional forms and disclosures appear under other documentation and closing-related items?",{"text":121,"@type":109},"The list includes privacy/FACT Act notices, ECOA/fair lending notice, HUD consumer choice and protection notices, identity-of-interest disclosures, loan estimates (all versions), intent to proceed, home buyer education certificate, and offer-to-purchase and inspection materials, along with hazard/flood and title insurance commitments.","https://schema.org",{"og:url":78,"og:type":124,"og:title":59,"og:site_name":91,"og:description":61},"article",{"robots":126,"canonical":78},"index,follow",{"doc_id":128,"site_id":56},279490,1790193790,{"code":4,"msg":5,"data":131},{"doc_id":128,"user_id":132,"nickname":88,"user_avatar":133,"doc_module":9,"category_id":35,"category_name":36,"doc_title":59,"doc_description":61,"doc_content":134,"file_id":135,"file_url":136,"file_type":137,"file_size":138,"view_count":15,"is_deleted":4,"is_public":9,"is_downloadable":9,"audit_status":9,"page_count":76,"language":139,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":140,"faqs":141,"seo_title":142,"seo_description":61,"update_tm":143,"read_time":9},5909887254083,"https://ap-avatar.wpscdn.com/davatar_276721f389ce27ea32af1340a28f341c","1 Broker Initial Application Documents  \nCompleted Application Package Checklist (WHEDA form 6) Automated Findings Report  \nSigned & Dated Initial Uniform Residential Loan Application  \nIncome/Employment Documentation For Each Borrower, as applicable  \nMost recent 30 days' worth of paystubs with YTD earnings Verification of Employment  \n2 years Federal income tax transcripts  \n2 years W-2s / 1099's for all income shown on the tax transcripts Child Support History  \nSocial Security Award Letters  \nPension Income  \nCertification of Zero Income (WHEDA Form 35)  \nSigned Employment explanations  \nFor Each Borrower-Self-Employed  \n2 years most recent tax transcripts  \n2 years most recent tax returns, and all schedules, and 1099's Self-employed cash-flow analysis  \nFor Each Additional Household Member 18 and older-as applicable Most recent 30 days' worth of paystubs with YTD earnings Verification of Employment  \n2 years Federal income tax transcripts  \n2 years W-2s / 1099's for all income shown on the tax transcripts Child Support History  \nSocial Security Award Letters  \nPension Income  \nCertification of Zero Income (WHEDA Form 35)  \nSigned Employment explanations  \nFor Each Additional Household Member 18 and older-Self-Employed  \n2 years most recent tax transcripts  \n2 years most recent tax returns, and all schedules, and 1099's Self-employed cash-flow analysis  \nAsset Documentation Earnest Money verification Verification of Deposit  \n2 months bank statements 401K-IRA-Other Securities-Asset Statements Gift Affidavit & proof of receipt  \nDown Payment Assistance Award Letters  \nSigned explanation regarding non-payroll deposits  \nCredit Documentation  \nTriple Tri-Merged Credit Report for each borrower  \nTriple Tri-Merged Credit Report for Non-applicant Spouse Notice to Home Loan Applicant / Risk-Based Pricing Disclosure Verification of Rent / Mortgage  \nSigned Letter of Credit Explanations (derogatory credit, inquiries) Social Security Cards or Drivers License  \nResident Alien Cards  \nDivorce Decree & Marital Settlement Agreement Judgement and/or Collection payment and status verifications Bankruptcy Filing & Discharge Documents  \nOther Documentation  \nPrivate Mortgage Insurance Commitment Borrower's Affidavit (WHEDA Form 2)  \nResidential Loan Application Addendum (WHEDA form 3) Acknowledgement of Federal Recapture Tax Requirements (WHEDA Form 4) Home Buyer Education Certificate  \nLoan Estimates-All versions including Change of Circumstance Settlement Service Providers  \nIntent to Proceed  \nHomeownership Counseling Agencies Affiliated Business Disclosure  \nSigned & Dated Offer to Purchase including all counter-offers, addenda, Property Inspections (Well, Septic, other)  \nHazard Insurance Policy  \nFlood Determination Certificate  \nSpecial Flood Hazards and Availability of Federal Disaster Relief Assistance Form Title Insurance Commitment (including survey, plat mat, chain of title)  \nAdd'l Easy Close Documents  \nEasy Close Signed & Dated Residential Loan Application  \nEasy Close Loan Estimate-All versions including Change of Circumstance  \nAdd'l FHA Documents  \nHUD 92900-A Initial Application Addendum  \nLender Certification for Individual Unit Financing (WHEDA Exhibit 6), condos only Amendatory Clause & Real Estate Certification  \nBorrower's Certification & Authorization Patriot Act Disclosure  \nECOA or Fair Lending Notice  \nHUD 92900-B Important Notice to Homebuyers Identity of Interest  \nInformed Consumer Choice Disclosure or lender's verification of non-applicability Assumption Notice  \nHUD 92564-CN For Your Protection Privacy Notice / FACT Act  \nLDP/GSA Searches CAIVRS Verification  \nAdd'l Refinance Documents Subordination Approval Letters Payoff Statements","cbCaivYEpTNUAepQ","https://ap.wps.com/l/cbCaivYEpTNUAepQ","pdf",89435,"English","# Broker Initial Application Documents\n## Completed application package checklist\n## Borrower income, employment, and tax verification\n## Asset, credit, and supporting documentation\n## Other addenda, notices, and loan estimates\n## Offer to purchase, property, and insurance documents","[{\"question\":\"What documents are required for the initial WHEDA loan application package checklist?\",\"answer\":\"The package includes the completed application package checklist (WHEDA form 6) plus a signed and dated initial uniform residential loan application and related automated findings reporting.\"},{\"question\":\"Which income and employment verification items are listed for each borrower?\",\"answer\":\"For each borrower, the checklist calls for recent paystubs with YTD earnings, employment verification, federal income tax transcripts and W-2s/1099s, and additional items depending on employment type, including self-employed documentation and signed employment explanations.\"},{\"question\":\"What credit, asset, and affidavit documents must be included?\",\"answer\":\"Credit requirements include a triple/merged credit report for each borrower and related rent/mortgage verification. Asset documentation includes earnest money and deposit verification, recent bank statements, 401k/IRA/other asset statements, and a gift affidavit with proof of receipt, along with the WHEDA borrower affidavit (WHEDA form 2).\"},{\"question\":\"What additional forms and disclosures appear under other documentation and closing-related items?\",\"answer\":\"The list includes privacy/FACT Act notices, ECOA/fair lending notice, HUD consumer choice and protection notices, identity-of-interest disclosures, loan estimates (all versions), intent to proceed, home buyer education certificate, and offer-to-purchase and inspection materials, along with hazard/flood and title insurance commitments.\"}]","Broker Initial Application Documents - Initial application package checklist | PDF",1789521556]