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The FAQ covers investment customization, FDIC/NCUA and other deposit-protection mechanisms, account opening and funding timelines, withdrawal liquidity on Wednesday and Friday, holiday settlement rules, CD term handling, and access to monthly statements and 1099-INT forms.",{"@graph":14,"@context":72},[15,34,55],{"@type":16,"itemListElement":17},"BreadcrumbList",[18,23,27,31],{"item":19,"name":20,"@type":21,"position":22},"https://docshare.wps.com","Home","ListItem",1,{"item":24,"name":25,"@type":21,"position":26},"https://docshare.wps.com/template/","Template",2,{"item":28,"name":29,"@type":21,"position":30},"https://docshare.wps.com/template/letters/","Letters",3,{"item":32,"name":10,"@type":21,"position":33},"https://docshare.wps.com/template/adm-faq-overview-10152024/305068/",4,{"url":32,"name":10,"@type":35,"image":36,"author":41,"headline":10,"publisher":44,"fileFormat":47,"inLanguage":8,"description":12,"dateModified":48,"datePublished":49,"encodingFormat":47,"isAccessibleForFree":50,"interactionStatistic":51},"DigitalDocument",{"url":37,"@type":38,"width":39,"height":40},"https://docshare.wps.com/thumbnails/adm-faq-overview-10152024/305068.png","ImageObject",442,249,{"name":42,"@type":43},"Alex Sinclair","Person",{"url":19,"name":45,"@type":46},"DocShare","Organization","application/pdf","2026-09-29","2026-09-19",true,{"@type":52,"interactionType":53,"userInteractionCount":22},"InteractionCounter",{"@type":54},"ViewAction",{"@type":56,"mainEntity":57},"FAQPage",[58,64,68],{"name":59,"@type":60,"acceptedAnswer":61},"What types of investments does ADM provide?","Question",{"text":62,"@type":63},"ADM customizes an investment plan to match a client’s needs, recommending options to maximize interest. Offerings include liquid and term products, featuring financial institution products only.","Answer",{"name":65,"@type":60,"acceptedAnswer":66},"Is ADM a bank?",{"text":67,"@type":63},"No. ADM is not a bank; it partners with a network of 400+ pre-screened, pre-approved financial institutions that are analyzed for safety and soundness.",{"name":69,"@type":60,"acceptedAnswer":70},"What are the requirements to earn interest and how are accounts opened?",{"text":71,"@type":63},"There is no minimum balance requirement, but the average monthly balance for the liquid account must be over $25,000 to earn interest. Accounts are opened by completing the new account packet and are typically opened within one business day.","https://schema.org",{"og:url":32,"og:type":74,"og:title":10,"og:site_name":45,"og:description":12},"article",{"robots":76,"canonical":32},"index,follow",{"doc_id":78,"site_id":7},305068,1790718855,{"code":4,"msg":81,"data":82},"success",[83,88,93,98,103,108,113,117,122],{"id":84,"doc_module":22,"doc_module_name":25,"category_name":85,"show_sort_weight":86,"slug":87},11,"Presentations",90,"presentations",{"id":89,"doc_module":22,"doc_module_name":25,"category_name":90,"show_sort_weight":91,"slug":92},12,"Resumes",80,"resumes",{"id":94,"doc_module":22,"doc_module_name":25,"category_name":95,"show_sort_weight":96,"slug":97},14,"Invoices",70,"invoices",{"id":99,"doc_module":22,"doc_module_name":25,"category_name":100,"show_sort_weight":101,"slug":102},15,"Posters",60,"posters",{"id":104,"doc_module":22,"doc_module_name":25,"category_name":105,"show_sort_weight":106,"slug":107},16,"Social Media",50,"social-media",{"id":109,"doc_module":22,"doc_module_name":25,"category_name":110,"show_sort_weight":111,"slug":112},17,"Forms",40,"forms",{"id":114,"doc_module":22,"doc_module_name":25,"category_name":29,"show_sort_weight":115,"slug":116},18,30,"letters",{"id":118,"doc_module":22,"doc_module_name":25,"category_name":119,"show_sort_weight":120,"slug":121},21,"Paper Templates",5,"papers-templates",{"id":123,"doc_module":22,"doc_module_name":25,"category_name":124,"show_sort_weight":4,"slug":125},158,"General","general-158",{"code":4,"msg":81,"data":127},{"doc_id":78,"user_id":128,"nickname":42,"user_avatar":129,"doc_module":22,"category_id":114,"category_name":29,"doc_title":10,"doc_description":12,"doc_content":130,"file_id":131,"file_url":132,"file_type":133,"file_size":134,"view_count":26,"is_deleted":4,"is_public":22,"is_downloadable":22,"audit_status":22,"page_count":33,"language":135,"language_code":8,"site_id":7,"html_lang":8,"table_of_contents":136,"faqs":137,"seo_title":138,"seo_description":12,"update_tm":139,"read_time":26},1099523882182,"https://ap-avatar.wpscdn.com/davatar_6f874abed73319feea01a86fa6f0fab8","ADM TEAM  \nYou are our main priority. Everything we do at ADM is with you, the client, in mind. We work hard to make sure your money earns more.  \nKyle Tamblingson  \nDirector, Business Development 414.254.7020  \n[kyle.tamblingson@americandeposits.com](kyle.tamblingson@americandeposits.com)  \nClient Services  \nOur rockstar team is available to you for any assistance you may need, such as balances, statements, questions, etc.  \nYou name it, we will help you.  \n414.961.6600  \n[clientservices@americandeposits.com](clientservices@americandeposits.com)  \nHOW CAN WE HELP YOUR BUSINESS?  \nCash management can be a challenge in every industry. It is particularly difficult to balance the need for a competitive interest rate and full FDIC insurance on excess cash. The American Deposit Management Co.[ADM] – has a fintech-powered solution that addresses the unique cash management challenges routinely faced by your organization.  \n Savings & term options  \n No minimum balance requirement  \n Simple account opening docs  \nHere are some Frequently Asked Questions about how ADM can benefit you.  \nACCESS TO FULL FDIC/NCUA INSURANCE  \nNEXT-DAY LIQUIDITY  \nCOMPETITIVE RATES  \nSIMPLIFIED WORKLOAD  \nWhat types of investments does ADM provide?  \nWe will customize an investment plan to fit your specific needs. Based on the information communicated about your organization, we recommend options to best maximize your interest. ADM's investment offerings feature financial institution products only, offering both liquid and term products.  \nInvestments include:  \nIs ADM a Bank?  \nNo, ADM is not a bank. We have long-standing partnerships with a network of 400+ Financial Institutions. Our network of Financial Institutions consists of only pre-screened, pre-approved, wellcapitalized banks and credit unions that are underwritten and analyzed to ensure safety and soundness. Funds are always 100% available for you to withdraw.  \nHow do your cash management services work?  \nUsing proprietary FinTech, our network of financial institutions can provide nationally competitive rates and unlimited deposit protection. This means your cash can earn more and be completely insured. All you need to do is open a liquid account for your organization and make a single deposit.  \nCertificates of Deposit (CDs)  \nLiquid Account  \nIs There A Minimum Balance Requirement?  \nThere is no minimum balance required to work with ADM. However, the average monthly balance for your liquid account, must be > $25,000.00 to earn interest.  \nHow Do I Open An Account?  \nWe make opening an account as easy as it gets. Simply fill out the new account packet to start the process. Accounts are typically opened within one business day. Once your account is opened, you can fund the account by transferring funds from your operating bank.  \nW220 N3451 Springdale Road, Pewaukee, Wisconsin 53072  \nCan I Withdraw Funds At Any Time?  \nYour liquid account operates as a normal savings account and provides you with twice-per-week liquidity, with settlement days being Wednesday and Friday, to help balance higher rates and your need for accessible funds. You may access these funds through the secure portal. Funds will be transferred into the operating account on file.  \nADM is closed on all Federal Holidays. If fund requests are received prior to 1:00 PM ET the day before a holiday, funds will settle to your account the following business day. If fund requests are received after 1:00 PM ET the day before a holiday, they will settle to your account 2 business days after the holiday.  \nTerm (CD) accounts fluctuate based on the Financial Institution and terms you agreed to when placing the CD. Once CDs mature, we provide current rates and options for reinvesting. If you do not want to secure another CD, funds will be deposited into your liquid account and then can be accessed through the secure portal.  \nHow Safe Is Our Money?  \nYour cash reserves are of the utmost importance and ADM takes all necessary precautions to","cbCaimspblN1yyD8","https://ap.wps.com/l/cbCaimspblN1yyD8","pdf",1428275,"English","# How can ADM help your business?\n## Cash management challenges and ADM’s solution\n## Common FAQ topics\n### Investments and account types\n### Insurance and safety of funds\n### Opening, funding, and withdrawing\n### Statements and tax forms","[{\"question\":\"What types of investments does ADM provide?\",\"answer\":\"ADM customizes an investment plan to match a client’s needs, recommending options to maximize interest. Offerings include liquid and term products, featuring financial institution products only.\"},{\"question\":\"Is ADM a bank?\",\"answer\":\"No. ADM is not a bank; it partners with a network of 400+ pre-screened, pre-approved financial institutions that are analyzed for safety and soundness.\"},{\"question\":\"What are the requirements to earn interest and how are accounts opened?\",\"answer\":\"There is no minimum balance requirement, but the average monthly balance for the liquid account must be over $25,000 to earn interest. Accounts are opened by completing the new account packet and are typically opened within one business day.\"}]","ADM FAQ - Overview - 10/15/2024 | PDF",1789821688]