[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-sidebar-cat-1-en-105":3,"doc-seo-189573-105":53,"doc-detail-189573-en":127},{"code":4,"msg":5,"data":6},0,"success",[7,14,19,24,29,34,39,44,49],{"id":8,"doc_module":9,"doc_module_name":10,"category_name":11,"show_sort_weight":12,"slug":13},11,1,"Template","Presentations",90,"presentations",{"id":15,"doc_module":9,"doc_module_name":10,"category_name":16,"show_sort_weight":17,"slug":18},12,"Resumes",80,"resumes",{"id":20,"doc_module":9,"doc_module_name":10,"category_name":21,"show_sort_weight":22,"slug":23},14,"Invoices",70,"invoices",{"id":25,"doc_module":9,"doc_module_name":10,"category_name":26,"show_sort_weight":27,"slug":28},15,"Posters",60,"posters",{"id":30,"doc_module":9,"doc_module_name":10,"category_name":31,"show_sort_weight":32,"slug":33},16,"Social Media",50,"social-media",{"id":35,"doc_module":9,"doc_module_name":10,"category_name":36,"show_sort_weight":37,"slug":38},17,"Forms",40,"forms",{"id":40,"doc_module":9,"doc_module_name":10,"category_name":41,"show_sort_weight":42,"slug":43},18,"Letters",30,"letters",{"id":45,"doc_module":9,"doc_module_name":10,"category_name":46,"show_sort_weight":47,"slug":48},21,"Paper Templates",5,"papers-templates",{"id":50,"doc_module":9,"doc_module_name":10,"category_name":51,"show_sort_weight":4,"slug":52},158,"General","general-158",{"code":4,"msg":54,"data":55},"ok",{"site_id":56,"language":57,"slug":58,"title":59,"keywords":60,"description":61,"schema_data":62,"social_meta":120,"head_meta":122,"extra_data":124,"updated_unix":126},105,"en","annual-report-2025-financial-highlights","Annual Report 2025 - Financial Highlights","","Annual Report 2025 presents year-end and comparative financial performance across income statement, per-share metrics, selected ratios, balance sheet figures, and market data. Key highlights include total net revenue of 182,447 million dollars in 2025, net income of 57,048 million dollars, and earnings per share showing basic 20.05 and diluted 20.02. The report also details ROE at 17%, liquidity coverage ratio around 111, capital ratios including Common Equity Tier 1 at 14.6, and scale measures such as loans, assets, deposits, and employees. Market performance is summarized through closing share price and market capitalization.",{"@graph":63,"@context":119},[64,80,102],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":51,"@type":70,"position":76},"https://docshare.wps.com/template/general/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/annual-report-2025-financial-highlights/189573/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/annual-report-2025-financial-highlights/189573.png","ImageObject",442,249,{"name":88,"@type":89},"Olivia Brown","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/pdf","2026-09-29","2026-09-03",true,{"@type":98,"interactionType":99,"userInteractionCount":101},"InteractionCounter",{"@type":100},"ViewAction",9,{"@type":103,"mainEntity":104},"FAQPage",[105,111,115],{"name":106,"@type":107,"acceptedAnswer":108},"What are the 2025 key income statement highlights in the report?","Question",{"text":109,"@type":110},"The report lists total net revenue of 182,447 million dollars and net income of 57,048 million dollars for 2025, along with pre-provision profit of 86,807 million dollars and provision for credit losses of 14,212 million dollars.","Answer",{"name":112,"@type":107,"acceptedAnswer":113},"What per-share results are reported for 2025?",{"text":114,"@type":110},"For 2025, net income per share is shown as basic 20.05 and diluted 20.02, with book value per share at 126.99 and tangible book value per share at 107.56. Cash dividends declared per share are reported as 5.80.",{"name":116,"@type":107,"acceptedAnswer":117},"Which ratios and balance sheet measures summarize financial strength in 2025?",{"text":118,"@type":110},"Selected ratios include ROE of 17%, liquidity coverage ratio averaging 111, and Common Equity Tier 1 capital ratio (standardized) of 14.6. Balance sheet highlights include loans of 1,493,429 million dollars, total assets of 4,424,900 million dollars, deposits of 2,559,320 million dollars, and common stockholders’ equity of 342,393 million dollars.","https://schema.org",{"og:url":78,"og:type":121,"og:title":59,"og:site_name":91,"og:description":61},"article",{"robots":123,"canonical":78},"index,follow",{"doc_id":125,"site_id":56},189573,1788397816,{"code":4,"msg":5,"data":128},{"doc_id":125,"user_id":129,"nickname":88,"user_avatar":130,"doc_module":9,"category_id":50,"category_name":51,"doc_title":59,"doc_description":61,"doc_content":131,"file_id":132,"file_url":133,"file_type":134,"file_size":135,"view_count":101,"is_deleted":4,"is_public":9,"is_downloadable":9,"audit_status":9,"page_count":136,"language":137,"language_code":57,"site_id":56,"html_lang":57,"table_of_contents":138,"faqs":139,"seo_title":140,"seo_description":61,"update_tm":126,"read_time":141},16904993612988,"https://ap-avatar.wpscdn.com/davatar_a8503ba1806abce46bf441b54a3ca4cd","| Financial Highlights |  |  |  |\n| --- | --- | --- | --- |\n| As of or for the year ended December 31,\u003Cbr>(in millions, except per share, ratio data and employees) | 2025 | 2024 | 2023 |\n| Selected income statement data |  |  |  |\n| Total net revenue | $ 182,447 | $ 177,556(g) | $ 158,104 |\n| Total noninterest expense | 95,640 | 91,797(g) | 87,172 |\n| Pre-provision profit (a) | 86,807 | 85,759 | 70,932 |\n| Provision for credit losses | 14,212(e) | 10,678 | 9,320 |\n| Net income | $ 57,048 | $ 58,471 | $ 49,552 |\n| Per common share data |  |  |  |\n| Net income per share: |  |  |  |\n| Basic | $ 20.05 | $ 19.79 | $ 16.25 |\n| Diluted | 20.02 | 19.75 | 16.23 |\n| Book value per share | 126.99 | 116.07 | 104.45 |\n| Tangible book value per share (TBVPS)(a) | 107.56 | 97.30 | 86.08 |\n| Cash dividends declared per share | 5.80 | 4.80 | 4.10 |\n| Selected ratios |  |  |  |\n| Return on common equity (ROE) | 17% | 18% | 17% |\n| Return on tangible common equity (ROTCE) (a) | 20 | 22 | 21 |\n| Liquidity coverage ratio (average) (b) | 111 | 113 | 113 |\n| Common equity Tier 1 capital ratio –Standardized(c)(d) | 14.6(f ) | 15.7 | 15.0 |\n| Tier 1 capital ratio –Standardized(c)(d) | 15.5(f ) | 16.8 | 16.6 |\n| Total capital ratio –Standardized(c)(d) | 17.4(f ) | 18.5 | 18.5 |\n| Selected balance sheet data (period-end) |  |  |  |\n| Loans | $ 1,493,429 | $ 1,347,988 | $ 1,323,706 |\n| Total assets | 4,424,900 | 4,002,814 | 3,875,393 |\n| Deposits | 2,559,320 | 2,406,032 | 2,400,688 |\n| Common stockholders’ equity | 342,393 | 324,708 | 300,474 |\n| Total stockholders’ equity | 362,438 | 344,758 | 327,878 |\n| Market data |  |  |  |\n| Closing share price | $ 322.22 | $ 239.71 | $ 170.10 |\n| Market capitalization | 868,793 | 670,618 | 489,320 |\n| Common shares at period-end | 2,696.2 | 2,797.6 | 2,876.6\u003Cbr>309,926 |\n| Employees | 318,512 | 317,233 |  |\n\n\n| Named \\#1 in retail deposit market share and \\#1 primary bank for U.S. small businesses\u003Cbr>\\#1\u003Cbr>PRIVATE BANK AND ASSET MANAGER |\n| --- |\n| Named Best Private Bank in the World by Global Finance magazine and \\#1 asset manager by active flows\u003Cbr>\\#1\u003Cbr>IN CREDIT CARDS |\n| \\#1 credit card issuerin the U.S. by sales\u003Cbr>TOP 10\u003Cbr>TOP COMPANIES FOR CAREER GROWTH |\n\n\n| Generated $28 billion of net income on revenue of $78 billion\u003Cbr>\\#1\u003Cbr>IN ARTIFICIAL INTELLIGENCE |\n| --- |\n| Ranked \\#1 for overall artificial intelligence capabilities on the Evident AI Index for the fourth year in a row\u003Cbr>\\#1\u003Cbr>TRADITIONAL MIDDLE MARKET BOOKRUNNER |\n| Ranked \\#1\u003Cbr>Traditional Middle Market Bookrunner in the U.S.\u003Cbr>TOP 10\u003Cbr>MOST ADMIRED COMPANIES |","cbCaifYB4kUQgGpW","https://ap.wps.com/l/cbCaifYB4kUQgGpW","pdf",4928865,364,"English","# Financial Highlights\n## Selected income statement data\n## Per common share data\n## Selected ratios\n## Selected balance sheet data (period-end)\n## Market data\n## Named rankings and key achievements","[{\"question\":\"What are the 2025 key income statement highlights in the report?\",\"answer\":\"The report lists total net revenue of 182,447 million dollars and net income of 57,048 million dollars for 2025, along with pre-provision profit of 86,807 million dollars and provision for credit losses of 14,212 million dollars.\"},{\"question\":\"What per-share results are reported for 2025?\",\"answer\":\"For 2025, net income per share is shown as basic 20.05 and diluted 20.02, with book value per share at 126.99 and tangible book value per share at 107.56. Cash dividends declared per share are reported as 5.80.\"},{\"question\":\"Which ratios and balance sheet measures summarize financial strength in 2025?\",\"answer\":\"Selected ratios include ROE of 17%, liquidity coverage ratio averaging 111, and Common Equity Tier 1 capital ratio (standardized) of 14.6. Balance sheet highlights include loans of 1,493,429 million dollars, total assets of 4,424,900 million dollars, deposits of 2,559,320 million dollars, and common stockholders’ equity of 342,393 million dollars.\"}]","Annual Report 2025 - Financial Highlights | PDF",127]