[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"doc-seo-281634-105":3,"detail-sidebar-cat-1-en-105":81,"doc-detail-281634-en":127},{"code":4,"msg":5,"data":6},0,"ok",{"site_id":7,"language":8,"slug":9,"title":10,"keywords":11,"description":12,"schema_data":13,"social_meta":74,"head_meta":76,"extra_data":78,"updated_unix":80},105,"en","applying-for-immediate-retirement-under-the-federal-employees-retirement-system-sf-3113","Applying for Immediate Retirement Under the Federal Employees Retirement System - SF 3113","","Applying for Immediate Retirement Under the Federal Employees Retirement System (FERS) explains how eligible Federal employees may apply for retirement with an immediate annuity, including those transferring from CSRS who can compute part of their benefit under CSRS rules. The guidance covers eligibility requirements for immediate and optional annuities, age and service thresholds, minimum retirement age by birth year, disability and special-conditions cases, and how to manage age reductions by postponing the annuity starting date. It also outlines continuing benefits and survivor coverage topics and application steps for using the correct retirement forms.",{"@graph":14,"@context":73},[15,34,56],{"@type":16,"itemListElement":17},"BreadcrumbList",[18,23,27,31],{"item":19,"name":20,"@type":21,"position":22},"https://docshare.wps.com","Home","ListItem",1,{"item":24,"name":25,"@type":21,"position":26},"https://docshare.wps.com/template/","Template",2,{"item":28,"name":29,"@type":21,"position":30},"https://docshare.wps.com/template/forms/","Forms",3,{"item":32,"name":10,"@type":21,"position":33},"https://docshare.wps.com/template/applying-for-immediate-retirement-under-the-federal-employees-retirement-system-sf-3113/281634/",4,{"url":32,"name":10,"@type":35,"image":36,"author":41,"headline":10,"publisher":44,"fileFormat":47,"inLanguage":8,"description":12,"dateModified":48,"datePublished":49,"encodingFormat":47,"isAccessibleForFree":50,"interactionStatistic":51},"DigitalDocument",{"url":37,"@type":38,"width":39,"height":40},"https://docshare.wps.com/thumbnails/applying-for-immediate-retirement-under-the-federal-employees-retirement-system-sf-3113/281634.png","ImageObject",442,249,{"name":42,"@type":43},"Aditya","Person",{"url":19,"name":45,"@type":46},"DocShare","Organization","application/pdf","2026-10-26","2026-09-16",true,{"@type":52,"interactionType":53,"userInteractionCount":55},"InteractionCounter",{"@type":54},"ViewAction",8,{"@type":57,"mainEntity":58},"FAQPage",[59,65,69],{"name":60,"@type":61,"acceptedAnswer":62},"Who is eligible to apply for immediate retirement with an annuity under FERS?","Question",{"text":63,"@type":64},"Federal employees covered by FERS who want an immediate annuity (beginning within 30 days after final separation) are eligible. This includes individuals who transferred to FERS from CSRS and meet requirements to compute part of their annuity under CSRS rules.","Answer",{"name":66,"@type":61,"acceptedAnswer":67},"What age and service requirements determine eligibility for an immediate annuity?",{"text":68,"@type":64},"Eligibility depends on retirement type and includes minimum age and minimum service thresholds, such as age 62 with 5 years of service or age 60 with 20 years of service. Optional retirement uses Minimum Retirement Age (MRA) plus minimum service, and special provisions can apply to specific public safety and other qualifying roles.",{"name":70,"@type":61,"acceptedAnswer":71},"How can the age reduction be reduced or avoided?",{"text":72,"@type":64},"With at least 10 years of service retiring at MRA, the annuity is reduced for months under age 62. The document states the reduction can be reduced or eliminated by postponing the annuity beginning date to a time between MRA and shortly before age 62, and it notes restrictions such as not beginning the annuity while reemployed.","https://schema.org",{"og:url":32,"og:type":75,"og:title":10,"og:site_name":45,"og:description":12},"article",{"robots":77,"canonical":32},"index,follow",{"doc_id":79,"site_id":7},281634,1790199727,{"code":4,"msg":82,"data":83},"success",[84,89,94,99,104,109,113,118,123],{"id":85,"doc_module":22,"doc_module_name":25,"category_name":86,"show_sort_weight":87,"slug":88},11,"Presentations",90,"presentations",{"id":90,"doc_module":22,"doc_module_name":25,"category_name":91,"show_sort_weight":92,"slug":93},12,"Resumes",80,"resumes",{"id":95,"doc_module":22,"doc_module_name":25,"category_name":96,"show_sort_weight":97,"slug":98},14,"Invoices",70,"invoices",{"id":100,"doc_module":22,"doc_module_name":25,"category_name":101,"show_sort_weight":102,"slug":103},15,"Posters",60,"posters",{"id":105,"doc_module":22,"doc_module_name":25,"category_name":106,"show_sort_weight":107,"slug":108},16,"Social Media",50,"social-media",{"id":110,"doc_module":22,"doc_module_name":25,"category_name":29,"show_sort_weight":111,"slug":112},17,40,"forms",{"id":114,"doc_module":22,"doc_module_name":25,"category_name":115,"show_sort_weight":116,"slug":117},18,"Letters",30,"letters",{"id":119,"doc_module":22,"doc_module_name":25,"category_name":120,"show_sort_weight":121,"slug":122},21,"Paper Templates",5,"papers-templates",{"id":124,"doc_module":22,"doc_module_name":25,"category_name":125,"show_sort_weight":4,"slug":126},158,"General","general-158",{"code":4,"msg":82,"data":128},{"doc_id":79,"user_id":129,"nickname":42,"user_avatar":130,"doc_module":22,"category_id":110,"category_name":29,"doc_title":10,"doc_description":12,"doc_content":131,"file_id":132,"file_url":133,"file_type":134,"file_size":135,"view_count":55,"is_deleted":4,"is_public":22,"is_downloadable":22,"audit_status":22,"page_count":136,"language":137,"language_code":8,"site_id":7,"html_lang":8,"table_of_contents":138,"faqs":139,"seo_title":140,"seo_description":12,"update_tm":141,"read_time":55,"preview_page_count":4},962085564549,"https://ap-avatar.wpscdn.com/davatar_085a072bc5b1113ac321206ff7593b45","Applying for Immediate Retirement Under the Federal Employees Retirement System  \nDo not use this pamphlet, or form SF 3107, FERS Application for Immediate Retirement, if you are applying for a deferred annuity. A deferred annuity begins more than 30 days after the date of final separation. If you want to apply for a deferred annuity, you should request an RI 92-19, FERS Application for Deferred or Postponed Retirement. You can get this application form from our website at [www.opm.gov. You](www.opm.gov. You) can also get the application by calling us at 1-888-767-6738 (TTY: 1-855-887-4957), emailing us at retire@opm.gov or by writing to us at:  \nU.S. Office of Personnel Management Federal Employees Retirement System  \nP.O. Box 45  \nBoyers, PA 16017-0045.  \nWe provide retirement information on the Internet. You will find retirement brochures, forms, and other information at:  \n[http://www.opm.gov/retire/](http://www.opm.gov/retire/).  \nYou may also communicate with us using email at: [retire@opm.gov](retire@opm.gov).  \nTable of Contents  \nPage  \nIntroduction. . . . . . . . . . . . . . . . . . . . . . 1  \nEligibility . . . . . . . . . . . . . . . . . . . . . . . 2  \nContinuing Health Benefits,  \nLife Insurance and Federal Dental and Vision Coverage into Retirement ............ 6  \nContinuing Long Term Care Insurance Coverage Into Retirement ............ 8  \nApplying for Benefits . . . . . . . . . . . . . . . . . 9  \nPayments . . . . . . . . . . . . . . . . . . . . . . 11  \nSurvivor Benefits . . . . . . . . . . . . . . . . . . 13  \nIntroduction  \nThis pamphlet, along with form SF 3107, FERS Application for Immediate Retirement, is for you if you are currently a Federal employee covered by the Federal Employees Retirement System (FERS), and you want to apply for retirement with an immediate annuity (annuity beginning within 30 days after the date of final separation from Federal service). This includes individuals who transferred to FERS from the Civil Service Retirement System (CSRS) and who are eligible to have part of their annuity computed under CSRS rules.  \nThis pamphlet will give you basic information on continuing health benefits and life insurance into your retirement, eligibility requirements for an immediate annuity, when you can expect to receive retirement payments, and information on benefits foryour survivors.  \nEligibility  \nAge and Service Requirements  \nThe following chart outlines the requirements for an immediate annuity under the Federal Employees Retirement System (FERS) .  \n\n| Type of\u003Cbr>Retirement | Minimum\u003Cbr>Age | Minimum\u003Cbr>Service | Special\u003Cbr>Requirements |\n| --- | --- | --- | --- |\n|  | 62 | 5 | None |\n|  | 60 | 20 | None |\n| Optional | MRA* | 30 | None |\n|  | MRA* | 10 | None (Note: Annuity is reduced by 5% for each year the employee is under age 62.) |\n|  | Any age | 25 | You must retire under special provisions for air traffic controllers, firefighters, law enforcement officers, capitol police, Supreme Court police, Customs and Border Protection Officers, or nuclear materials couriers. |\n|  | 50 | 20 |  |\n|  | Any age | 25 | The Office of Personnel Management must have determined that your agency is undergoing a major reorganization, reduction-in-force, or transfer of function. |\n|  | 50 | 20 |  |\n| Dis\u003Cbr>continued\u003Cbr>Service | Any age | 25 | Your separation must be involuntary and not for misconduct or delinquency. |\n|  | 50 | 20 |  |\n| Disability | Any age | 18 months | You must be disabled for useful and efficient service in both your current position and any other vacant position at the same grade or pay level for which you are qualified. Other requirements must also be met. |\n\n*Minimum Retirement Age. (See page 3) .  \nMinimum Retirement Age (MRA)  \nThe Minimum Retirement Age depends on your year of birth. To determine your MRA, refer to the following table.  \n\n| If your year of birth is... | Your MRA is  |\n| --- | --- |\n| Before 1948 | 55 years |\n| 1948 | 55 years, 2 months |\n| 1949 | 55 yea","cbCaibAZLj3tB5PM","https://ap.wps.com/l/cbCaibAZLj3tB5PM","pdf",449296,24,"English","# Introduction\n# Eligibility\n## Age and Service Requirements\n## Minimum Retirement Age (MRA)\n## Age Reduction\n## Postponing the Beginning Date of Annuity\n# Continuing Health Benefits, Life Insurance and Dental/Vision Coverage into Retirement\n# Continuing Long Term Care Insurance Coverage into Retirement\n# Applying for Benefits\n# Payments\n# Survivor Benefits","[{\"question\":\"Who is eligible to apply for immediate retirement with an annuity under FERS?\",\"answer\":\"Federal employees covered by FERS who want an immediate annuity (beginning within 30 days after final separation) are eligible. This includes individuals who transferred to FERS from CSRS and meet requirements to compute part of their annuity under CSRS rules.\"},{\"question\":\"What age and service requirements determine eligibility for an immediate annuity?\",\"answer\":\"Eligibility depends on retirement type and includes minimum age and minimum service thresholds, such as age 62 with 5 years of service or age 60 with 20 years of service. Optional retirement uses Minimum Retirement Age (MRA) plus minimum service, and special provisions can apply to specific public safety and other qualifying roles.\"},{\"question\":\"How can the age reduction be reduced or avoided?\",\"answer\":\"With at least 10 years of service retiring at MRA, the annuity is reduced for months under age 62. The document states the reduction can be reduced or eliminated by postponing the annuity beginning date to a time between MRA and shortly before age 62, and it notes restrictions such as not beginning the annuity while reemployed.\"}]","Applying for Immediate Retirement Under the Federal Employees Retirement System - SF 3113 | PDF",1789567117]