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Effective January 1, 2019, it specifies covered assessment types, collection fees and attorney costs, delinquency definitions, foreclosure as a remedy, rules for partial payments and payment application, eligibility timing and administration of payment plans, returned check charges, and statement limitations.",{"@graph":14,"@context":73},[15,34,56],{"@type":16,"itemListElement":17},"BreadcrumbList",[18,23,27,31],{"item":19,"name":20,"@type":21,"position":22},"https://docshare.wps.com","Home","ListItem",1,{"item":24,"name":25,"@type":21,"position":26},"https://docshare.wps.com/template/","Template",2,{"item":28,"name":29,"@type":21,"position":30},"https://docshare.wps.com/template/letters/","Letters",3,{"item":32,"name":10,"@type":21,"position":33},"https://docshare.wps.com/template/bear-brand-at-laguna-niguel-policy-and-procedures-for-collection-of-delinquent-assessments-fees-charges-and-costs/279995/",4,{"url":32,"name":10,"@type":35,"image":36,"author":41,"headline":10,"publisher":44,"fileFormat":47,"inLanguage":8,"description":12,"dateModified":48,"datePublished":49,"encodingFormat":47,"isAccessibleForFree":50,"interactionStatistic":51},"DigitalDocument",{"url":37,"@type":38,"width":39,"height":40},"https://docshare.wps.com/thumbnails/bear-brand-at-laguna-niguel-policy-and-procedures-for-collection-of-delinquent-assessments-fees-charges-and-costs/279995.png","ImageObject",442,249,{"name":42,"@type":43},"Connor ","Person",{"url":19,"name":45,"@type":46},"DocShare","Organization","application/pdf","2026-10-27","2026-09-16",true,{"@type":52,"interactionType":53,"userInteractionCount":55},"InteractionCounter",{"@type":54},"ViewAction",14,{"@type":57,"mainEntity":58},"FAQPage",[59,65,69],{"name":60,"@type":61,"acceptedAnswer":62},"What types of assessments and penalties are covered under this policy?","Question",{"text":63,"@type":64},"The policy covers regular assessments in the governing documents, special assessments, other levied sums, and lienable monetary penalties.","Answer",{"name":66,"@type":61,"acceptedAnswer":67},"How are partial payments handled when they are less than the unpaid lienable balance?",{"text":68,"@type":64},"The Association may elect to accept the partial payment. Acceptance does not waive the Association’s right to require payment of all sums.",{"name":70,"@type":61,"acceptedAnswer":71},"What timeline governs payment plans for delinquent accounts?",{"text":72,"@type":64},"Payment plan requests must be made within 15 days from the postmark date of the prelien notice. The Board responds within 45 days, and plans may be approved at the Board’s sole discretion based on each account’s circumstances.","https://schema.org",{"og:url":32,"og:type":75,"og:title":10,"og:site_name":45,"og:description":12},"article",{"robots":77,"canonical":32},"index,follow",{"doc_id":79,"site_id":7},279995,1790051770,{"code":4,"msg":82,"data":83},"success",[84,89,94,98,103,108,113,117,122],{"id":85,"doc_module":22,"doc_module_name":25,"category_name":86,"show_sort_weight":87,"slug":88},11,"Presentations",90,"presentations",{"id":90,"doc_module":22,"doc_module_name":25,"category_name":91,"show_sort_weight":92,"slug":93},12,"Resumes",80,"resumes",{"id":55,"doc_module":22,"doc_module_name":25,"category_name":95,"show_sort_weight":96,"slug":97},"Invoices",70,"invoices",{"id":99,"doc_module":22,"doc_module_name":25,"category_name":100,"show_sort_weight":101,"slug":102},15,"Posters",60,"posters",{"id":104,"doc_module":22,"doc_module_name":25,"category_name":105,"show_sort_weight":106,"slug":107},16,"Social Media",50,"social-media",{"id":109,"doc_module":22,"doc_module_name":25,"category_name":110,"show_sort_weight":111,"slug":112},17,"Forms",40,"forms",{"id":114,"doc_module":22,"doc_module_name":25,"category_name":29,"show_sort_weight":115,"slug":116},18,30,"letters",{"id":118,"doc_module":22,"doc_module_name":25,"category_name":119,"show_sort_weight":120,"slug":121},21,"Paper Templates",5,"papers-templates",{"id":123,"doc_module":22,"doc_module_name":25,"category_name":124,"show_sort_weight":4,"slug":125},158,"General","general-158",{"code":4,"msg":82,"data":127},{"doc_id":79,"user_id":128,"nickname":42,"user_avatar":129,"doc_module":22,"category_id":114,"category_name":29,"doc_title":10,"doc_description":12,"doc_content":130,"file_id":131,"file_url":132,"file_type":133,"file_size":134,"view_count":55,"is_deleted":4,"is_public":22,"is_downloadable":22,"audit_status":22,"page_count":26,"language":135,"language_code":8,"site_id":7,"html_lang":8,"table_of_contents":136,"faqs":137,"seo_title":138,"seo_description":12,"update_tm":139,"read_time":22},687207022233,"https://ap-avatar.wpscdn.com/davatar_155a257f0dc6eb9ab79c44ca47cae57d","BEAR BRAND AT LAGUNA NIGUEL (COST CENTER – RIDGE) COMMUNITY ASSOCIATION  \nPolicy and Procedures for Collection of Delinquent Assessments, Fees, Charges and Costs  \nPrompt payment of Assessments by all owners is critical to the financial health of the Association, and to the enhancement of the property values of our homes. Your Board of Directors takes very seriously its obligation to enforce the members’ obligation to pay assessments. The Board has adopted this Collection Policy in an effort to discharge that obligation in a fair, consistent and effective manner. The following are the Association’s assessment collection practices and policies, pursuant to Civil Code (“CC”) §5730 and payment plan standards consistent with CC §5665:  \nPOLICY: Effective January 1, 2019 the Policy for Collection of Delinquent Assessments, Fees, Charges and Costs is as follows:  \nAssessments: Assessments subject to this Policy include the regular assessments as defined in the governing documents of the community and any levied special assessments , other sums levied, or lienable monetary penalties.  \nCollection Fees and Costs: The costs of collection of delinquent assessments, including late charges , interest, and other fees or costs, and reasonable attorney fees and costs, are included as a charge against a homeowner's assessment account and are included in the amount of any lien recorded against the property and any recovery actions by the Association.  \nDelinquency: The term \"delinquency\" shall include any delinquent unpaid regular or special assessments, late charges, interest, and costs of collection incurred.  \nForeclosure: A legal process which results in the sale of the property to satisfy the payment of assessments, fees and costs of collection owed on the account.  \nPartial Payments: If a partial payment is received which is less than the lienable unpaid balance owed on the homeowner's account, including the collection charges, the Association may elect to accept the partial payment. If the partial payment is accepted, it shall not act as a waiver of the Association's right to require payment of all sums.  \nPayment Application: Payments received after a delinquent account is assigned to the Association's attorney for collection may be forwarded by the Association directly to the attorney. If the partial payment is accepted, it shall be credited first to outstanding assessment balances on the homeowner’s account pursuant to California Civil Code 5650 through 5740 and the remaining unpaid balance shall be subject to this Policy.  \nPayment Plans: The homeowner may request a payment plan. This request must be made within fifteen (15) days from the postmark date of the prelien notice. The Board of Directors shall meet with/respond to the homeowner within forty-five (45) days from the postmark date of the homeowner request. Payment plans may be approved atthe sole discretion of the board of directors based upon the circumstances of each delinquent account. The homeowner’s account will be charged a $15.00 per month payment plan monitoring and administration fee for payment plans exceeding four (4) months. A payment plan request or approved payment plan will not impede the Board’s ability to vote for or record a lien.  \nPersonal Liability: All assessments, late charges, interest and costs of collection, including attorney fees, are the personal obligation of the Owner of the Property at the time of the assessment or other sums are levied according to Civil Code 5650 through Civil Code 5740.  \nReturned Check Charges: The bank charge , plus an additional fee that may be assess by The Management Company, shall be added to the account of any homeowner whose check to the Association is returned dishonored by the homeowner's bank.  \nStatements: Monthly statements are a courtesy to the homeowners and not an invoice for payment. Monthly statements may not reflect any or all collection costs incurred on a delinquent account, including attorney or trustee","cbCaiiWip8VHIe4w","https://ap.wps.com/l/cbCaiiWip8VHIe4w","pdf",399698,"English","# Policy and Procedures for Collection of Delinquent Assessments, Fees, Charges and Costs\n## Scope and Definitions\n## Collection Fees and Costs\n## Delinquency and Remedies\n## Payment Handling\n## Payment Plans and Personal Liability\n## Charges, Statements, and Waivers\n## Due Dates and Past-Due Timeline","[{\"question\":\"What types of assessments and penalties are covered under this policy?\",\"answer\":\"The policy covers regular assessments in the governing documents, special assessments, other levied sums, and lienable monetary penalties.\"},{\"question\":\"How are partial payments handled when they are less than the unpaid lienable balance?\",\"answer\":\"The Association may elect to accept the partial payment. Acceptance does not waive the Association’s right to require payment of all sums.\"},{\"question\":\"What timeline governs payment plans for delinquent accounts?\",\"answer\":\"Payment plan requests must be made within 15 days from the postmark date of the prelien notice. The Board responds within 45 days, and plans may be approved at the Board’s sole discretion based on each account’s circumstances.\"}]","BEAR BRAND AT LAGUNA NIGUEL - Policy and Procedures for Collection of Delinquent Assessments, Fees, Charges and Costs | PDF",1789531666]