[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"doc-seo-280472-105":3,"detail-sidebar-cat-1-en-105":81,"doc-detail-280472-en":126},{"code":4,"msg":5,"data":6},0,"ok",{"site_id":7,"language":8,"slug":9,"title":10,"keywords":11,"description":12,"schema_data":13,"social_meta":74,"head_meta":76,"extra_data":78,"updated_unix":80},105,"en","appraisal-transfer-policy-effective-1032022","APPRAISAL TRANSFER POLICY - Effective 10/3/2022","","ACC Mortgage appraisal transfer policy effective 10/3/2022 outlines when ACC will accept transferred or assigned appraisals from an original transferring lender. It specifies required delivery of the original color PDF appraisal and invoice, eligibility of the lender/client name, and restrictions on appraisal type, including required conversion to Conventional when FHA or VA appraisal approaches are involved. The policy also requires transfer letters and acknowledgements on the originating lender’s letterhead, signed by an officer or manager, and states ACC’s review responsibilities plus rules for expiration and corrections. It includes procedures for ACC-to-other-lender transfers and distribution limitations.",{"@graph":14,"@context":73},[15,34,56],{"@type":16,"itemListElement":17},"BreadcrumbList",[18,23,27,31],{"item":19,"name":20,"@type":21,"position":22},"https://docshare.wps.com","Home","ListItem",1,{"item":24,"name":25,"@type":21,"position":26},"https://docshare.wps.com/template/","Template",2,{"item":28,"name":29,"@type":21,"position":30},"https://docshare.wps.com/template/letters/","Letters",3,{"item":32,"name":10,"@type":21,"position":33},"https://docshare.wps.com/template/appraisal-transfer-policy-effective-1032022/280472/",4,{"url":32,"name":10,"@type":35,"image":36,"author":41,"headline":10,"publisher":44,"fileFormat":47,"inLanguage":8,"description":12,"dateModified":48,"datePublished":49,"encodingFormat":47,"isAccessibleForFree":50,"interactionStatistic":51},"DigitalDocument",{"url":37,"@type":38,"width":39,"height":40},"https://docshare.wps.com/thumbnails/appraisal-transfer-policy-effective-1032022/280472.png","ImageObject",442,249,{"name":42,"@type":43},"Alex Sinclair","Person",{"url":19,"name":45,"@type":46},"DocShare","Organization","application/pdf","2026-10-26","2026-09-16",true,{"@type":52,"interactionType":53,"userInteractionCount":55},"InteractionCounter",{"@type":54},"ViewAction",11,{"@type":57,"mainEntity":58},"FAQPage",[59,65,69],{"name":60,"@type":61,"acceptedAnswer":62},"What does ACC Mortgage require to accept a transferred or assigned appraisal?","Question",{"text":63,"@type":64},"ACC requires receipt of the original color PDF of the appraisal and invoice, and it requires a Transfer Letter and Acknowledgement that meet specific criteria signed by an officer or manager on the originating lender’s letterhead.","Answer",{"name":66,"@type":61,"acceptedAnswer":67},"Are FHA and VA appraisals allowed to be transferred to ACC?",{"text":68,"@type":64},"No. ACC does not permit FHA & VA appraisals and will require conversion to Conventional. If conversion cannot be made by the appraiser and/or AMC, ACC requires a new appraisal.",{"name":70,"@type":61,"acceptedAnswer":71},"How does the process work when transferring an ACC appraisal to another lender?",{"text":72,"@type":64},"The other lender’s request must be placed through ACC’s Corporate Headquarters. ACC’s Corporate Headquarters completes the Appraisal Transfer Letter and Acknowledgement, and sends both directly to the new lender, while ACC does not permit changing the lender/client name or assigning directly to wholesale brokers or borrowers.","https://schema.org",{"og:url":32,"og:type":75,"og:title":10,"og:site_name":45,"og:description":12},"article",{"robots":77,"canonical":32},"index,follow",{"doc_id":79,"site_id":7},280472,1790204834,{"code":4,"msg":82,"data":83},"success",[84,88,93,98,103,108,113,117,122],{"id":55,"doc_module":22,"doc_module_name":25,"category_name":85,"show_sort_weight":86,"slug":87},"Presentations",90,"presentations",{"id":89,"doc_module":22,"doc_module_name":25,"category_name":90,"show_sort_weight":91,"slug":92},12,"Resumes",80,"resumes",{"id":94,"doc_module":22,"doc_module_name":25,"category_name":95,"show_sort_weight":96,"slug":97},14,"Invoices",70,"invoices",{"id":99,"doc_module":22,"doc_module_name":25,"category_name":100,"show_sort_weight":101,"slug":102},15,"Posters",60,"posters",{"id":104,"doc_module":22,"doc_module_name":25,"category_name":105,"show_sort_weight":106,"slug":107},16,"Social Media",50,"social-media",{"id":109,"doc_module":22,"doc_module_name":25,"category_name":110,"show_sort_weight":111,"slug":112},17,"Forms",40,"forms",{"id":114,"doc_module":22,"doc_module_name":25,"category_name":29,"show_sort_weight":115,"slug":116},18,30,"letters",{"id":118,"doc_module":22,"doc_module_name":25,"category_name":119,"show_sort_weight":120,"slug":121},21,"Paper Templates",5,"papers-templates",{"id":123,"doc_module":22,"doc_module_name":25,"category_name":124,"show_sort_weight":4,"slug":125},158,"General","general-158",{"code":4,"msg":82,"data":127},{"doc_id":79,"user_id":128,"nickname":42,"user_avatar":129,"doc_module":22,"category_id":114,"category_name":29,"doc_title":10,"doc_description":12,"doc_content":130,"file_id":131,"file_url":132,"file_type":133,"file_size":134,"view_count":55,"is_deleted":4,"is_public":22,"is_downloadable":22,"audit_status":22,"page_count":26,"language":135,"language_code":8,"site_id":7,"html_lang":8,"table_of_contents":136,"faqs":137,"seo_title":138,"seo_description":12,"update_tm":139,"read_time":22},1099523882182,"https://ap-avatar.wpscdn.com/davatar_6f874abed73319feea01a86fa6f0fab8","APPRAISAL TRANSFER POLICY  \nEffective 10/3/2022  \nACC Mortgage will accept transferred/assigned appraisals from the original transferring lender if it meets certain specific procedural criteria.  \nTransfer to ACC from another lender:  \n✓ ACC must receive the original color pdf of the appraisal & invoice.  \n✓ Lender/Client named on the transferred appraisal must be a lender. Entities who operate exclusively as wholesale mortgage brokers are not permitted.  \n✓ Appraisal may only be completed as Conventional. FHA & VA appraisals are not permitted, and ACC will require conversion to Conventional. If the appraiser and/or AMC is unable or unwilling to make the conversion, ACC will require a new appraisal.  \n✓ Transferring lender should provide the most recent version of the successful SSR when available.  \n✓ ACC must receive a Transfer Letter and Acknowledgement from the transferring lender meeting these criteria:  \n▪ Prepared on originating lender’s letterhead.  \n▪ Signed by an officer or manager. (esignatures are acceptable)  \n▪ Must certify and warrant that lender has adopted and complied with AIR requirements, and the appraisal was ordered in compliance.  \n✓ ACC underwriter will complete the appropriate review to ensure overall opinion of value is supported and the appraisal conforms to ACC guidelines.  \n✓ Appraisal may or may not have an AMC affiliated with the order. When an AMC is not utilized, ACC will comply with Appraisal Review Process guidelines.  \n✓ Appraisal expiration date must comply with Age of Appraisal and Appraisal Updates guidelines.  \n✓ Any necessary corrections are subject to the AMC and appraiser’s discretion and must be received in an original color pdf format. If the appraiser and/or AMC is unable or unwilling to make the corrections, ACC will require a new appraisal.  \nInformation is intended solely for mortgage bankers, mortgage brokers, financial institutions and correspondent lenders. Not intended for distribution to consumers, as defined by Section 1026.2 of Regulation Z, which implements the Truth-In-Lending Act. This information is subject to change at any time without notice. Please contact your Account Executive for full details.  \nPRESENTED BY  \nTransfer to another lender from ACC:  \nWhen transferring an ACC Mortgage appraisal to another lender, the following applies:  \n▪ Lender’s request must be placed through ACC’s Corporate Headquarters.  \n▪ ACC’s Corporate Headquarters to complete the Appraisal Transfer Letter and Acknowledgement.  \n▪ Appraisal and Transfer Letter must be sent to the new lender directly from ACC’s Corporate Headquarters.  \n▪ ACC does not permit the Lender/Client name to be removed or replaced on the report.  \n▪ ACC does not permit appraisals to be transferred/assigned directly to wholesale brokers or borrowers.  \nInformation is intended solely for mortgage bankers, mortgage brokers, financial institutions and correspondent lenders. Not intended for distribution to consumers, as defined by Section 1026.2 of Regulation Z, which implements the Truth-In-Lending Act. This information is subject to change at any time without notice. Please contact your Account Executive for full details.  \nPRESENTED BY","cbCairL2IENOxRrp","https://ap.wps.com/l/cbCairL2IENOxRrp","pdf",167695,"English","# Transfer to ACC from another lender\n## Required documents and eligibility\n## Appraisal type and conversion rules\n## Letters, acknowledgement, review, expiration, and corrections\n# Transfer to another lender from ACC\n## Request and letter process\n## Naming and assignment restrictions","[{\"question\":\"What does ACC Mortgage require to accept a transferred or assigned appraisal?\",\"answer\":\"ACC requires receipt of the original color PDF of the appraisal and invoice, and it requires a Transfer Letter and Acknowledgement that meet specific criteria signed by an officer or manager on the originating lender’s letterhead.\"},{\"question\":\"Are FHA and VA appraisals allowed to be transferred to ACC?\",\"answer\":\"No. ACC does not permit FHA \\u0026 VA appraisals and will require conversion to Conventional. If conversion cannot be made by the appraiser and/or AMC, ACC requires a new appraisal.\"},{\"question\":\"How does the process work when transferring an ACC appraisal to another lender?\",\"answer\":\"The other lender’s request must be placed through ACC’s Corporate Headquarters. ACC’s Corporate Headquarters completes the Appraisal Transfer Letter and Acknowledgement, and sends both directly to the new lender, while ACC does not permit changing the lender/client name or assigning directly to wholesale brokers or borrowers.\"}]","APPRAISAL TRANSFER POLICY - Effective 10/3/2022 | PDF",1789548835]