[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-sidebar-cat-1-en-105":3,"doc-seo-288940-105":53,"doc-detail-288940-en":126},{"code":4,"msg":5,"data":6},0,"success",[7,14,19,24,29,34,39,44,49],{"id":8,"doc_module":9,"doc_module_name":10,"category_name":11,"show_sort_weight":12,"slug":13},11,1,"Template","Presentations",90,"presentations",{"id":15,"doc_module":9,"doc_module_name":10,"category_name":16,"show_sort_weight":17,"slug":18},12,"Resumes",80,"resumes",{"id":20,"doc_module":9,"doc_module_name":10,"category_name":21,"show_sort_weight":22,"slug":23},14,"Invoices",70,"invoices",{"id":25,"doc_module":9,"doc_module_name":10,"category_name":26,"show_sort_weight":27,"slug":28},15,"Posters",60,"posters",{"id":30,"doc_module":9,"doc_module_name":10,"category_name":31,"show_sort_weight":32,"slug":33},16,"Social Media",50,"social-media",{"id":35,"doc_module":9,"doc_module_name":10,"category_name":36,"show_sort_weight":37,"slug":38},17,"Forms",40,"forms",{"id":40,"doc_module":9,"doc_module_name":10,"category_name":41,"show_sort_weight":42,"slug":43},18,"Letters",30,"letters",{"id":45,"doc_module":9,"doc_module_name":10,"category_name":46,"show_sort_weight":47,"slug":48},21,"Paper Templates",5,"papers-templates",{"id":50,"doc_module":9,"doc_module_name":10,"category_name":51,"show_sort_weight":4,"slug":52},158,"General","general-158",{"code":4,"msg":54,"data":55},"ok",{"site_id":56,"language":57,"slug":58,"title":59,"keywords":60,"description":61,"schema_data":62,"social_meta":119,"head_meta":121,"extra_data":123,"updated_unix":125},105,"en","borrower-authorization-to-obtain-credit-report-form","Borrower Authorization to Obtain Credit Report - Form","","Borrower authorization form granting a loan origination company permission to obtain a tri-merged consumer credit report. The signer agrees the credit report will be used to confirm residency and verify credit information, including past and present mortgages, and to evaluate whether income supports the mortgage loan. The form explains that additional verification may be requested for employment earnings, bank accounts, stockholdings, and other assets, and that the inquiry may affect the credit score. It specifies permitted sharing, retention, and a 120-day expiration.",{"@graph":63,"@context":118},[64,80,101],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":36,"@type":70,"position":76},"https://docshare.wps.com/template/forms/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/borrower-authorization-to-obtain-credit-report-form/288940/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/borrower-authorization-to-obtain-credit-report-form/288940.png","ImageObject",442,249,{"name":88,"@type":89},"Taylor Morgan","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/pdf","2026-10-12","2026-09-17",true,{"@type":98,"interactionType":99,"userInteractionCount":8},"InteractionCounter",{"@type":100},"ViewAction",{"@type":102,"mainEntity":103},"FAQPage",[104,110,114],{"name":105,"@type":106,"acceptedAnswer":107},"What does the borrower authorize the loan origination company to do?","Question",{"text":108,"@type":109},"The borrower authorizes the company to obtain a tri-merged consumer credit report. The authorization is intended for processing and evaluating the mortgage loan application.","Answer",{"name":111,"@type":106,"acceptedAnswer":112},"What information may be requested in addition to the credit report?",{"text":113,"@type":109},"The lender may ask the borrower to verify past and present employment earnings, bank accounts, stockholdings, and other asset balances needed to process the mortgage application.",{"name":115,"@type":106,"acceptedAnswer":116},"How long does the authorization remain valid?",{"text":117,"@type":109},"The authorization expires 120 days from the date indicated in the form.","https://schema.org",{"og:url":78,"og:type":120,"og:title":59,"og:site_name":91,"og:description":61},"article",{"robots":122,"canonical":78},"index,follow",{"doc_id":124,"site_id":56},288940,1790164575,{"code":4,"msg":5,"data":127},{"doc_id":124,"user_id":128,"nickname":88,"user_avatar":129,"doc_module":9,"category_id":35,"category_name":36,"doc_title":59,"doc_description":61,"doc_content":130,"file_id":131,"file_url":132,"file_type":133,"file_size":134,"view_count":8,"is_deleted":4,"is_public":9,"is_downloadable":9,"audit_status":9,"page_count":9,"language":135,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":136,"faqs":137,"seo_title":138,"seo_description":61,"update_tm":139,"read_time":4},1099523885336,"https://ap-avatar.wpscdn.com/davatar_276721f389ce27ea32af1340a28f341c","|  |  |  |\n| --- | --- | --- |\n|  | BORROWER AUTHORIZATION TO OBTAIN CREDIT REPORT |  |\n| Credit Report Authorization Form\u003Cbr>Borrower:   Loan Number:   Co-Borrower:   Date:   Property Address:  \u003Cbr>I/We authorize   (Loan Origination Company Name), to obtain a tri-merged consumer credit report through  \u003Cbr>I/We understand that   intends to use the credit report for the purposes of confirming my/our residency address, verifying other credit information, including past and present mortgages, and evaluating whether my/our income is eligible to support the mortgage loan for which I/we have applied.\u003Cbr>I/We understand that in conjunction with the tri-merged credit report that   may ask me/us to verify past and present employment earnings records, bank accounts, stockholdings, and any other asset balances that are needed to process the mortgage loan application.\u003Cbr>I/We understand that credit report obtained is to be used solely in the processing of the mortgage loan application and that this information may only be shared other agencies that have a direct connection with the processing of the mortgage loan application.\u003Cbr>I/We understand that credit inquiries have the potential to impact my/our credit score.\u003Cbr>It is understood understand that this tri-merged credit report will be retained on file by    along with all other loan application documents.\u003Cbr>This authorization expires 120 days from the date indicated below. |  |  |\n|  | FEDERAL EQUAL CREDIT OPPORTUNITY ACT: |  |\n|  |  |  |\n| The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal Agency that administers compliance with this law concerning this company is the Office of the Comptroller of the Currency, Customer Assistance Group, 1301 McKinney Street, Suite 3710, Houston, Texas 77010\u003Cbr>During the application interview on  / /  , verbal authorization was given to    to obtain a tri-merged credit report.    requested a credit report on  / /  Credit report \\#   was obtained on  / / \u003Cbr>By signing below, I/We acknowledge that   was authorized to obtain my/our tri-merged consumer credit report.\u003Cbr>Borrower: Date Co-Borrower: Date\u003Cbr>Loan Originator: NMLS \\# |  |  |","cbCaihGbNHVhtMsf","https://ap.wps.com/l/cbCaihGbNHVhtMsf","pdf",62351,"English","# Borrower Credit Report Authorization\n## Purpose and permitted uses\n## Additional verification and data requests\n## Credit inquiry impact and disclosure limits\n## Expiration and retention\n# Federal Equal Credit Opportunity Act Disclosures","[{\"question\":\"What does the borrower authorize the loan origination company to do?\",\"answer\":\"The borrower authorizes the company to obtain a tri-merged consumer credit report. The authorization is intended for processing and evaluating the mortgage loan application.\"},{\"question\":\"What information may be requested in addition to the credit report?\",\"answer\":\"The lender may ask the borrower to verify past and present employment earnings, bank accounts, stockholdings, and other asset balances needed to process the mortgage application.\"},{\"question\":\"How long does the authorization remain valid?\",\"answer\":\"The authorization expires 120 days from the date indicated in the form.\"}]","Borrower Authorization to Obtain Credit Report - Form | PDF",1789634257]