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You can use Money Manager to track income and spending, create budgets, and much more.  \n• Log into your BECU account  \n• Click on Money Manager, next to BECU Accounts & Loans  \n• Click on \"Spending\" to see average income and spending figures for your BECU accounts  \n• You just need the 2 estimates below for your FHC, but feel free to edit categories and explore the budgeting tools if you’d like Average Income (Last 90 Days) - Average Spending (Last 90 Days) = Average Monthly Cash Available  \n$ 0.00  \n\n|  Option  B  EstimateYour Budget  |  |  |  |\n| --- | --- | --- | --- |\n| Income and Other Money In | (Enter E | (Adjust if Needed) | (Totals Will Auto-Calculate) |\n| 1. My Pay x) |  |  x a Month =\u003Cbr>1 | \u003Cbr>$ 0.00 |\n| 2. Partner's Pay  Tax) |  |  x a Month =\u003Cbr>1 | \u003Cbr>$ 0.00 |\n| 3. Other Income  Tax) |  | \u003Cbr>Total Money In | \u003Cbr>$ 0.00\u003Cbr>\u003Cbr>|\n\nSpending and Savings (Enter Es (Adjust if Needed) (Totals Will Auto-Calculate)  \nFOOD &  \nDINING AUTO & TRANSPORT HOME, BILLS & UTILITIES  \n Rent/Mortgage  \nGas  \nWater  \nWaste  \nElectric  \nCable/internet/phone  \nOther (renter’s insurance, property tax, etc. )  \nCar loan  \nCar insurance  \nGas and other transit (e.g., taxis)  \n passes  \nGroceries  \n out (including lunches, coffee, etc. )  \n1  x a Month =  1  x a Month =  1  x a Month =  1  x a Month =  1  x a Month =  1  x a Month =  1  x a Month =  \n 1  x a Month =  1  x a Month =  1  x a Month =  1  x a Month =  \n 1  x a Month =  1  x a Month =  \n$ 0.00  \n$ 0.00  \n$ 0.00  \n$ 0.00  \n$ 0.00  \n\n| $ 0.00 |\n| --- |\n| $ 0.00 |\n\n$ 0.00  \n| $ 0.00 |\n| --- |\n| $ 0.00 |\n| $ 0.00 |\n\n$ 0.00  \n(Enter Esmates) (Adjust if Needed) (Totals Will Auto-Calculate)  \nENTERTAINMENT  \n& SHOPPING FAMILY & PERSONAL CARE  \nKids  \nPets  \nHousehold goods (Target, Walmart) Dry cleaning/laundry, hair, other services New clothing and shoes  \nHealth & fitness (gym memberships, etc. ) Medical insurance  \nLife or other insurance  \nSchool costs (supplies,   \n Amusement (movies, concerts)  \nSubscripons (news, music, etc. )  \nGi and  (weddings, birthdays) One-off purchases (repairs, electronics)  \n\n|  |\n| --- |\n|  |\n|  |\n|  |\n|  |\n|  |\n|  |\n|  |\n|  |\n|  |\n|  |\n|  |\n\n$ 0.00  \n\n| $ 0.00 |\n| --- |\n| $ 0.00 |\n| $ 0.00 |\n| $ 0.00 |\n| $ 0.00 |\n| $ 0.00 |\n| $ 0.00 |\n| $ 0.00 |\n|  |\n| $ 0.00 |\n| $ 0.00 |\n| $ 0.00 |\n| $ 0.00 |\n\nDo you have any monthly loans we haven’t covered yet?  \nPay To My Monthly Payment Minimum Due  \nInterest Rate Total Amount Owed  \nAny other monthly expenses to add?  \nOther  \nOther  \nAny expenses you’d like to calculate annually?  \n(Enter Esmates) (Adjust if Needed) (Totals Will Auto-Calculate)  \n$ 0.00  \n$ 0.00  \n(Average Monthly Cost)  \n$ 0.00  \n$ 0.00  \n$ 0.00  \nDo you transfer any of your take-home pay to other accounts (e.g., separate savings account)?  \nSavings transfer \\#1  \nSavings transfer \\#2  \n1  x a Month =  1  x a Month =  \n$ 0.00  \n$ 0.00  \nMonthly Income Monthly Spending and Savings Monthly Cash Available  \n$ 0.00  \n-  \n$ 0.00  \n= $ 0.00","cbCairgPUA4k4xtz","https://ap.wps.com/l/cbCairgPUA4k4xtz","pdf",1927497,"English","# Monthly Budget Worksheet\n## Option A: Use Money Manager Totals\n## Average Monthly Cash Available\n## Income and Other Money In\n## Spending and Savings\n## Additional Monthly or Annual Expenses\n## Monthly Totals","[{\"question\":\"How do totals get calculated in this monthly budget worksheet?\",\"answer\":\"Enter your estimates for income and expenses. The worksheet auto-calculates totals for monthly spending, savings, and cash available.\"},{\"question\":\"What is Option A for the worksheet?\",\"answer\":\"Option A lets you use BECU Money Manager to track income and spending and to obtain average income and spending figures for the last 90 days.\"},{\"question\":\"What numbers are used to determine average monthly cash available?\",\"answer\":\"Average monthly cash available is calculated as Average Income (Last 90 Days) minus Average Spending (Last 90 Days).\"},{\"question\":\"What additional costs or loans should be included?\",\"answer\":\"Include any monthly loans not yet covered, other monthly expenses, and any expenses you want to calculate annually or as one-off purchases.\"}]","BECU Financial Health Check - Monthly Budget Worksheet | PDF",1789273568]