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It includes key definitions and interpretation terms such as borrower(s), co-borrower(s), business days, dues, effective date, and 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the “Borrower(s)” of the One Part  \nAND  \nSuryoday Small Finance Bank Ltd., a company incorporated under the Companies Act, 1956 and a Banking Company under the Banking Regulation Act 1949 and having its Registered office at \\#1101, Sharda Terraces, Plot 65, Sector 11, CBD Belapur, Navi Mumbai – 400 614, acting through its Branch as mentioned in Schedule I and hereinafter referred to as the “Bank”(which expression shall, unless repugnant to the context or meaning thereof, be deemed to include, its successors and assigns) of the Other Part.  \nWHEREAS relying upon the representations and information provided by the Borrower, the Bank has agreed to provide financial assistance to the Borrower on the terms and conditions hereinafter appearing to enable the Borrower to utilize the Loan for the purposes set out in Clause 2.1 of Schedule I.  \nWHEREAS  \na. The Borrower(s) has/have approached the Bank for a loan (hereinafter referred to as “Loan”) for the purpose declared by the Borrower(s) in his/their application and set out in Clause 2.1 of Schedule I, against the security of immovable property/ properties, to be mortgaged by the Borrower(s) in favour of the Bank.  \nb. The Borrower(s) agrees and declares the due performance and observance of all the clauses, covenants, terms and conditions of this Agreement.  \nc. The Co-Borrower(s) in consideration of the Bank agreeing to grant the said loan to the Borrower(s) has/have herein provided agrees, declares, undertakes to the Bank the due performance and observance by the Borrower(s) of all clauses, covenants and terms and conditions of this agreement and agrees to pay on demand any money due or which may become due and payable to the Bank under this agreement (not paid by the Borrower(s)) either by way of principal, interest, additional interest, expenses, damages, repairs, replacements or other compensation and other costs and agrees to create security over the immovable property/properties in the manner and mode stipulated by the Bank.  \nd. Relying upon the representations made by the Borrower(s) and the Co-Borrower(s) the Bank has agreed to make available the loan to the Borrower(s) upon the terms and conditions mentioned hereunder.  \nNOW THIS AGREEMENT WITNESSETH AS FOLLOWS:  \nDEFINITIONS AND INTERPRETATION  \nDefinitions  \nApplication Form shall mean and include any application submitted in the prescribed form by the Borrower(s) and Co-Borrower(s) to the Bank for seeking the Loan.  \nBorrower(s) means one or more individual(s), a sole proprietorship concern, limited/unlimited partnership firm, or a limited company whose name(s) is/are stated in the schedule executing the Agreement as Borrower(s) and  \nIn case the Borrower(s) is more than one individual, each one being deemed to have made this Agreement individually and all of them having agreed to liabilities here under jointly and severally and the term “Borrower(s)” shall include his/ her/their respective heirs, executors, administrators, legal representatives and permitted assigns.  \nIn case the Borrower(s) is a sole proprietorship concern the person whose name appears as the sole proprietor and the term Borrower(s) shall include his/her/their respective heirs, executors, administrator, legal representatives and permitted assigns,  \nIn case the Borrower(s) is a limited/unlimited partnership firm, the person whose names are mentioned in the schedule hereto conducting their activities in partnership firm in the name and style as mentioned in the schedule (Firm) . The said firm together with its partners in their individual capacity hereinafter collectively referred to as the “Borrower(s)” and shall include them and their survivors or survivor or partners or partner for the time being thereof and his/her/thei","cbCaio962i1TYYnM","https://ap.wps.com/l/cbCaio962i1TYYnM","pdf",622430,"English","# Definitions and Interpretation\n## Definitions","[{\"question\":\"Who are the parties to this mortgage loan agreement?\",\"answer\":\"The agreement is between the borrower(s) and Suryoday Small Finance Bank Ltd., acting through the branch mentioned in Schedule I.\"},{\"question\":\"What is the loan provided for under this agreement?\",\"answer\":\"The loan is provided to enable the borrower to use the loan for the purposes set out in Clause 2.1 of Schedule I, against the security of mortgaged immovable property.\"},{\"question\":\"What does “EMI / Instalments” mean in the agreement?\",\"answer\":\"EMI/instalments mean the Equated Monthly Instalment specified in Schedule I, used to amortize the loan with interest and any other components over the loan period.\"}]","Agreement for Mortgage Loan for Customer - Mortgage Loan Agreement - Customer Copy | PDF"]