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It aligns with CARES Act forbearance for multifamily borrowers facing financial hardship by extending the note term and excusing certain payments, with a revised maturity date and installment schedule. It includes acceleration and waiver provisions and grants a warrant to confess judgment in Ohio courts.",{"@graph":63,"@context":111},[64,80,102],{"@type":65,"itemListElement":66},"BreadcrumbList",[67,71,74,77],{"item":68,"name":69,"@type":70,"position":9},"https://docshare.wps.com","Home","ListItem",{"item":72,"name":10,"@type":70,"position":73},"https://docshare.wps.com/template/",2,{"item":75,"name":41,"@type":70,"position":76},"https://docshare.wps.com/template/letters/",3,{"item":78,"name":59,"@type":70,"position":79},"https://docshare.wps.com/template/amendment-to-cognovit-promissory-note-amendment-agreement-for-forbearance-and-revised-terms/162894/",4,{"url":78,"name":59,"@type":81,"image":82,"author":87,"headline":59,"publisher":90,"fileFormat":93,"inLanguage":57,"description":61,"dateModified":94,"datePublished":95,"encodingFormat":93,"isAccessibleForFree":96,"interactionStatistic":97},"DigitalDocument",{"url":83,"@type":84,"width":85,"height":86},"https://docshare.wps.com/thumbnails/amendment-to-cognovit-promissory-note-amendment-agreement-for-forbearance-and-revised-terms/162894.png","ImageObject",442,249,{"name":88,"@type":89},"Finn","Person",{"url":68,"name":91,"@type":92},"DocShare","Organization","application/vnd.openxmlformats-officedocument.wordprocessingml.document","2026-09-20","2026-08-30",true,{"@type":98,"interactionType":99,"userInteractionCount":101},"InteractionCounter",{"@type":100},"ViewAction",6,{"@type":103,"mainEntity":104},"FAQPage",[105],{"name":106,"@type":107,"acceptedAnswer":108},"Who are the parties to this Amendment and what is its effective purpose?","Question",{"text":109,"@type":110},"The parties are the Ohio Housing Finance Agency as Lender and the Borrower. 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Lender and Borrower may be collectively referred to in this Amendment as the “Parties.”\nRECITALS\nLender and Borrower entered into a Loan Agreement on _____________________, 20___ (“Loan Agreement”), setting forth the terms and conditions by which Lender agreed to extend a loan to Borrower in the principal amount of ____________________________ and ___/100 Dollars ($_______________) (“Loan”) to facilitate the development of a rental housing project comprised of ___________ (____) units located in __________________, __________________ County, Ohio, known as “___________________” (“Project”), that is more fully described in the Loan Agreement;\nBorrower’s indebtedness to Lender under the Loan Agreement was evidenced by a duly executed _____________________ dated _________________, 20___ (“Note”), which contained payment dates, interest, and other material information related to the Loan;\nOn March 27, 2020, the Coronavirus Aid, Relief, and Economic Security Act (H.R. 748), known as the CARES Act, was enacted;\nThe CARES Act included numerous provisions related to affordable housing projects, including forbearance of residential mortgage loan payments for multifamily properties with federally backed loans of up to ninety (90) days for multifamily borrowers that experience financial hardship, e.g. a reduction in tenant receivable due to unemployment caused by the coronavirus pandemic;\nIn an effort to align its relief efforts related to the coronavirus pandemic with those available under the CARES Act, Lender’s Board of Directors approved a short-term initiative designed to assist multifamily borrowers facing potential economic hardship due to the coronavirus pandemic by providing those multifamily borrowers a forbearance period of up to a ninety (90) days for multifamily loans;\nUnder Lender’s program to provide up to a ninety (90) day forbearance period to multifamily borrowers that experience financial hardship due to the coronavirus pandemic, the underlying Loan will be extended by a term equal to the duration of the forbearance provided to the multifamily borrower;\nOn _____________________________, Borrower requested that Lender grant it a forbearance for the Loan identified above related to Lender’s program for multifamily borrowers that experience financial hardship due to the coronavirus pandemic; and\nLender has reviewed Borrower’s request to provide a term of forbearance of ___________ (___) days related to financial hardship it has experienced due to the coronavirus pandemic and approved that request in accordance with the terms stated in this Amendment.\nAGREEMENT\nNOW, THEREFORE, for and in consideration of the foregoing recitals and other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, Lender and Borrower agree as follows:\nThe Maturity Date stated in the Note is changed to _______________________, 20____.\nLender agrees to excuse payments that would ordinarily be due to it between ________________________, 2020, according to the Note and accept those payments in monthly installments between ______________________, 20___.\nBorrower and Lender agree to cooperate and execute any additional documentation that may be needed to effectuate this Amendment.\nAcceleration. Borrower acknowledges that if an Event of Default occurs, as defined in the Loan Documents or Cognovit Promissory Note dated _____________, 20_____, and Borrower fail","cbCaibTYIpsNgoAG","https://ap.wps.com/l/cbCaibTYIpsNgoAG","docx",27060,"English","# Recitals\n## Loan and Note Background\n## CARES Act Forbearance Initiative\n# Agreement\n## Revised Maturity Date and Payment Relief\n## Cooperation and Additional Documentation\n## Acceleration\n## Waiver\n## Warrant to Confess","[{\"question\":\"Who are the parties to this Amendment and what is its effective purpose?\",\"answer\":\"The parties are the Ohio Housing Finance Agency as Lender and the Borrower. The Amendment’s purpose is to modify the Cognovit promissory note terms to provide forbearance-related relief and revised repayment timing for eligible multifamily loan hardship.\"}]","AMENDMENT TO COGNOVIT PROMISSORY NOTE - Amendment Agreement for Forbearance and Revised Terms | DOCX"]